Minesh Lad provided invaluable assistance to Dr. Michael McFall in finding the right comprehensive income protection plan at a standard rate after Dr. McFall was initially denied coverage. Since filing a claim, Minesh has assisted Dr. McFall on multiple occasions with financial and medical dealings with claims managers and supporting documentation whenever required. Dr. McFall recommends Minesh highly for his caring attitude and excellent customer service, which made working with him a pleasure during a difficult time in Dr. McFall's life when he needed to relocate overseas for treatment.

1. Dr Michael K McFall
465 Mountain Springs Road
Warm Springs, Georgia 31830
USA
October 27,2015
To whomitmay concern:
I would liketo takethisopportunity to thank and personally recommend MrMinesh Lad to
anyonewho may need a specialist insuranceadvisor.Heprovided mewith invaluablehelp and
recommendationsregardingthepurchaseof a comprehensiveincomeprotection plan. I was
initially denied coverageandhepersisted in findingtherightpolicy formeat a standardrate.
He has alwaysmadehimself availableto mefor any requestor query. Sincefilinga claim,he
has assisted meon multipleoccasions fromfinancial and medical dealingswith claims
managersto assistingmewith supportdocumentation,whenever itmay berequired.
Itwas necessary formeto relocateoverseasto receivetreatment,and my insurancepayments
continuedwithoutdelay.
Minesh’scaringattitudeand excellentcustomer servicemadehimapleasureto work withata
very difficulttimein my life.
Sincerely,
Michael McFall