2. WhyuseBroker2Broker?
ProductInformation
Broker2Brokerisaspecialistwholesalingfacilityproviding
tailored, packaged covers for SME businesses across a
range of sectors – including shops, cafes, takeaways,
restaurants,pubs,hotels,hairandbeautysalons,property
owners, and tradesmen.
Designed for SME brokers, Broker2Broker combines the
ease andconvenienceofanonlinetradingfacilitywiththe
advantagesofone-to-oneexpertadviceonriskpackaging
and placement.
Comprehensive: Access to a broad
panel of providers offering packaged
products. A full market exercise is
applied to most risks, to ensure brokers
get to choose from a range of quotes.
Knowledgeable: We take an old
fashioned, common sense approach
to underwriting, drawing on in-depth
knowledgeanddeepmarketrelationships
to advise on a broad range of matters,
from risk presentations to tailored
cover options.
Bespoke: Unlike some of our
competitors, we do not operate a
one-size-fits-all approach to policy
wordings. Packaged covers can be
tailored to the needs of individual
clients and risks.
Instant: A dedicated, easy-to-use
online trading facility provides instant
documentation in PDF format, and
delivers contract certainty by ensuring
that cover incepts immediately.
Personal: Our Business Development
Executives offer a personal and
responsive service, and the flexibility
to help SME brokers win new business.
Renewals: A dedicated renewals team,
plus full-cycle capabilities, ensure that
renewals can be processed seamlessly
online. We are as flexible on renewals
asweareonnewbusiness,tohelpSME
brokers retain existing business.
3. Broad Cover
Applicable to a wide range of retailers,
Broker2Broker’s broad choice of shop
and retail policies can provide for non-standard
features and risks, including:
Work away.
Large claims.
Large sums insured.
Internet sales.
Poor claims history.
Start-up business.
High risk stock.
Equipment breakdown cover.
TailoredProtection
Every policy is tailored to the needs of individual
hospitality risks, regardless of circumstance –
including non-standard risks such as those with
flat roofs, large claims, and high sums insured.
Broker2Broker’s in-house team of underwriters will
use its expertise to find the policy that best meets
client requirements at the right price.
Broker2Broker is a specialist wholesaling facility providing tailored, packaged covers for SME businesses.
It combines the ease and convenience of an online trading facility with the advantages of one-to-one expert
advice on placement.
The team has a long track record of placing a wide range of shop and retail risks – in essence, many shops on the
high street – and draws on its knowledge of the sector to offer brokers a genuine choice of covers for most risks:
A wide range of quotes to choose from.
Insurers’ individual policy wordings, not one standardised cover across all providers.
ShopandRetailInsurance
Call us todayon0330 134 4676
Emailb2bsupport@marsh.com
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4. BroadCover
Applicable to a wide range of risks, Broker2Broker’s
hospitality products include a broad range of covers,
including:
Household contents.
Legal expenses.
Entertainment.
Doormen.
Children’s play area (no bouncy castles*).
Late night opening.
Legal expenses.
Equipment breakdown cover.
Loss of license.
Work away (outside catering etc).
Non-standard construction (no thatched roofs).
Deterioration of stock and frozen foods.
Micro breweries.
TailoredProtection
Every policy is tailored to the needs of individual
hospitality risks, regardless of circumstance – including
non-standard risks such as those with flat roofs, large
claims, and high sums insured.
Broker2Broker’s in-house team of underwriters will
use its expertise to find the policy that best meets client
requirements at the right price.
*Cover available if bouncy castle covered separately.
Broker2Broker is a specialist wholesaling facility providing tailored, packaged covers for SME businesses.
It combines the ease and convenience of an online trading facility with the advantages of one-to-one
expert advice on placement.
The team has a long track record of placing a wide range of hospitality risks, and draws on its knowledge of
the sector to offer brokers a genuine choice of covers for most risks:
A wide range of quotes to choose from.
Insurers’ individual policy wordings, not one standardised cover across all providers.
Pubs,Hotels,GuestHouses
andBed&Breakfast
Call us todayon0330 134 4676
Emailb2bsupport@marsh.com
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5. SpecialistCover
Broker2Broker’s competitive hair and beauty products
make it easy to place cover for more than 70 specialist hair
and beauty treatments – from alkaline skin washes and
eye treatments, to ultrasound body and face treatments.
The product can also offer cover for non-standard features
such as:
Legal expenses.
Large claims.
High risk flood areas.
Non-standard construction.
Start-up businesses.
High risk stock.
Equipment breakdown cover.
TailoredProtection
Broker2Broker has worked with some of the UK’s
leading insurers and industry experts to develop a
range of policies specifically designed to provide
quality cover for hair and beauty salon clients.
Every policy can be tailored to the needs of individual
hair and beauty risks, regardless of circumstance –
Broker2Broker’s in-house team of underwriters will
use its expertise to find the policy that best meets client
requirements at the right price.
Broker2Broker is a specialist wholesaling facility providing tailored, packaged covers for SME businesses.
It combines the ease and convenience of an online trading facility with the advantages of one-to-one
expert advice on placement.
The team has a long track record of placing a wide range of hair and beauty salons risks, and draws on its
knowledge of the sector to offer brokers a genuine choice of covers for every risk:
A wide range of quotes to choose from.
Insurers’ individual policy wordings, not one standardised cover across all providers.
HairandBeauty
Call us todayon0330 1344676
Emailb2bsupport@marsh.com
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6. CaseStudy
Expandingby
WorkingSmarter
TradingScenario
A broker had a sizeable portfolio of
packaged SME business, including
residential property owners, and was
keen to effectively expand its SME
client base.
First, however, it needed to streamline
its current portfolio, which was spread
across a number of platforms – the
result being time and cost inefficiencies,
varied commissions, and a lack of real
relationships with providers.
WhatweDid
The broker turned to Broker2Broker
for help, so we visited its office to
demonstrate our system and discuss its
underwriting needs in detail.
The broker was immediately comfortable
that Broker2Brokerwas the right
partner, thanks to the ease of use our
systemoffered–aswellasourfocuson
buildingcloserelationshipswithbrokers
basedoncommonsenseunderwriting.
TheOutcome
ThebrokertransferreditsSMEpackaged
portfolioontoourplatform,consolidating
andstreamliningitsexistingbusinessto
drivetimeandcostefficiencies.
Thatabilitytoworksmarter,coupled
withourfocusondeliveringcompetitive
quotesquickly,hasenabledthebroker
topressaheadwithitsgrowthstrategy,
successfullyexpandingitsSMEclient
portfolio.
SpecialistCover
Broker2Broker’s residential
property owners products offer
flexible, competitive cover on a sum
insured basis, for loss or damage to
buildings and/or contents.
Policies can offer cover for:
Accidental damage.
Subsidence.
Employers liability.
Buildings up to £2 million
single location sum insured.
TailoredProtection
Every policy is tailored to the needs
of individual property owners,
regardless of circumstance.
Whether property is occupied by
employed, self-employed, retired,
students or unemployed/DSS
tenants, or offered as a holiday
let, getting a competitive quote is
quick and easy.
Broker2Broker’s in-house team of
underwriters will use its expertise to
find the policy that best meets client
requirements at the right price.
Broker2Broker is a specialist wholesaling facility providing tailored,
packaged covers for SME businesses. It combines the ease and
convenience of an online trading facility with the advantages of
one-to-one expert advice on placement.
The team has a long track record of placing a wide range of residential
property owners risks – including portfolios of 30 properties, commercial
properties, and mixed portfolios. It draws on extensive knowledge of
the sector to offer brokers a genuine choice of covers for most risks:
A wide range of quotes to choose from.
Large discounts available.
Insurers’ individual policy wordings, not one standardised
cover across all providers.
Residential
PropertyOwners
Callustodayon03301344676
Emailb2bsupport@marsh.com
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7. BroadCover
Applicable to a wide range of risks,
Broker2Broker’s café, restaurant,
and takeaway policies can include a
broad range of covers, including:
Outside catering.
Entertainment.
Doormen.
Late night/early morning
opening/closing.
Alcohol and late license.
External signs.
Employers, public, and
product liability.
Business interruption.
Deterioration of stock and
frozen foods.
Equipment breakdown covers.
Legal expenses.
HardtoPlaceRisks
Broker2Broker is able to place a
range of risks that may otherwise
be hard to cover. They include:
Fish and chip shops.
Kebab shops.
Chinese takeaways.
Pizza takeaways.
Indian restaurants.
Hybrid takeaways
e.g. pizza and kebab.
Late opening and city
centre takeaways.
New ventures, where the
proprietor has sector
experience.
Broker2Broker is a specialist wholesaling facility providing tailored,
packaged covers for SME businesses. It combines the ease and
convenience of an online trading facility with the advantages of
one-to-one expert advice on placement.
The team has a long track record of placing a wide range of café,
restaurant, and takeaway risks, and draws on its knowledge of the
sector to offer brokers a genuine choice of covers for every risk:
A wide range of quotes to choose from.
Insurers’ individual policy wordings, not one standardised
cover across all providers.
Case Study
WinningnewBusiness
TradingScenario
Abrokerwasattackingastrategically
significantrisk–aportfolioofrestaurants
thatwasahighvalueprospectinits
ownright,butwhichalsopromisedto
opendoorstoadditionalleisureindustry
business.
However,thebrokerwasonlyasked
toquoteat3pmonthedayofrenewal,
whichdidnotleavesufficienttimeto
carryoutitsownfullmarketexercise.
Asaresult,thebrokercontacted
Broker2Brokerforhelp.
WhatweDid
We worked with the broker to gather
a clear picture of the client’s needs,
including an indication of required
premium levels. Armed with that
information, our underwriting team
negotiated with insurers to deliver a
competitive premium that beat the
existing rates and offered a more
appropriate level of cover to their client.
TheOutcome
Thespeedandqualityofservice,and
thepremiumdiscountsprovidedbyour
underwritingteamwerevitalfactorsin
enablingthebrokertowinthebusiness.
What’smore,thewinhashelpedthe
brokertosecurefurtherleisurebusiness
thankstorecommendationsfroma
well-connected,andveryhappynew
client.Meanwhile,thebrokerhassince
transferredexistingbusinesstothe
Broker2Brokerplatform,inorderto
takeadvantageofspeedanddiscount
benefitsinfuture.
Café,Restaurant,
andTakeawayInsurance
Callustodayon03301344676
Emailb2bsupport@marsh.com
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8. SpecialistCover
Embedded engineering cover provides protection
against the breakdown of non-specified plant and
equipment. In addition, it covers equipment that would
otherwise be only rarely considered for individual
purchase such as computers, security systems,
telecommunications equipment, office equipment,
and kitchen equipment.
Cover is provided up to the combined value of buildings
and contents sums insured.
BroadProtection
Other features of the cover include:
Business interruption cover/loss of rent up
to £30,000.
Computers – cover for full breakdown without
any maintenance warranty.
Hire of substitute items up to £5,000.
Loss avoidance measures up to £5,000.
Expediting expenses up to £20,000.
Cover for consequences of operator error.
Deterioration of frozen or refrigerated food
up to £15,000.
No proposal forms or surveys required.
No age restrictions on the plant.
TailoredProtection
Every Broker2Broker policy is tailored to the needs
of individual risks, regardless of circumstance.
Broker2Broker’s in-house team of underwriters will
use its expertise to find the policy that best meets
client requirements at the right price.
Specialist embedded engineering cover is included as standard within all AIG and LV= policies written via
Broker2Broker. This cover provides a cost effective alternative to insuring items of equipment individually
and, unlike more traditional engineering cover, does not require plant and equipment to be specified.
Embedded
EngineeringCover
Call us todayon0330 134 4676
Emailb2bsupport@marsh.com
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