This document discusses various ways people can waste money online, including through sales, limited editions, shipping costs, import tariffs, digital downloads and DLC, Facebook games, game bundles, Kickstarter rewards, and easy payment methods. It notes the "vicious cycle of spending" where consumers are enticed by deals and promises to continually spend more. While digital goods avoid some costs, additional purchases like DLC can still rack up bills. The document provides examples and calculations to show how costs can multiply for physical and digital items. It concludes by emphasizing the importance of self-control to avoid mindless spending online.

1. Methods of Payment
or: how we waste money on the internet
[BARCAMP BANGKHEN #3]
@lunaticneko
http://lunaticneko.com

2. Agenda
 Vicious Cycle of Spending
 Additional Costs when purchasing
Physical Goods
 Steam Games & DLC
 Facebook Games
 Game Bundles
 Kickstarter
 Methods of Payment

3. The Components of Spending
Product
Delivery Want
Can Pay Money

4. THE VICIOUS CYCLE
OF SPENDING!

5. The Vicious Cycle of Spending (1)
 They put up a sale

6. The Vicious Cycle of Spending (1)
 They pitch a promise
“KICKSTARTER ONLY” they said!
“LIMITED EDITION” they said!

7. The Vicious Cycle of Spending (2)
 You:

8. The Vicious Cycle of Spending (3)
 You:
The point of no return!!!

9. The Vicious Cycle of Spending (4)
 They deliver.
 You pay tax.
 You pay for shipping.
 You pay for everything you don’t get.

10. The Vicious Cycle of Spending (5)
 If you’re unlucky, you realize you have no
money left.

11. How much do you really pay for
PHYSICAL GOODS

12. Buy One …
 Example: This
Damage Counter:
$72.04

13. … pay more than one!
 Now there’s shippin’
Damage Counter:
$87.99

14. How to find Import Tariff
 Search from your Customs. In this case I
searched for “เสื้อผ้า”

15. How to find Import Tariff
 After searching, we know our item is
charged 100% tariff! (or “Import Duty”)

16. How to find Import Tariff
 Tariff is added AFTER Shipping. This
means:
Damage Counter:
$87.99 + $87.99 = $175.98

17. There’s also VAT.
 In Thailand,VAT is 7%
Damage Counter:
$175.98 x 1.07 = $188.30

18. Total Price Breakdown
Price
$12.32
$72.04
List Price
Shipping
Tariff
VAT
$87.99
$15.95

19. What does this mean?
 What we pay
𝑃𝑟𝑖𝑐𝑒 + 𝑆ℎ𝑖𝑝𝑝𝑖𝑛𝑔 × 1 + Tariff × 1 + 𝑉𝐴𝑇

20. Forget physical, earthly things. Let’s get some
DIGITAL GOODS

21. How about some game?
 Buy it digital so there are no Tariffs to
worry about.
 No shipping, too!
 VAT is also avoided.

22. How about… Dungeon Defenders?

23. How about… Dungeon Defenders?
 Just $14.99! We can have a good game at
lower price nowadays.

24. Bad news: It doesn’t end there.
 Good games usually have DLCs.
 DLC = DownLoadable Content = You
want them = You have to pay.

25. Oh sh*t.

26. Price Breakdown again!
MacTavish (Price is too old to play DD)
Main Game
DLCs

27. However…
 You’d be more willing to pay for virtual
goods under some circumstances.
 Read
http://techcrunch.com/2012/02/29/virtual-
good-market-boom/ for more details.

28. How much have we paid?
 Check at
http://www.steamcalculator.com/
 Amount shown is the total store price @
the time you check
 Anyone using Steam? Tell us your ID, now.

29. The most vicious thing ever
FACEBOOK GAMES

30. How Facebook Games earn money
 Advertisement

31. How Facebook Games earn money
 Product placement
Balloons: SimCity Social (EA)
Cars: 2 Toyota Priuses
White one in the middle: Some Dove thingie
Magnum sign & big Cornetto: Do I have to tell you?!
On the Table: Samsung Galaxy S3

32. How Facebook Games earn money
 Charge you directly of course

33. More games for less with
GAME BUNDLES

34. Cheaper
 Some game bundles are offered by Steam
or other services.
 They are usually cheaper compared to
buying them individually.

35. Example
 http://www.thegreenlightbundle.com/

36. Name your price
 Some even allow you to pay whatever you
want.
 If you want some extra content you must
pay a specified amount.
 e.g. http://www.indiegala.com/

37. More information
 http://www.indiegamebundles.com/
 This website lists many bundles.
 Your “bundle hunt” will make you drain
your pocket quickly, I promise!

38. Let’s give someone a kick on
KICKSTARTER

39. WTF is Kickstarter?
 Someone makes a project
 You help fund it
 They do the project
 When it’s done, they give you stuff and
thanks you

40. Why is it so good?
 KS is FULL of creative projects!!!
http://www.kickstarter.com/projects/impossible/impossible-instant-lab-turn-iphone-
images-into-rea?ref=home_popular

41. Like what?
 Boosted Boards: Electric Skateboards
http://www.kickstarter.com/projects/170315130/boosted-boards-the-worlds-
lightest-electric-vehicl?ref=discover_pop

42. Like what?
 HEARTSAT: Launch a Satellite Balloon
http://www.kickstarter.com/projects/145704440/heartsat-a-scientifically-rewarding-
journey-to-nea

43. Like what?
 Galago: Prototyping Board
http://www.kickstarter.com/projects/kuy/galago-make-things-better

44. Like what?
 Heck, even a game console: OUYA
http://www.kickstarter.com/projects/ouya/ouya-a-new-kind-of-video-game-console

45. So why is it related to this session?
 Because they offer goodies too!
 For example, that OUYA…
$99 = $140 =
LIMITED EDITION!

46. And how I wasted money…
 HEARTSAT allows messages to be posted
on the flight vehicle.
 I chipped in and told them to write this:

47. Why KS for me?
 I want to help indie rather than
established businessmen
 I feel exclusive when I get certain rewards
 I’m so artsy and indy – I don’t want
common market items. I want
PROTOTYPES or LIMITED EDITION.
 KS projects are REALLY creative!

48. Now, the thing you use to pay or
METHODS OF
PAYMENT

49. Just one credit card!
 PayPal doesn’t even require an account.
Any credit card will work.
 And that’s your money, gone.

50. No credit? No problem!
 Some banks support “online cards”
 Do this from e-banking in minutes.
 Done? Now, go shopping.

51. No bank a/c? No problem too!

52. No money? Work for it!
 Slave yourself on TrialPay  SimCash!!!

53. NO EXCUSES!
 They’ve found every single way to make
you pay!
 The solution is in the next slide.

54. How to
SPEND CAREFULLY ON
THE INTERNET

55. 1. Don’t drink
 Heard about
“drunken eBay”?
 Result 
 http://imgur.com/gal
lery/P9nvz

56. 2. Long passwords
 Stops logging in altogether when drunk
 Like this smart guy said …
http://www.answerbag.com/a_view/2065360

57. 3. Think carefully
 This meme is fun. Just don’t do it for real.
Please.

58. 4. Bonus: Get rid of all your desires
 He stopped all his
desires forever.
 But for us, one hour is
more than enough!

59. The Components of Spending
Product
Delivery Want
SELF-
CONTROL
Can Pay Money

60. The Components of Spending
Product
Delivery Want
SELF-
CONTROL
I LIED!Can Pay theory like this in the world!
There’s no Money

61. End of Discussion!
THANK YOU!