1. Ecovate2renovate
About Us
The Property Portfolio Umbrella is here to help you
grow your property portfolio
Whether you are a first time landlord or own
over 100 properties
“We SAVE you £££’s by cutting out the middlemen
who charge you £££’s for organising professional
contractors to carry out functions on your behalf such
as sourcing property, arranging finance, renovating
buildings and renting out the property”
Unlike other portfolio builders, we let you speak
directly with professionals who specialise in their
own unique fields
Mortgage advice from a regulated mortgage broker
& member of the national association of commercial
finance brokers
Project Management by an experienced developer
Tax advice from a specialist property tax accountant
Lettings & management advice from a national
lettings agency
We offer tailored advice to suit your needs
SO WHY PAY MORE WHEN YOU CAN GO DIRECT
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY
BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The Property Portfolio Umbrella

2. Florence & Steve are a
couple looking to retire
and purchase a 3 bedroom
house and convert it into
a 5 bedroom HMO
Advocate Finance arranges
the refurbishment and
HMO finance
They then decide on an
interest only mortgage
to increase the cash flow
being generated
By using Affitto
Florence & Steve were able
to fill the property within
days taking away any stress
of renting out the property
Affitto also arranged for
the property to be fully
furnished in order to
maximise the rental income
being generated from the
property
Florence & Steve get tax
advice at an early stage
to comply with rules and
avoid the worry of a HMRC
investigation
TidyMoney helps advise the
couple allowing them to
benefit from Tax Tips and
avoid unwanted Tax Traps
as well as any other nasty
surprises
The property is then fully
refurbished and converted
into a 5 bedroom HMO by
Ecovate2renovate
The property is now ready
to market and completed
with a professional finish
• Experts in arranging investment
mortgages
• Buy to Let, HMO, Commercial
& Bridging Finance
• Ability to recycle cash deposits
upon refinance
• Refurbishment Finance
& Change of use
• Freehold to Leasehold
• Buy & Flip
• Directly authorised by
the FCA (592830)
• TidyMoney helps property
investors get tax sorted
• We help take the pain out
of tax rules and gain from them
• Specialist property tax
accountants
• National Property
Lettings & Management
• Free Portfolio health check
• Your properties registered
with all major online
portals including Rightmove
& Zoopla
Ecovate2renovate
• Accredited Landlord
• Experienced investor within
the HMO, Office2Residential
market
• Project Management
• Block Management
www.advocatefinance.co.uk Tel: 01582 742729 E: richard@advocatefinance.co.uk www.Tidymoney.com Tel: 0208 732 5404 E: info@tidymoney.com
www.affittoea.co.uk Tel: 0800 043 7368 E: info@affittoea.co.uk www.ecovate2renovate.com Tel: 01865 582108 E: office@ecovate2renovate.com