1. Mark Goldfinger
MBA CFM CRPC RIA CSNA
Understanding Medicare
Tel: 310-770-5944
Email: Mark@GoldfingerAdvisory.com
www.GoldfingerAdvisory.com
CA License #0D00057
2. Medicare & You 2015
154 Pages –Available in electronic
format or printed copy.
Call: 1-800-MEDICARE
Or visit: www.Medicare.gov
Signing Up For Medicare:
1) Auto - 3 months before age 65
2) Social Security Office
3) Online:
SocialSecurity.gov
Medicare.gov
3. Medicare is not Medi-Cal
The 4 Parts of Medicare
Part A = Hospital & Skilled Nursing
Part B = Doctors & Medical Equip.
Part C = Medicare Advantage (HMO)
Part D = Rx – Prescription Drug Plan
4. Medicare Options
OPTION 1: Medicare Parts A, B, D & Plan F
Part A is Free
You pay for Part B $104.90;
You buy a Supplement Plan F - $160 to $200
Part D Prescription Plan $28 - $108
OPTION 2: Medicare Advantage (HMO) Part C
Part A is Free
You Pay for Part B $104.90
This option can include: Hospital; Skilled
Nursing; Doctor; Medical Equip.; Prescriptions
5. Option 1: Medi-Gap (Supplement Plan)
Benefits A B C D
F* G K L M N*
Medicare Part A coinsurance and hospital
costs (up to an additional 365 days after
Medicare benefits are used)
100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
Medicare Part B coinsurance or
copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Blood (First 3 Pints) 100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Part A hospice care coinsurance or
copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Skilled nursing facility care coinsurance 100% 100% 100% 100% 50% 75% 100% 100%
Medicare Part A deductible 100% 100% 100% 100% 100% 50% 75% 50% 100%
Medicare Part B deductible 100% 100%
Medicare Part B excess charges 100% 100%
Foreign travel emergency (up to plan
limits)
100% 100% 100% 100% 100% 100%
6. MEDICARE PART C - (HMO)
MA Plans include: Parts A & B; and a Rx program
There are 18
insurance companies
approved to offer
Medicare Advantage
(MA) Plans in
Southern California,
with 100+ plans to
choose from.
For More Information, Please Call Mark Goldfinger 310-770-5944
Option 2: Medicare Advantage Plans
Please Note: Since MA Plans are HMOs, to be fully covered,
you will be required to use only those doctors and hospitals
that are within the Medicare Advantage network
