Employees who are satisfied with their overall benefits packages and feel their benefits meet their families' needs are much more likely to also be satisfied with their jobs compared to employees who are unsatisfied with their benefits. Additionally, if employers did not provide the desired level of health insurance, 80% of employees would be likely to purchase additional insurance to ensure adequate coverage if it was affordable. Benefits are also very or extremely important to employees' job satisfaction, work productivity, willingness to refer friends, loyalty to their employer, and decision to leave a company.