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Jose M. Cardona
2720 Watermark Dr. Apt 917 – Fort Worth, TX – 76135
Josecardona54@yahoo.com – (817) 360-9180
SUMMARY
………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……........................................................................................................................................................................................................................................
Dedicated and highly motivated sales professional with outstanding customer relationship skills and financial processing.
QUALIFICATIONS
………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……................................................................................................................ ........................................................................................................................
Knowledgeable in financing, financing policies, and credit report analysis
Fluent in English and Spanish
Excellent communication skills
Outstanding organizational, multitasking and problem-solving skills
Precise decision making
PROFESSIONAL EXPERIENCE
………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……...................................................................................................................................................................... ..................................................................
EECU Credit Union – Loan Officer
 Daily Credit report analysis
 Provide Institution products ( MMP, GAP, Insurance Coverage…etc)
 Build relationship with members and Underwriters
 Exceptional multitasking
 Fund Loans and Book – Close ( Auto & Personal Loans )
 Have all Requirement Documentations during process and for forwarding.
 Open new bank accounts
Assistant Sales Manager - Sales Consultant , Fort Worth, TX
MacChurchill Acura Dealership
 Monitoring and handling a sales team of 12 with daily reports
 Personaldata information handling
 Obtain all requirement stipulations (proof of income, proof of residence, references,other) before closing
 Daily phone communication service for inbound and outbound calls
 Credit report analysis responsibilities and structure financial loan agreement – DealCloser (knowledgeable in
auto equity – Values…etc)
 Able to perform and make precise analysis decision
 F&I analysis
 Provide Insurance policies, Gap, MMP,Warranty…etc
 Hit monthly goals and numbers
Sales Professional / Internet Sales Director, Fort Worth, TX
Fort Worth Nissan
 Out of state transactions with delivery set up
 Monitor and handle a sales team with daily reports
 Daily phone communication service for inbound/outbound calls
 Obtain requirement stipulations (proof of income, proof of residence,references,other)
 Personaldata information handling
 Credit report analysis
 Auto deal structure maker & Closer
………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……........................................................................................................................................................................................................................................
REFERENCES
……………………………………………………………………………………………………………………………….
Available upon Request

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2016 Work Resume - Most Recent

  • 1. Jose M. Cardona 2720 Watermark Dr. Apt 917 – Fort Worth, TX – 76135 Josecardona54@yahoo.com – (817) 360-9180 SUMMARY ………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……........................................................................................................................................................................................................................................ Dedicated and highly motivated sales professional with outstanding customer relationship skills and financial processing. QUALIFICATIONS ………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……................................................................................................................ ........................................................................................................................ Knowledgeable in financing, financing policies, and credit report analysis Fluent in English and Spanish Excellent communication skills Outstanding organizational, multitasking and problem-solving skills Precise decision making PROFESSIONAL EXPERIENCE ………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……...................................................................................................................................................................... .................................................................. EECU Credit Union – Loan Officer  Daily Credit report analysis  Provide Institution products ( MMP, GAP, Insurance Coverage…etc)  Build relationship with members and Underwriters  Exceptional multitasking  Fund Loans and Book – Close ( Auto & Personal Loans )  Have all Requirement Documentations during process and for forwarding.  Open new bank accounts Assistant Sales Manager - Sales Consultant , Fort Worth, TX MacChurchill Acura Dealership  Monitoring and handling a sales team of 12 with daily reports  Personaldata information handling  Obtain all requirement stipulations (proof of income, proof of residence, references,other) before closing  Daily phone communication service for inbound and outbound calls  Credit report analysis responsibilities and structure financial loan agreement – DealCloser (knowledgeable in auto equity – Values…etc)  Able to perform and make precise analysis decision  F&I analysis  Provide Insurance policies, Gap, MMP,Warranty…etc  Hit monthly goals and numbers Sales Professional / Internet Sales Director, Fort Worth, TX Fort Worth Nissan  Out of state transactions with delivery set up  Monitor and handle a sales team with daily reports  Daily phone communication service for inbound/outbound calls  Obtain requirement stipulations (proof of income, proof of residence,references,other)  Personaldata information handling  Credit report analysis  Auto deal structure maker & Closer ………………………………………… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… ……… …… ……… ……… ……… ……… ……........................................................................................................................................................................................................................................ REFERENCES ………………………………………………………………………………………………………………………………. Available upon Request