1.
Patrick L Young
CEE Impact FinTech
Wroclaw, December 7th 2016

2.
PatrickLYoung

3.
Change:
Is the ONLY Certainty In
Life & Investment

4.
“The trouble with weather
forecasting is that it's right too often
for us to ignore it and wrong too
often for us to rely on it .”
Patrick L Young

5.
Disintermediation
"Somewhere out there is a bullet
with your company's name on it.”
Gary Hamel

6.
Peak Horse

7.
Peak Mobile Phone Shop

8.
Peak Bank Branch

9.
Banker Power Has Peaked
• 2008 Wasn’t Just
A Crash...it was
the peak of
banker power…
• Regulatory
Monopoly
Erosion

10.
Two Big FinTech
Risks

11.
Incumbent FinTech

12.
Uber & AirBnb Vs the world

13.
Regulatory issues involve foresight
& government ability to change

14.
Exchanges (Many Still Co-Ops!)

15.
Distributed Ledger: the new
double entry bookkeeping?

16.
The Copernican
Revolution in
Finance

17.
the Bitcoin universe
delivered the Model T
experience…

18.
Victory or Death

19.
Patrick L Young
Snapchat:
FrontierFinance
@FrontierFinance
patricklyoung