This document proposes a 3-step hybrid model for sustainable and universal healthcare. Step 1 involves establishing a national drug company to develop quality drugs for social prices to break pharmaceutical monopolies. Step 2 incorporates private health insurances operating in a flexible market alongside social health care programs. Step 3 redefines health services, with social programs covering emergencies, preventative care, vaccines, and serious illnesses not caused by misbehavior, while addressing issues like an aging population, income inequality, and high drug prices that limit healthcare access.