UCBL Dissertation Report Presentation.

5. To know an overview of UCB;
To observe the business review of UCB
To analyze the financial performance of UCB
To study the factors which lead to evaluate current
financial performance
To suggest some recommendations on the basis of the
study results and to improve further financial performance
of UCB.

6.  Public limited company incorporated on 26th June 1983
 Started its business operations from 27th June 1983
 Enlisted at (DSE) in 30th November 30 1986
 Enlisted at CSE in 15th November 1995 (After 10 Years)
 Authorized Capital TK 15,000 million.
 Paid up Capital of TK 10,541.34 million.
 Total Manpower 3,837 people (Average)
 Total Branches 158,( AD 28, Ag 2)
 ATM booths 151

11.  STRENGTHS
 WEAKNESS
 OPPORTUNITIES
 THREATS

12. Deposits
Reserve Funds
Shareholders Capital
Retained Earnings
Central Bank Financing
Equity Issuance

13. Asset Liability Management desk income
Year Amount (BDT Core) Growth
2015 386.29 +11.86%
2014 345.34
Foreign Exchange Income
Year Amount (BDT Crore) Growth
2015 86.01 +8.92%
2014 78.96
Treasury Income Highlight
Year Amount (BDT Crore) Growth
2015 523.00 +14.28%
2014 457.66
Money Market & Investment Income
Year Amount (BDT Crore) Growth
2015 50.70 +52.01%
2014 33.35

14. 0.00
2,000.00
4,000.00
6,000.00
8,000.00
10,000.00
12,000.00
14,000.00
16,000.00
18,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Foreign Remittance

15. Balance Sheet
Share information
Financial Ratio
Foreign Business
Capital Measures
Liquidity Measures

16. 0.00
1,000.00
2,000.00
3,000.00
4,000.00
5,000.00
6,000.00
7,000.00
8,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Net interest Income (Million)
0.00
1,000.00
2,000.00
3,000.00
4,000.00
5,000.00
6,000.00
7,000.00
8,000.00
9,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Operating Profit (Million)

17. 0.00
500.00
1,000.00
1,500.00
2,000.00
2,500.00
3,000.00
3,500.00
4,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Net Profit

18. Year 2015 2014 Growth %
Total assets 293,847 266,101 10.43%
Total liabilities 368,258 243,609 51.17%
Paid up capital 10,039 8,366 20.00%
Shareholders' equity 25,589 22,492 13.77%
Deposits 220,866 211,072 4.64%
Loans and advances 197,414 174,146 13.36%
Investments 44,345 44,289 0.13%
Fixed assets 8,587 8,510 0.90%

19. Assets 2015 2014 Growth (%)
Cash 17,960.68 18,387.16 -2.32%
Balance with other banks & FIs 10,705.57 6,024.88 77.69%
Money at call on short notice 390.00 2,190.00 -82.19%
Investments 44,345.73 44,288.60 0.13%
Loans & advances 197,413.64 174,146.10 13.36%
Fixed Assets 8,586.73 8,510.00 0.90%
0.00
50,000.00
100,000.00
150,000.00
200,000.00
250,000.00
300,000.00
350,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Total Asset

20. 0.00
50,000.00
100,000.00
150,000.00
200,000.00
250,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Loan & Advance
0.00
50,000.00
100,000.00
150,000.00
200,000.00
250,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Deposit
0.00
10,000.00
20,000.00
30,000.00
40,000.00
50,000.00
Y-2015 Y-2014 Y-2013 Y-2012 Y-2011 Y-2010 Y-2009 Y-2008 Y-2007 Y-2006
Investments

21. 0
1
2
3
4
5
6
7
8
Earning Per share (EPS)
0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
1.8
2
Return on Assets (ROA)

22. 0.00
5,000.00
10,000.00
15,000.00
20,000.00
25,000.00
30,000.00
Shareholders' Equity
0
5
10
15
20
25
30
Return on equity (ROE)

23. 0
1
2
3
4
5
6
2015 2014 2013 2012 2011
5.23%
4.62%
4.03%
3.69%
1.79%
NPL %
0.00
5,000.00
10,000.00
15,000.00
20,000.00
25,000.00
30,000.00
Shareholders' Equity
0
2
4
6
8
10
12
14
Capital Adequacy Ratio %
0
5
10
15
20
25
30
Net Asset Value Per Share

24.  Time constraint
 Job pressure of the employees
 Restrictions to Provide information
 Lack of practical knowledge

25.  Primary data:
 Secondary data:
 Data gathered within the organization itself.
 Data gathered from Texts.
 Internet sources.
 General reports.
 Annual reports
 Official documents.