Matthew Littlemore provides information about improving and maintaining your financial health.

1. How to
Improve
Your
Financial
Health
Matthew Littlemore

2. Analyze Your Current Situation
Create a new budget or update an
existing budget. This budget should
not be a goal of what you would like to
earn and spend. Instead, it should be
based on accurate and historical data.

3. Make Some Lifestyle
Adjustments
This can often be
accomplished by cutting
down on frivolous
expenses; however, you
may experience a more
regular savings pattern
by making changes
within your recurring
expenses. Refinancing
your car loan, moving to
a more affordable home,
or eliminating a cable
package are great ways
to do this.

4. Improve Your Saving Habits
Set up your bank account with auto
transfer to ensure a designated amount
is deposited into your savings account
each time you get paid. You can start
with a small amount, such as $10, and
begin to gradually increase the amount
over time.

5. Create a Financial Plan
Create a plan that
outlines your primary
financial goals and
assign a timeline to
each. Analyze the
expenses and costs
required to reach
your goals, and work
towards them
accordingly.