Michael Hoyt completed the Fixed Income Exam for the Bloomberg Essentials Training Program in July 2015, as acknowledged by a certificate from Tom Secunda of Bloomberg.

1. BLOOMBERG
ESSENTIALS
TRAINING PROGRAM
This is to acknowledge that
MICHAEL HOYT
has successfully completed
Fixed Income Exam for BESS
in
07/2015
of the
BLOOMBERG
ESSENTIALS
TRAINING PROGRAM
Congratulations,
Tom Secunda
Bloomberg