Micro Finance in India

1. MICROFINANCE
Submitted to:
Ms. Shefali Saluja
Submitted by:
Aditya (1620981152)
Chhavi (1620981160)
Divyu (1620981164)
Jyotika (1620981170)

3. Source: Annual Report

6. Grameen Bank

7. Source: Annual Report

8. Source: Annual Report

9. Introduction to SHG
 SHG movement started in India in 1992.
 Started with 225 groups in 1992.
 Presently, there are 16,18,456 SHG that have
accessed bank loans.
 Around 25 million members of SHG are
women.

10. Source:NABARD

12. Source:NABARD

14. Source:NABARD

15. Source:NABARD

16. Project Work

17. Challenges
• Difficult to convince people.
• Salary Issue
• Family Issue
• Lack of Interest
• Existing Account
• Less Income
• Trust Issue
• Uncertainty in Income
• Branch & Bank Issue

18. Suggestions
• Recruitment – Overcome language barrier.
• Quick Activation.
• Awareness Program.
• Eradication of fear among customers.

19. Results
• 4 Bank Account
• 2 Pan Card