Avenues of investment for different types of investors

1. Avenues of investment
Pritika Hirebet

2. Types of
investors
Aggressive Moderate Conservative

3. Investments for
different types
of investors
Aggressive
Global
investments
Unit Linked
Insurance plan
Small and
micro cap
investing
Growth funds Options Trading
Moderate Conservative

4. Investments
for different
types of
investors
Aggressive Moderate
50 % Risky
(Aggressive)
investments
50% Low
risk/Safe(Cons
ervative)invest
ments
Conservative

5. Investments
Aggressive Moderate Conservative
Post office
monthly
income scheme
Fixed and
Recurring
deposits
Gold exchange
traded funds

6. Investment for aggressive investors

7. • Trading through international stock exchanges
• Access them through American Depository receipts
• Accessing international Mutual funds
Global investments Investments for
different types
of investors
Aggressive
Global
investments
Unit Linked
Insurance plan
Small and
micro cap
investing
Growth funds
Options
Trading
Moderate Conservative

8. • https://economictimes.indiatimes.com/tdmc/your-
money/navigation/mutual-funds/where-to-invest-mutual-funds-or-
ulips/tomorrowmakersshow/69426895.cms
Unit Linked Insurance plan
• ULIP are generally offered to cover both investment and also provides an
insurance cover to the investor
• The premium paid is partly allocated to insurance and the remaining is then
invested in equity, bonds
Investments for
different types of
investors
Aggressive
Global
investments
Unit Linked
Insurance plan
Small and micro
cap investing
Growth funds Options Trading
Moderate Conservative

9. • Investing in stocks of small and mid cap industries is riskier than Blue-
chip companies
• Higher rate of growth and potential but at the same time risk of
survival in slack times
Small and micro cap investing
Investments
for different
types of
investors
Aggressive
Global
investments
Unit Linked
Insurance
plan
Small and
micro cap
investing
Growth funds
Options
Trading
Moderate Conservative

10. • These are funds that invest in companies that are into
1. expansion
2.Diversification
3.Research
• Growth funds do not focus on investments in dividend paying
companies.
Growth Funds
Investments
for different
types of
investors
Aggressive
Global
investments
Unit Linked
Insurance
plan
Small and
micro cap
investing
Growth
funds
Options
Trading
Moderate
Conservativ
e

11. Options trading
For more strategies click on the link
https://edisciplinas.usp.br/pluginfile.php/2337440/mod_resource/content/1/Option
_Trading_Strategies.pdf
Options are basically contracts between buyer and seller giving the investor the right to either buy
or sell the option at a given further date.
Options are of 2 types
Call: Right to buy the option at any time before the expiry date at strike price
Put: Right to buy the option at any time before the expiry date at strike price
Knowledge regarding markets are required to do options trading
These can be traded on Stock exchanges like other stock market trading
Investments for
different types
of investors
Aggressive
Global
investments
Unit Linked
Insurance plan
Small and micro
cap investing
Growth funds Options Trading
Moderate Conservative

12. Investment avenues for conservative investors

13. Post Office Monthly schemes
National Savings
Time Deposit
Kisan Vikas Patra
Senior citizens
savings scheme
account
National Savings
Monthly Income
Scheme
To know the specifications of each of these schemes and more of such schemes,
Click on https://www.indiapost.gov.in/Financial/pages/content/post-office-saving-schemes.aspx
Investments for
different types of
investors
Aggressive Moderate Conservative
Post office
monthly income
scheme
Fixed and
Recurring
deposits
Gold exchange
traded funds

14. Fixed & Recurring Deposits
• FD & RD’s are safest fixed income investments
• Income from FD> Income from RD
• These deposits are generally opened with private and
public sector banks
Investments for
different types
of investors
Aggressive Moderate Conservative
Post office
monthly
income scheme
Fixed and
Recurring
deposits
Gold exchange
traded funds

15. Gold Exchange traded funds
Stock
trading
Gold
investment
s
GET
F
• Less risky as gold price do not fluctuate as much as
equity
• These are traded through DEMAT account
Investments for
different types of
investors
Aggressive Moderate Conservative
Post office
monthly income
scheme
Fixed and
Recurring
deposits
Gold exchange
traded funds

16. Systematic Investment Plan (SIP)
• SIP refers to fixed amount investment for a specific time perid
into mutual fund schemes
• To know power of compounding of Systematic investment plan
• View this video https://www.youtube.com/watch?v=-
wVPjN3fv34
• To know the calculations regarding your Systematic investment
plan click on this links
• https://www.godigit.com/calculators/sip-calculator

17. Please note: The avenues for investments covered in this presentation are suggestive and not all
inclusive. The learners can explore for more avenues to invest
THANK YOU