Erie Insurance offers a variety of commercial and personal insurance products, including property, casualty, life, auto, home, and tenant policies. Their agents provide advice and nondiscriminatory service. Erie assesses risks based on objective underwriting criteria. Coverage is provided by several Erie insurance companies and subsidiaries located in Erie and Rochester, New York.

1. Erie Insurance offers a variety of commercial property, casualty and life
products that can be tailored to meet the specific needs of your business.
ERIE also offers a broad range of services to meet your personal insurance needs,
including auto, boat and a variety of home and tenant insurance policies. Erie Family
Life Insurance offers a complete line of products to meet individual and business life
insurance needs. Your ERIE Agent can offer you professional advice and answer any
*
questions you may have before you buy. ERIE embraces the principle of “equal
professional service.” That means that every applicant, Customer and claimant Ultrapack Plus
SM
Green Upgrade
receives the high caliber service that is our hallmark. ERIE does not tolerate unlawful
discrimination, and we expect our Agents to adhere strictly to that nondiscriminatory
philosophy as well. ERIE assesses each risk on its own merits and relies on objective
underwriting criteria designed to evaluate the nature and extent of each risk. ERIE®
Coverage
insurance services are provided by one or more of the following insurers:
Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property &
Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance
Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New
York (home office: Rochester, New York). Not all companies are licensed to operate
in all states. Not all products are offered in all states. Go to erieinsurance.com for
company licensure and territory information. Equal opportunity insurer. Nothing
in this advertisement constitutes an offer of insurance. It is only intended
to provide a general description of coverage offered. Eligibility for insurance
coverage will be determined at the time of application, based upon applicable
underwriting guidelines and rules in effect at that time. The insurance products
referenced in this advertisement are in effect as of January 2012 and may be changed
at any time. All insurance products are subject to terms, conditions and exclusions
not described in this advertisement.
*Erie Family Life Insurance products are not available in New York.
Home Office • 100 Erie Insurance Place • Erie, PA 16530
814 . 870 . 2000 • www.erieinsurance.com
S1531 1/12 © 2012 Erie Indemnity Company

2. Replace Smart
Replace Green
If your business has a property • A 30-day extended period for loss of earnings
claim, you can “green it up” with as a result of repairs being made because
the Green Upgrade Coverage reconstruction with green standards may take
for Ultrapack Plus from longer than ordinary methods.
SM
Erie Insurance.
For example, if a business’s electrical system is
With this coverage, in the event damaged and needs to be replaced, with the Green
of a covered loss, you can Upgrade Coverage, it can now be replaced with one
defray the costs of replacing damaged equipment that’s compatible with solar panels, thus saving money
with more eco-friendly alternatives such as motion- and energy.
activated lights, automatic faucets and non-toxic or
ENERGY STAR-compliant building materials. In other And making your business more green could earn the
words, if your business suffers a property loss, you necessary points to qualify for green certification.
can rebuild or replace whatever was damaged to
be green. Green Upgrades:
• May provide a healthier work environment for
Not only are you helping the environment for future your employees, which in turn contributes to
generations, but you also could be reducing your higher productivity levels.
business operating expenses. Now, who wouldn’t
want that? • Reduce the amount of waste and improve
air and water quality.
With Green Upgrade Coverage from Erie Insurance, • Differentiate your business from the
you’ll get a competitively-priced coverage from a competition.
company with superior claims service.
• Improve building resale price.
Green Upgrade Coverage provides:* • Reduce energy bills.
• Removal and disposal of your damaged ®
property (recycled whenever possible). Ultimately, your business insurance is ERIE ’s primary
concern, but we also care about our environment.
• An additional limit of insurance to replace Together, we offer businesses like yours superior
damaged property when using more products and service, along with the peace of mind
energy-efficient and environmentally that your business is well protected.
friendly materials.
• Expenses related to green upgrades such Talk to your local ERIE Agent today about adding
as extra costs to reuse building materials or Green Upgrade Coverage to your Business
professional design and engineering fees. Insurance policy.
*Coverage subject to certain terms and limitations