2. Do you recollect what the interest rate was
10 years ago ??
What are interest rates available currently ??
Where do you think interest rates will be 10 years hence??
Do you want look at Interest Rate Trends Globally…??
3.
4. As Economies mature, Interest Rates
tend to slope downwards.
As Economic Growth Slows, Fixed
Income Investors try EXOTIC &
RISKIER Options to get HIGHER
RETURNS with complete disregard
to RISK
5. The Next Slide gives us the Current
Interest Rates for the Major Global
Economies……
High Interest Rates are available
only in Developing Economies due
to High Demand For Building
Infrastructure
6. Country Current Interest Rate
Australia 3.50%
China 6.56%
United States of America .25%
Japan 0.10%
Korea, Republic of 3.25%
New Zealand 2.50%
Brazil 8.5%
Czech Republic .75%
European Monetary Union 1.00%
Norway 1.5%
Poland 4.75%
Canada 1%
Sweden 1.5%
Switzerland 0.25%
United Kingdom 0.50%
7. Let us look at
Interest Rates
available in India
Today …
8. Current Interest Rates as on
08.04.2015
Bank 1 year 1- 3 Years 3 to 5 Years 5 Years and
More
SBI 8.5% 8.5% 8.50% 8.25%
HDFC Bank 8.75% 8.75% 8.75% 8.25%
Icici Bank 8% 8.75% 8.75% 8.5%
9. Let us look at
Interest Rates
Trends in India
since 1995
12. Look at the Long Term Interest Rates Again, what
do they Indicate??
Why is no Bank offering a rate for a TENOR longer
than 10 Years??
Why can you not buy ANNUITIES in Japan??
Does it not make sense to lock a part of your LONG
TERM DEBT PORTFOLIO and….
14. Presenting LIC’s Jeevan Akshay VI
A plan which offers a GUARANTEED RETURN for
Life with return of CAPITAL
ALL LIC POLICIES come with the Sovereign
Guarantee of the GOVERNMENT OF INDIA
Interest Amount will be Printed on Policy BOND!
No Tax Deduction at Source !!!
Are you waiting for Jeevan Akshay VII?
