2. In this very rainy season, an insured is awakened to a
loud crash and this new version of a tree house… What
coverage if any will AAA provide?
El Nino Strikes…. Covered?
3. 1) Funds to rebuild
the home. AAA
insured the property
up to 150% of
replacement cost
2) Replacement cost
for personal property
NOT cash value.
3) Loss of use: AAA
will help with a place
to stay while the
home is being
repaired.
FUN FACT:
Building Code
upgrade coverage is
included in each
home policy for 25%
of the amount of
Coverage A (dwelling
converge)
4. In the madness of cleaning up after a lovely dinner
party, you forget to remove your precious ring… Down
the garbage disposal it goes and it mangled it became.
Can AAA help ?
Engagement Ring eaten by the garbage disposal…
Covered?
5. 1) The insured added
the ring as a
separate amendment
from other personal
property coverage.
2) The insured gave
AAA an appraisal or
receipt of purchase
no more than 2 years
old.
FUN FACT:
When items are
protected this way
there is no
deductible to replace
it.
If you break it AAA can
buy it!
6. Ever park you car and have that sinking feeling… then the
questions start.. Did I lock the door? Did I leave my purse out?
.. No just the laptop that someone helped themselves to…
how kind..
I could have sworn my laptop was in my car
….. Covered??
7. Personal property is
NOT covered with in
an auto policy.
BUT…
With your homeowners
policy this WOULD be
covered under your
personal property
coverage and is
subject to the
deductible.
FUN FACT
If you are not a
homeowner, do not
fear.. A renters policy
will provide the same
coverage.
Renters and
Homeowners policies
also protect items in
a storage facility.
8. The thought of being woken up at night by a house fire is
scary in it of its self.. Now that you and the family is out safe..
How will you get to the hotel ?? Are you covered?
When you realize your get away plan won’t
work…. Covered?
9. There is no
coverage for a car
in your home
policy.
If your car has
comprehensive
coverage in place
the auto policy will
help.
FUN FACT
Comprehensive
losses do not
increase your auto
insurance premium.
Often times these
occurrences were
out of your control.
10. Your out enjoying a lovely afternoon on the greens and
in your extreme focus on your swing , you failed to
warn the players in front of you ….Are you covered?
When your warning call of FOUR.. Came too
late… Covered??
11. Both Homeowners
and Renters
insurance policies
have this coverage.
Personal liability is
not just for the trip
and falls in your
home. This coverage
will follow and
protect you while you
are out and about
living life.
FUN FACT
Liability claims are
not subject to
deductibles.
Renters:
Liability will also
protect you if a loss
occurred to your home
that was your fault.
12. With the proper insurance policy in place this house becomes
more than a home. It has the ability to protect you and your
family from financial catastrophe if we look at the big picture.
Thank you
This structure can be more then a safeguard
against the elements… If you let it..
