Wealth Management

1. Wealth Management - 2016
Tata Securities Ltd

2. Wealth Management Services
• Advising & Managing portfolio of Investors for both
individual as well as Non individual
• Clients investment Portfolio would be greater than 1 Cr
• Relationship Managers to handle atleast 45 clients of 1
Cr or more
• RM’s would meet all his clients atleast once a month
• Clients portfolio to be reviewed atleast once a Quarter
in co-ordination with Research Team
• RM’s would maintain all customer files upto date , and
would keep records of all investments

3. Wealth Managements
Services
Insurance
Plans
Tax
Planning
Retirement
Planning
Estate &
trust
Services
Cash & Risk
Management
Investments
Products

4. Investments
• Mutual Funds Tie Ups
• PMS Tie Ups
• Corporate Fixed Deposits
• Alternative Investment Funds
• Real Estate Projects
• Structured Products

5. Insurance
• Life Insurances
• Home Insurance
• Travel Insurance
• Personal Disability Insurance
• Pension Insurance
• Medical Insurance

6. Retirement
• Pension Cash Flow Planning
• Critical Health and Medical Plan
• Hospital Plans

7. Estate & Trusts
• Assets Classifications
• Rights of Male & Female members
• HUF formation
• Creation of WILL and executor Service
• Special Vehicle in India & Abroad

8. Tax Planning
• Investment Tax implication
• Tax Filing & consultancy
• Tax planning
• Reducing Tax Liabilities

9. Cash & Risk Management
• Mapping Unexpected & Expected Events
• Financial Plan to meet the needs
• Back up plan for Events
• Loans Requirment Mapping

10. Research requirement
• Identifying the Product & services
• Product Notes
– MF , NFO, IPO & Structure Products
• Customized Financial Plans
– Retirement , Wealth Creations , Aggressive etc
• Portfolio Evaluation
– Quarterly & Yearly
• Client Meetings & Discussion
• Mutual Fund Trackers
• Insurance Notes
• Snapshot on Economic Environment
• Brief overview of Different Assets Class like - Equity , Bonds & Gold

11. Current Team
• 1 Senior RM – Mumbai
• 1 Junior RM – Mumbai
• 1 Customer Support - Mumbai

12. Team Set Up – Phase 1
( to be reviewed by FY17)
Mumbai Team Pune Team Bangalore Team
2 Senior RM’s 1 Senior RM 1 Senior RM’s
3 Junior RM’s 1 Junior RM 1 Junior RM’s
2 Research Analyst 1 Research Analyst
1 Customer Support 1 Customer Support 1 Customer Support
1 Product Specialists
Portfolio Reporting System Requirement :
Current System used is ICRA software for Mutual Fund Holding only.
System like MILES Software , which offers a 360 View of all assets holding is
needed for Client reporting