Four C of life. LIFE INSURANCE SALES

1. FOUR ‘C’ s OF LIFE
MANUAL D’souza
MASTER TRAINER
DATACOMP

2. What is life Insurance?
Life is all about Four ‘C’s

3. First C of Life
Everyone Creates income for the needs and
wants of the family .
First ‘C’ is CREATION of Income

4. Second ‘C’ OF LIFE
Consumption of Income

5. Third ‘C’ OF LIFE
Third ‘C’ is
Conservation of Income

6. Ways of Conservation
• While you EARN. You SAVE too.
• 1) Bank FD
• 2) Shares and Mutual Funds
• 3) Real Estate
• 4) Gold
• 5) Other Saving Instruments

7. Fourth ‘C’ OF LIFE
Continuation of
Income.

8. Contingencies in life
1) Death
2) Disability
3) Disease
4) Deprive of Income (Retirement)

9. WHAT IF THERE IS ANY CONTINGENCY?
• 1ST ‘C’ - CREATION OF INCOME IMMIDIATELY STOPS.
• 3RD ‘C’ - CONSERVATION OF INCOME WILL NOT GROW DUE TO
INCOME SHORTAGE.
BUT
2nd ‘C’- Consumption of Income is always there with raise every
year due to inflation.

10. What will happen if your Incomes stops ?
•KAMAI BAND.
•BACHAT BAND.
•KHARCHA
CHALU………..

11. what does life insurance do?
It gives you fourth C of life.
CONTINUATION OF INCOME

12. 4TH ‘C’ - CONTINUATION OF INCOME
•LIC Policy Gives You 4TH ‘C’ To Support the
2ND ‘C’ of Life “Consumption of Income
(KHARCHA ….To Run your Family)
Without Touching the 3RD ‘C’ Conservation of
Income (PLOT, HOUSE,GOLD,BANK F.D……etc).

13. My Suggestion to You
• Money available at time when you and your family NEEDED it
most is the highest RETURN on Investment.
• Maturity amount will give you RETURNS at PAR with other Saving
Instruments.
• Individual discussion will give you a clear idea about it and other
aspects as well.
• We will discuss in details about RETIREMENT Plan, Estate
Creation plan, Family protection plan and other Financial Goals
before you take any decision.

14. Why you should opt for Life Insurance
Your DREAMS will become reality by regular and long term saving .
• Invest in LIC and see the DIFFERENCE.
• Financial Peace of Mind guaranteed.
“ Jindagi ke Sath Bhi OR Jindagi ke Badh Bhi”.

15. How Datacomp Helps You
• Human life Value calculator
• Wealth potential Analysis
• Maturity wise budget option
• Premium wise Budget option.

16. Human life Value

17. Wealth potential Analysis

18. Premium Budget Wise Option
• It is a showcase of all the probable LIC plans that can be
offered to the customer for a specific premium budget
• It helps in arriving at a correct S.A. for the given
premium budget
• This option is provided in Wonder Plan under
“Optional Planer and Reckoners”

19. Premium Budget wise Option

20. Maturity Amount Wise Option
• It is a proven fact that a customer always has target returns in mind
before deciding any financial proposals
• This feature is a window to arrive at various plans based on the
targeted maturity amount
• This option is provided in Wonder Plan under
“Optional Planer and Reckoners”

21. Maturity Budget wise Option

22. Thank You
Name : Manual D’souza
Master Trainer
Datacomp Web Technologies, Mumbai
(m) 7666802122
Email: manual@datacompwebtech.com