Cobra
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COBRA is a federal law that allows former employees to temporarily continue their employer-provided health insurance coverage. It was implemented in 1985 and requires employers with more than 20 employees to allow qualified individuals to continue coverage for 18-36 months after leaving employment due to certain qualifying life events. While COBRA coverage provides continuous health insurance, it can be very expensive for those enrolled in it.
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The document provides instructions for an advocacy report on Medicaid reform for a state that opted out of the Affordable Care Act's Medicaid expansion. Students are asked to recommend either participating in the original expansion or a modified expansion using waivers. The report must describe the state's current Medicaid program, spending/savings since the ACA, and details of pending waivers. It should also benchmark another state's success with the recommended reform strategy. Resources on Medicaid expansion from Commonwealth Fund and Kaiser Family Foundation are provided.
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Browse over XX market data Figures spread through 70 Pages and an in-depth TOC on "India Home Healthcare Market”
https://www.techsciresearch.com/report/india-home-healthcare-market/15508.html
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No denial by insurers of children for pre-existing conditions
No co-payments for preventive care
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Tax credits for small employers (<25 employees) to provide health care coverage.
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them.
Requires insurers to maintain Medical loss ratios or 80 (small group) or 85% (large group). Provides for states
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This document summarizes a presentation by the Congressional Budget Office (CBO) director on federal health care spending growth and potential policy options. The CBO provides nonpartisan analysis to Congress. Federal health spending is growing faster than other spending and the economy due to population aging, expanded insurance subsidies, and rising per person costs. The Affordable Care Act will significantly reduce the uninsured but have little effect on most with coverage. Improving health, reducing subsidies, changing payments, and restructuring programs could help budgets but have various effects on different groups.Doug Goggin-Callahan - A bridge to integrated care for Medicare and Medicaid ...
Presented by Doug Goggin-Callahan, JD, on September 7, 2012 at the third annual Center for Health Literacy Conference: Plain Talk in Complex Times.
PPResentation1_
The document discusses how the Affordable Care Act (ACA) may be necessary to prevent the US healthcare system from bankrupting the country by 2050. It will be up to managed care organizations and providers to implement the ACA successfully by ensuring access to services like vaccinations and care for pre-existing conditions. So far the ACA has insured 32 million Americans and reduced the federal deficit by $100 billion in its first year. If effectively implemented, the ACA could save $600 billion in healthcare expenditures by 2020 and reduce the federal deficit by $1 trillion.
Healthcare reform bill for individuals and businesses
The recently enacted federal healthcare legislation will affect virtually everyone and will mean significant changes for patients, insurers, employers, hospitals and physicians. This is one of the largest changes to the tax laws in the past 30 years. Are you interested in finding out how the Reform will affect you or your business? We want to help. We are offering presentations to businesses and groups to provide information on how the Reform may impact you.
For more information visit our website at www.kl-cpa.com.
Exploring the Growth of Medicaid Managed Care
States may provide Medicaid benefits either by directly reimbursing providers or by paying private health insurance plans or provider groups (called managed care organizations, or MCOs) to provide services to enrollees. This presentation examines the extent to which Medicaid benefits are delivered through MCOs and the reasons for recent growth in enrollment in and spending for managed care. CBO found that although the overwhelming majority of Medicaid beneficiaries are enrolled in MCOs, payments to MCOs account for less than half of all Medicaid spending. As for the increase in the use of managed care programs to provide Medicaid benefits, the agency found that it is largely attributable to MCOs’ expanding the types of beneficiaries, geographic areas, and range of services that they cover.
Presentation by Alice Burns, an analyst in CBO’s Budget Analysis Division, and by Ben Layton and Lyle Nelson, both of CBO’s Health, Retirement, and Long-Term Analysis Division, at AcademyHealth’s Annual Research Meeting.
January2012
This newsletter provides updates on healthcare reform and its costs, workplace wellness programs, and medical clinics. It discusses how the Affordable Care Act will pay for expanding coverage, including new taxes starting in 2011-2018 on drug companies, insurers, and high-cost plans. It also links obesity to higher workers compensation costs and recommends integrating workplace safety with wellness efforts. Finally, it notes the growth of retail medical clinics and their lower costs compared to doctors' offices and emergency rooms.
Economic Effects of the March Health Legislation
CBO Director Doug Elmendorf's presentation at the Schaeffer Center of the University of Southern California
The Federal Budget Process and the Role of the Congressional Budget Office
The Federal Budget Process and the Role of the Congressional Budget OfficeCongressional Budget Office
The Congressional Budget Office (CBO) provides objective, impartial analysis to support the congressional budget process. It prepares a 10-year budget baseline and cost estimates for nearly every bill approved by congressional committees. CBO prioritizes transparency and makes no policy recommendations, hiring staff based solely on competence.Washington Update
This document summarizes key points from a presentation on rural health issues and healthcare reform. It discusses potential government shutdowns if a budget is not passed, changes to Medicare and Medicaid under the Affordable Care Act, provisions already in effect, and new delivery models like accountable care organizations. Key uncertainties are noted, such as the impact of healthcare reform on rural providers and workforce shortages.
Understanding CBO’s Medicaid Coverage Projections under the Affordable Care Act
Understanding CBO’s Medicaid Coverage Projections under the Affordable Care ActCongressional Budget Office
This presentation from the Congressional Budget Office provides an overview of their projections for Medicaid coverage under the Affordable Care Act. It discusses how their projections have changed over time due to legislative changes, economic conditions, technical adjustments, and states' decisions around Medicaid expansion. The presentation focuses on explaining the key factors and assumptions behind CBO's modeling approach and projecting declining Medicaid enrollment compared to initial estimates.A New Era in American Health Care: What does it mean for the economy?
The document discusses how the Affordable Care Act aims to address problems in the US healthcare system like the large number of uninsured, rising costs, and quality and access issues. It will expand coverage to 32 million uninsured through Medicaid expansion and health insurance exchanges. Reforms to payment and delivery systems are also expected to help slow premium growth and reduce costs over time. Implementation will occur gradually through 2019, with many provisions taking effect in 2014 such as the individual mandate, Medicaid expansion, and state-based insurance exchanges.
Similar to Cobra (20)
Affordable Care Act Summary Provisions of the act are phased.docx
Affordable Care Act Summary Provisions of the act are phased.docx
An Overview of CBO’s Estimates of Federal Subsidies for Health Insurance for ...
An Overview of CBO’s Estimates of Federal Subsidies for Health Insurance for ...
Medicaid and Health Insurance, Galen Benshoof - SLC 2015
Medicaid and Health Insurance, Galen Benshoof - SLC 2015
Jenn James - EOLWD - MA WFD HC Collaborative_MHA Overview_v2.pptx
Jenn James - EOLWD - MA WFD HC Collaborative_MHA Overview_v2.pptx
BoyarMiller Breakfast Forum: How will Changing Healthcare Policy Affect your ...
BoyarMiller Breakfast Forum: How will Changing Healthcare Policy Affect your ...
With so much anticipated change forthcoming in healthcare policy, this outloo...
With so much anticipated change forthcoming in healthcare policy, this outloo...
Federal Health Care Spending: Why Is It Growing? What Could Be Done About ...
Federal Health Care Spending: Why Is It Growing? What Could Be Done About ...
Doug Goggin-Callahan - A bridge to integrated care for Medicare and Medicaid ...
Doug Goggin-Callahan - A bridge to integrated care for Medicare and Medicaid ...
Healthcare reform bill for individuals and businesses
Healthcare reform bill for individuals and businesses
The Federal Budget Process and the Role of the Congressional Budget Office
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Understanding CBO’s Medicaid Coverage Projections under the Affordable Care Act
Understanding CBO’s Medicaid Coverage Projections under the Affordable Care Act
A New Era in American Health Care: What does it mean for the economy?
A New Era in American Health Care: What does it mean for the economy?
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https://www.techsciresearch.com/report/india-home-healthcare-market/15508.html
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This particular slides consist of- what is hypertension,what are it's causes and it's effect on body, risk factors, symptoms,complications, diagnosis and role of physiotherapy in it.
This slide is very helpful for physiotherapy students and also for other medical and healthcare students.
Here is summary of hypertension -
Hypertension, also known as high blood pressure, is a serious medical condition that occurs when blood pressure in the body's arteries is consistently too high. Blood pressure is the force of blood pushing against the walls of blood vessels as the heart pumps it. Hypertension can increase the risk of heart disease, brain disease, kidney disease, and premature death.
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This slide is very helpful for physiotherapy students and also for other medical and healthcare students.
Here is the summary of hypotension:
Hypotension, or low blood pressure, is when the pressure of blood circulating in the body is lower than normal or expected. It's only a problem if it negatively impacts the body and causes symptoms. Normal blood pressure is usually between 90/60 mmHg and 120/80 mmHg, but pressures below 90/60 are generally considered hypotensive.
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Recent Trends
Strategic Collaborations and Partnerships
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CHAPTER 1 SEMESTER V COMMUNICATION TECHNIQUES FOR CHILDREN.pdf
Here are some key objectives of communication with children:
Build Trust and Security:
Establish a safe and supportive environment where children feel comfortable expressing themselves.
Encourage Expression:
Enable children to articulate their thoughts, feelings, and experiences.
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Help children identify and understand their own emotions and the emotions of others.
Enhance Listening Skills:
Develop children’s ability to listen attentively and respond appropriately.
Foster Positive Relationships:
Strengthen the bond between children and caregivers, peers, and other adults.
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Aid cognitive and language development through engaging and meaningful conversations.
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Encourage polite, respectful, and empathetic interactions with others.
Resolve Conflicts:
Provide tools and guidance for children to handle disagreements constructively.
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Support children in making decisions and solving problems on their own.
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Offer comfort and understanding during times of distress or uncertainty.
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Acknowledge and encourage positive actions and behaviors.
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Offer clear instructions and explanations to help children understand expectations and learn new concepts.
By focusing on these objectives, communication with children can be both effective and nurturing, supporting their overall growth and well-being.
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Cobra
- 1. COBRA The Consolidated Omnibus Budget Reconciliation Act Sarah Fennell MHA628
- 2. What is COBRA? Implemented in 1985 Health Insurance continuation Employers with more than 20 employees Qualified Life Events 18-36 months Enrollment
- 3. Impact Continuous coverage Expensive Personal Experience
- 4. References COBRA coverage and health insurance Marketplace Options. (n.d.). Retrieved July 12, 2020, from https://www.healthcare.gov/unemployed/cobra- coverage/ Continuation of health coverage (cobra). (n.d.). Retrieved July 12, 2020, from https://www.dol.gov/general/topic/health-plans/cobra Jones, L. W. (2020). COBRA Is 35 (Almost); Requirements and Compliance Issues Still Vex Employers. Employee Relations Law Journal, 46(1), 85–90. Kongstvedt, P. R. (2012). Essentials of managed health care (6th ed.). Sudbury, MA: Jones and Bartlett Publishers.
Editor's Notes
- Hello my name is Sarah Fennell and I am going to talk about the Consolidated Omnibus Budget Reconciliation Act which is more commonly known as Cobra.
- Cobra is the acronym for the consolidated omnibus budget reconciliation act which was implemented in 1985. The act was an effort by the government to help individuals who lost their healthcare benefits. Cobra impacts any company who has more than 20 employees although many states have something called mini Cobra plans for companies with fewer than 20 employees. Cobra also defined what events qualified the individual for continued coverage through the previously enrolled company plan. These events include voluntary or involuntary job loss, work hours being reduced, transition between jobs, death, divorce, and various other reasons. The allowable coverage ranges from 18 months to 36 months based on the precipitating event and the individual’s circumstances. A person may also enroll for a shorter time and may cancel Cobra benefits whenever it is no longer required. An individual is eligible to enroll immediately after coverage ends and will be provided with a notification via their employer. They may not change plans unless it is during open enrollment.
- Cobra allows the individual to have continuous healthcare coverage with no gap. This is especially important for individuals with chronic health conditions or known upcoming hospitalizations like the birth of a child. While it provides the same coverage the person is accustomed to with all the same providers and rules, it can be quite expensive. The plan is allowed to charge the individual as much as 102% of the full cost of the plan which can be more than many people may be able to afford. I once had to use Cobra during a job transition as my new employer did not provide coverage until after the ninety day probationary period. I was barely able to afford the cost of the plan as it was about $900 per month so in the three month period I spent almost $3000 on health insurance. The result was I could not really afford to use the insurance because all of the funding had gone into paying for the plan. I would never have been able to continue this coverage for the 18 months for which I was eligible. While this act was well intentioned it may not provide for the individual in as reasonable a way as was initially intended.
- These are my references used in researching the presentation.