Where's the Money

2. Know Your
Numbers

3. Dealing With
Bad Days

4. What you think,
good or bad,
ultimately
becomes your
reality.
Don’t like your
reality, check
your thoughts.
Thoughts
become
Things

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Caught In
Negative
Momentum
Domestic
TASK
Pivot: off the
topic
Exercise
Self Care

6. www.millionairemom.co
Last class we
collected numbers
today we compute

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Key Terms
Interest Rate

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Key Terms
Loan to Value
LTV

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Key Terms
Ammortization

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Key Terms
Total Income

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Key Terms
Total Expenses

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Key Terms
Appreciation

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Key Terms
Mortgage
Paydown

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Key Terms
Cash Flow

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Key Terms
Closing Costs

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Key Terms
Shareholders
Loan/ Capital

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Key Terms
Return On
Investment
ROI

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Key Terms
Net Operating
Income

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Key Terms
Capitalization
Rate (Cap Rate)

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Purchase Info Purchase
Purchase Price 500000
DownPayment 20%
Mortgage 400000
Mortgage Rate 2.5%
Ammortization 30

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Rent Ready Items Budget
Down Payment $ 100,000.00
Renovation Items
Legals $ 1,500.00
appliances incl
Land Transfer $ 6,000.00
Inspection
Staying Fund $ 6,000.00
Total Rent Ready $ 13,500.00
Total Required $ 113,500.00

22. www.millionairemom.co
Income
Rent 3100
Laundry 0
Storage
TOTAL INCOME 3100

23. Monthly Expenses Monthly Annual
Mortgage Payment $ (1,577.20) $ (18,926.37)
Vacancy $ (93.00) $ (900.00)
Utilities $ (300.00) $ (3,600.00)
Repairs $ (124.00) $ (1,488.00)
Property Taxes $ (350.00) $ (4,000.00)
Insurance $ (100.00) $ (1,800.00)
Property Management Fees $ (248.00) $ (2,976.00)
$ -
Total Expenses $ (2,792.20) $ (33,506.37)
$ -
Real Monthly Cashflow $ 307.80

24. Sources Year 1 Year 2 Year 3 Year 4 Year 5 Total
Paydown $ 9,111 $ 9,338 $ 9,572. $ 9,811 $ 10,056 $ 47,890
Cashflow $ 3,693 $ 3,693 $ 3,693 $ 3,693 $ 3,693 $ 18,468
Apprec.
Inc. 3% $ 15,000 $ 15,450 $15,913 $ 16,390 $ 16,882 $ 79,637
Total Profit $ 27,808 $28,486 $29,179 $ 29,896 $ 30,633 $ 145,995
Annual ROI 24.5% 25.1% 25.7% 26.3% 27.0% 128.6%

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Questions???

26. Making It Fun!!!
Two Free e-Books
millionaire_mom_enterprises
Millionaire Mom
“Five Tips To Buying Your First
Property”
“Seriously, You Can Do This”
Website: Millionairemom.co
You Can Find Me At…