1. SPRING 2016 | COUNTY LIVING magazine | 1
I
f you have a business that
accepts credit cards, you are
probably getting several calls
daily from different card pro-
cessors claiming they can save
you money. How do you decide
which processor is the best fit
for your business? Doesn't each
processor offer the same thing?
We are the owners of St.
Louis Merchant Services,
brokers with over 20 years’
experience in the card process-
ing industry, and we work with all of the top credit card
processors such as First Data, Chase Paymentech, Global,
and TSYS, to name just a few.
As brokers, we remain unbiased, and therefore provide a
huge advantage for business owners because our loyalty is
to our clients, not to one particular processor. Every proces-
sor has their advantages, their quirks, and most important,
their own incentives. Why do all of the research on your
own? There is no fee for our research.
We will do an analysis for you and compare the rates
across the top processors mentioned above and more. We
can recommend the right processor that is the best fit for
your needs. We can also recommend the best way to elec-
tronically capture a credit card transaction, such as a termi-
nal, POS system, online Gateway, virtual terminal, mobile
pay, pay at the pump, or “Pay at the Table” devices.
Over the years, we have discovered what merchants
like and dislike about the big banks, as well as the pro-
cessors. We have designed our business model the way
we would want to be treated: “interchange plus” pricing,
consistent pricing (month after month, year after year),
no long-term contracts (we earn your business every
month), no leases, no hidden fees, and most importantly,
secure payment transactions.
If your merchant services agent is through your bank, or
an affiliate of your bank, is very likely that you see signifi-
cant additional fees on your credit card transactions every
month. These institutions have considerable overhead,
and they look to maximize charges and fees to generate
more income. By contrast, an independent expert who is
unbiased and more selective in choosing the processor and
technology your business wants can serve your needs at a
considerably lower cost.
Currently, one of the biggest problems in the credit card pro-
cessing industry is surcharging. St. Louis Merchant Services
does not surcharge. If you think
you may be paying surcharges,
or just paying too much, we are
here to help. We are commit-
ted to your company’s success.
We work for our merchants
24/7/365 for all customer
service and technical support
needs, whenever you need
it. Let us help you grow your
business by finding you the best
processor for your company,
while you focus on running
your business. We are here for you. We have no exit fees,
so we are earning your business every day. If you like your
current processor or POS system but do not have a local
representative and would like one, please call us and we
will be happy to work with you!
You can call Ed or Laura Abilez to schedule a no-obliga-
tion, face-to-face meeting to go over your card processing
statement in order to determine potential savings by having
St. Louis Merchant Services represent your company for credit
card processing. You can reach Ed or Laura at (636)591-5885
or (636)541-5455, and you can learn more about their ser-
vices at: www.StLouisMerchantServices.com. clm
If Your Business Accepts Credit Cards,
And You Haven't Looked Closely At Your Fees Lately
. . . You Could Probably Save A Lot Of Money With A BrokerBY LAURA & ED ABILEZ
St. Louis Merchant Services offers
complete payments solutions:
• Credit/Debit/EBT Card Terminals
• Pay at the Table Terminals
• POS Systems
• Virtual Terminals
• E-Commerce Gateway
• MOTO Transactions
• Mobile Payment Devices
• Check Guarantee
• Franchise Pricing
• Charity Pricing
• Gift/Loyalty Cards
• Next Day Funding
• Pay at the Pump
• Contactless Payments:
Apple Pay/Google Wallet
• Merchant Cash Advance
For Your Information