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Affordable Home
Ownership
Amy Cubbage
Habitat for Humanity of the Mid-
Willamette Valley
Salem, OR
Partnership
Housing
Habitat for Humanity
Salem, OR
300 to 500 hours
of sweat equity;
16 hours class
Final
approval for
0% APR
home loan
Selection:
• Need for
housing
• Ability to pay
• Willingness to
partner
Volunteer
family
advocates
South Salem
• Median income
• Demographics
• Average home prices
South Salem
Strategies & Solutions
• 22 lots
• More inclusive
Affordable
Home
Ownership
Habitat for Humanity of the Mid-
Willamette Valley
Salem, OR
Amy Cubbage
amy@salemhabitat.org
(503) 364-6642 Ext. 103
Community Based Strategies
for Displacement Mitigation
Displacement Mitigation
2
Pathway 1000
• A PCRI initiative to develop 1,000 new affordable homes for
rental and ownership by 2025
• Increase the overall inventory of affordable housing in
North and Northeast Portland.
• Create a pipeline back into N/NE Portland neighborhoods
for families who have been involuntarily displaced
• Ensures related economic opportunity benefits and lifts up
displaced/disadvantaged community members
3
History of Gentrification in NE Portland
4
History of Involuntary Displacement and
Gentrification in NE Portland
5
• Gentrification vs. displacement
• Who has been displaced? Why?
• The results of involuntary displacement
History of Gentrification in NE Portland
6
Effects of Displacement
7
• Housing insecurity and “root shock”
• Poverty and housing cost burden
• Health disparities
• Disparate educational outcomes and achievement
• Displacement of community businesses, lost economic
opportunity
Mitigation of Gentrification in NE Portland
8
Preventing Future Displacement
• Prioritizing housing stability for existing residents
• Right to return waitlist priority actively mitigates displacement
• Preserving and expanding affordable housing in gentrifying
areas
• Ensuring economic opportunity, stability for existing
businesses and residents
9
Preventing Future Displacement
• Planning for change, aligning housing with economic
opportunity
• Strategic partnerships and development opportunity
• Affordable rental to homeownership continuum
10

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What’s working? Strategies to create inclusive communities, mitigate and reverse displacement and align housing with other asset building strategies