A clear path to lower healthcare costs.

1. CONFIDENTIAL | DO NOT COPY OR DISTRIBUTE
CONFIDENTIAL | DO NOT COPY OR DISTRIBUTE
A Clear Path To Lower
Healthcare Costs.

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CONFIDENTIAL | DO NOT COPY OR DISTRIBUTE
Meet
Christian
Insurance Pays
Hospital Charge
Discount
Christian’s OOP
..…. $3K
… $68K
…………. $34K
.… $31K
Insurance Pays
ASC Charge
Discount
Christian’s OOP
..…. $3K
……….. $8K
….…………. $0
…... $5K
Why Does Transparency Matter?

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81 Million
126%
+
52%
+
2010 2021 2009 2021
Healthcare cost
are going up
Insurance deductibles
are going up
$3,000
>
Americans have
a deductible of
$5,000
>

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But Why?
Health Plans
(For-Profit, MLR)
Providers
(For-Profit)
Employers
(Don’t Understand)
Employees/
Patients
(Don’t Have Tools)

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Price Transparency
Mandate
2019 2021
Price Transparency Timeline
January 1, 2022
Machine readable file
must be posted on
health plan website.
Price Transparency
Support
January 1, 2023
Online self-service
tool for 500 specified
services must be
provided by health
plan.
January 1, 2024
Online self-service
tool for all items and
services must be
provided by health
plan.
2022 2023 2024

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Economics 101
The Profit
Motive
Minimal Government
Intervention
Competition Lower Prices
=

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Healthcare Economics FAIL
The Profit
Motive
Minimal Government
Intervention
Competition Lower Prices
=

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Everything but Healthcare Healthcare
In Healthcare, Cost Does Not Equal Quality
Higher Cost Higher Quality Higher Cost Lower Quality
=
=

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We either figure out how to fix high costs or the government will step in.
Fix it or Forget It

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Smart Healthcare Platform

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CONFIDENTIAL | DO NOT COPY OR DISTRIBUTE
Healthcare Navigation Bill Negotiation
Mobile App

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CONFIDENTIAL | DO NOT COPY OR DISTRIBUTE
MDale@PointHealth.com
Matt Dale, CEO