Financial Awareness and Financial Planning

1. FINANCIAL AWARENESS
WAY TO PROSPERITY

2. INVESTMENT OBJECTIVES
• SAFETY
• RETURNS
• LIQUIDITY
• TAX PLANNING
• EARLY RETIREMENT
Tax
Planning
Returns
Liquidity
Safety
Early
Retirement

3. FINANCIAL GOAL
• MEDICAL EQUIPMENT
• SELF CLINIC
• LIFESTYLE ENHANCEMENT
• RETIREMENT PLANNING
• INTERNATIONAL HOLIDAYS

4. What is goal ?
How much is
tenure ?
How much
value require ?
How much
amount we
have to invest ?
Where we have
to invest ?
PLANNING

5. FINANCIAL PLANNING
• IT IS STRUCTURED SCIENCE
• IT IS SERIES OF ACTION
• REGULAR MONITORING AND EVALUATION
• TAX PLANNING

6. INSTRUMENTS OF INVESTMENT
• PREDETERMINE
INSTRUMENTS
• BANK DEPOSITS(FIXED DEPOSITS)
• BONDS
• POST OFFICE SCHEME
• VARIABLE INSTRUMENTS
• MUTUAL FUNDS
• EQUITY, SHARES
• GOLD, SILVER
• REAL ESTATE

7. Wealth
protection
life insurance,
Health insurance
Wealth
Accumulation
Saving, Emergency
fund,
Short term
Investment
Wealth Acceleration
Mutual funds,
Stocks investment
Wealth
Distribution
Consumption

8. PROBLEMS
• LACK OF TIME GIVEN TO FINANCIAL MANAGEMENT
• MULTIPLE SOURCE OF INCOME
• TRADITIONAL WAY OF INVESTMENT
• SCATTERED INVESTMENTS

9. SYSTEMATIC PROCESS
• YOU HAVE A TREATMENT PROCESS TO TREAT YOUR PATIENTS
• LIKE THAT SYSTEMATIC PROCESS TO ORGANIZE AND MANAGE YOUR INCOME
FOR GENERATE WEALTH
Prescribe
appropriat
e solution :
Systematic
right solution
for
investment
Understan
d the
problem:
Source of
income,
pattern of
income
First
Diagnose
:
Financial
goals, Life
goal,
Objective of
investment

10. Benefits
of mutual
funds
Expertise
Convenience
Tax saving
Safe and
transparent
Liquidity
Good return
Diversification
Manage
inflation

11. INVESTMENT CYCLE
You
Financial
advisor
Investment
Growth
Return