Feb 2012

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Feb 2012

  1. 1. Wells Fargo Combined Statement of AccountsPrimary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 1 of 7 Questions?MR JESS CHINCHILLAS Available by phone 24 hours a day, 7 days a week:MRS SUE ELLEN CHINCHILLAS 1-800-742-4932PO BOX 460776 TTY: 1-800-877-4833ESCONDIDO CA 92046-0776 En español: 1-877-727-2932 1-800-288-2288 (6 am to 7 pm PT, M-F) Online: wellsfargo.com Write: Wells Fargo Bank, N.A. (114) P.O. Box 6995 Portland, OR 97228-6995 You and Wells Fargo Account options Thank you for being a Wells Fargo customer. We appreciate your business and A check mark in the box indicates you have these understand that you are entrusting us with your banking needs. Let us assist you convenient services with your account. Go to wellsfargo.com or call the number above if you have in finding the right accounts and services to help you reach your financial goals. questions or if you would like to add new services. Please visit us online at wellsfargo.com, call us at the number at the top of your statement, or visit any Wells Fargo store - wed love to hear from you! Online Banking Direct Deposit Online Bill Pay Rewards Program Online Statements Auto Transfer/Payment Mobile Banking Overdraft Protection My Spending Report Debit Card Overdraft Service IMPORTANT ACCOUNT INFORMATIONAs a reminder, Wells Fargo may assess the following fees to your checking account for international transactions made with your debitcard.- Non-Wells Fargo ATM Withdrawal: $5 each per international transaction- Non-Wells Fargo ATM Transfer: $2 each per transaction when you transfer available funds between your primary linked checking andsavings accounts at select non-Wells Fargo ATMs(Please note that the ATM owner or operator may also charge a fee.)- International Purchase Transaction: 3% of the transaction amount is charged for each purchase made with your debit card in a foreigncurrency that has been converted into a U.S. dollar amount by a network (114) Sheet Seq = 0010670 Sheet 00001 of 00004
  2. 2. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 2 of 7- Over-the-Counter Cash Disbursement: 3% of the transaction amount for each cash withdrawal at a non-Wells Fargo Bank outside theU.S.For fee waiver details, refer to your applicable Wells Fargo Account Fee Information Schedule.If you have questions, please contact your local banker or call the phone number at the top of your statement. Thank you. Weappreciate your business.Summary of accountsChecking and Savings Ending balance Ending balanceAccount Page Account number last statement this statement ®Complete Advantage Checking 2 693183105 992.51 901.23 SMWells Fargo Money Market Savings 5 1914935539 18.89 93.90 Total deposit accounts $1,011.40 $995.13 ®Complete Advantage CheckingActivity summary Account number: 693183105 Beginning balance on 1/26 $992.51 MR JESS CHINCHILLAS MRS SUE ELLEN CHINCHILLAS Deposits/Additions 3,474.01 Withdrawals/Subtractions - 3,565.29 California account terms and conditions apply Ending balance on 2/23 $901.23 For Direct Deposit and Automatic Payments use Routing Number (RTN): 121042882Overdraft Protection Your account is linked to the following for Overdraft Protection: s Credit Card - XXXX-XXXX-XXXX-6425 s Savings - 000001914935539Interest summary Interest paid this statement $0.01 Average collected balance $781.75 Annual percentage yield earned 0.02% Interest earned this statement period $0.01 Interest paid this year $0.01 Total interest paid in 2011 $0.29
  3. 3. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 3 of 7Transaction history Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 1/27 Online Transfer Ref #Ibe86Gkys9 to Mastercard 50.00 942.51 Xxxxxxxxxxxx6425 on 01/27/12 1/30 POS Purchase - 01/29 Mach ID 000000 Wal-Mart #3494 San 58.18 Marcos CA 5824 00382029653242315 ?McC=5310 1/30 Bill Pay Am Exp/Costco on-Line xxxxxxxxxx22003 on 01-30 50.00 1/30 Bill Pay Sdge/Cv 300 on-Line xxxxxx93811 on 01-30 195.92 1/30 Bill Pay Boa/VISA on-Line Xxxxxxxxxxx51448 on 01-30 500.00 138.41 2/2 POS Purchase - 02/02 Mach ID 000000 Kaiser 08092470 San 15.00 Marcos CA 6507 00462033603525820 ?McC=8099 2/2 POS Purchase - 02/02 Mach ID 000000 Lowes #1697 San Marcos 9.13 CA 5824 00302033669239076 ?McC=5200 2/2 Iof Foresters US PAC 38100923421208 S E / J Chinchillas 50.00 64.28 2/3 Recurring Transfer From Bodnar J Ref #Opeqnrsc54 Checking 1,150.00 1,214.28 Rent 2/6 Check Crd Purchase 02/02 IN-N-Out Burger 000000 San Marcos 12.18 CA 434256xxxxxx5824 036240014325313 ?McC=5814 90 2/6 POS Purchase - 02/06 Mach ID 000000 Costco Whse #10 San 74.07 Marcos CA 5824 00382037695809664 ?McC=5300 2/6 POS Purchase - 02/06 Mach ID 000000 Sprouts Farmers 36.31 Escondido CA 5824 00462037733726010 ?McC=5411 2/6 POS Purchase - 02/06 Mach ID 000000 Smart Final C Escondido 110.94 980.78 CA 5824 00382037766173164 ?McC=5411 2/7 Bill Pay Jesus Bautista on-Line Cv #300 on 02-07 80.00 2/7 Bill Pay Rhoescondido POA on-Line xxxx60586 on 02-07 205.00 2/7 Bill Pay Champagne Villag on-Line Xxxce #300 on 02-07 264.46 431.32 2/8 US Treasury 303 Xxsoc Sec 020812 Sue E Chinchillas 750.00 2/8 POS Purchase - 02/08 Mach ID 000000 Kaiser 08092470 San 25.00 Marcos CA 5824 00382039577552998 ?McC=8099 2/8 POS Purchase - 02/08 Mach ID 000000 Lowes #2481 Escondido 55.77 1,100.55 CA 5824 00382039753211740 ?McC=5200 2/9 Expresssend/Global Remittance Transaction Bancomer Mxn 300.00 3,748.08 Fx Rate:12.4936 Usd Amt:300.00 to:0160103977 Jesus Jose Chinchillas Elizalde 2/9 Expresssend/Global Remittance Transaction Fee WF536278927 3.50 2/9 Check Crd Purchase 02/08 Cocina Del Charro Es Escondido CA 23.45 434256xxxxxx5824 040240010458921 ?McC=5812 90 2/9 Online Transfer to Bajamar Home Owners Asso Ref #Ibemrrlg86 135.00 638.60 Business Checking Feb2012 Chinchillas SD06 06 07 2/10 Check Crd Purchase 02/08 Ihop 826 San Marcos CA 24.63 434256xxxxxx5824 041240006000542 ?McC=5812 90 2/10 Check Crd Purchase 02/09 Paypal *Dishlots 402-935-7733 CA 38.00 434256xxxxxx5824 041240010603504 ?McC=8999 01 2/10 Recurring Transfer Ref #Opetkvsgst to Savings xxxxxx5539 75.00 2/10 POS Purchase - 02/10 Mach ID 000000 Napa Auto Parts 38.37 Escondido CA 5824 00382041706053695 ?McC=5533 2/10 Bill Pay Delgadodirecttv on-Line xxx Xxxxxcable on 02-10 34.76 427.84 2/13 4160 Check 143.00 284.84 2/15 US Treasury 303 Xxsoc Sec 021512 Jesus J Chinchillas 1,549.00 2/15 Check Crd Purchase 02/14 Vesta *ATT 866-608-3007 OR 25.00 1,808.84 446024xxxxxx6507 046240005151835 ?McC=4814 01 2/16 Online Transfer Ref #Ibejvrwkfc From Business Checking 25.00 Reimburse Telephone Minutes Expense 2/16 Online Transfer Ref #Ibetkxc72R to Business Checking Feb2012 550.00 Chinchillas Ln 2/16 POS Purchase - 02/16 Mach ID 000000 Wal-Mart #3494 San 62.44 Marcos CA 6507 00302047772446735 ?McC=5310 2/16 Withdrawal Made In A Branch/Store 40.00 1,181.40 2/17 Bill Pay Sdge/Cv 300 on-Line xxxxxx93811 on 02-17 186.38 995.02 2/21 POS Purchase - 02/18 Mach ID 000000 Smart Final C Escondido 45.14 CA 6507 00462049727579896 ?McC=5411 Sheet Seq = 0010671 Sheet 00002 of 00004
  4. 4. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 4 of 7Transaction history (continued) Check Deposits/ Withdrawals/ Ending daily Date Number Description Additions Subtractions balance 2/21 POS Purchase - 02/19 Mach ID 000000 Cvs 09959 09959 23.66 926.22 Escondido CA 6507 00462050704714591 ?McC=5912 2/23 POS Purchase - 02/23 Mach ID 000000 Kaiser 08092470 San 25.00 Marcos CA 6507 00582054601523170 ?McC=8099 2/23 Interest Payment 0.01 901.23 Ending balance on 2/23 901.23 Totals $3,474.01 $3,565.29 The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number Date Amount 4160 2/13 143.00You have made an important decision in choosing the Wells Fargo ExpressSend service to send money home. Whether you aresupporting family, responding to an emergency, or celebrating a special occasion, the ExpressSend service provides peace of mindwhen your loved ones are counting on you. For even more convenience - simply sign in to Wells Fargo Online to make your nextExpressSend transfer.The monthly service fee on your Complete Advantage Checking account can be waived when you complete the packagerequirements with three or more qualifying linked accounts or services AND have one of the following: maintain a $7,500 minimumdaily balance in deposit or qualifying credit accounts, including a Credit Card, or have a linked Wells Fargo Home Mortgage. If themonthly service fee is not waived by the above options, this fee can be discounted by $2.00 per month, when you receive online onlystatements for this account. Please contact a personal banker or visit a Wells Fargo store if you have additional questions. IMPORTANT ACCOUNT INFORMATIONFor customers with Wells Fargo debit, check or ATM cards issued in IN, MN, OH and SD: Starting February 1, 2012, you can begin to useyour card to make purchases where you enter your Personal Identification Number (PIN) to authorize your purchase. Refer to theapplicable account agreement for more information, or contact the customer service number on your statement.Important Wells Fargo ExpressSend Service InformationWe would like to inform you about changes to your Wells Fargo ExpressSend Terms and Conditions.Effective 01/18/2012, Section 10 of the Terms and Conditions is revised as follows: The first sentence The minimum amount you cansend using either the account-based or the cash-based Option is $25. is deleted and replaced with A minimum transfer amountapplies to ExpressSend, and is subject to change at any time. For current transfer limits, speak with a Wells Fargo Banker, call us at800-556-0605 or check the Frequently Asked Questions section of our website at wellsfargo.com/expresssend.
  5. 5. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 5 of 7 ®Direct Deposit Advance Lender - Wells Fargo Bank, N.A.Activity summary Current advance credit limit $500.00 Current repayment method Automatic Deduction Previous statement outstanding balance* $0.00 Current statement outstanding balance* $0.00 *Balance includes advance(s), Advance Fee(s) and late fee(s), if applicable.Fee summary Year-to-date fee summary Advance Fee(s) incurred during this statement period $0.00 Total Advance Fee(s) paid year-to-date $0.00 Total other fee(s) paid year-to-date* $0.00 Year-to-date total reflects Advance Fee(s) and other fee(s) paid since first full statement period of current calendar year. *Other fee(s) include Payment by Mail set-up fee and late fee , if applicable.s Use the Direct Deposit Advance service to access up to $500 prior to receiving your recurring direct deposit income. Just use wellsfargo.com or call the Wells Fargo Phone Bank. The Direct Deposit Advance service is an expensive form of credit intended to meet short-term and emergency borrowing needs. You may want to consider our Payment Plan feature which is available at no additional cost. If your account is in the Automatic Deduction repayment method and qualifies, this plan allows you to pay back your outstanding advance(s) in $100 increments from each qualified direct deposit - instead of the full repayment. This may allow you to repay your outstanding advance over a period of time, while adjusting your monthly budget. Certain restrictions apply; call a Phone Banker today to see if your account qualifies for this feature. For complete details, see the Direct Deposit Advance Service Agreement and Product Guide and any amendment or addendum available at your nearest store location or go online at wellsfargo.com/checking/direct-deposit-advance/index. SMWells Fargo Money Market SavingsActivity summary Account number: 1914935539 Beginning balance on 1/26 $18.89 MRS SUE ELLEN CHINCHILLAS Deposits/Additions 75.01 JESS CHINCHILLAS Withdrawals/Subtractions - 0.00 California account terms and conditions apply For Direct Deposit and Automatic Payments use Ending balance on 2/23 $93.90 Routing Number (RTN): 121042882 Sheet Seq = 0010672 Sheet 00003 of 00004
  6. 6. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 6 of 7Interest summary Interest paid this statement $0.01 Average collected balance $55.09 Annual percentage yield earned 0.23% Interest earned this statement period $0.01 Interest paid this year $0.01 Total interest paid in 2011 $0.35Transaction history Deposits/ Withdrawals/ Ending daily Date Description Additions Subtractions balance 2/10 Recurring Transfer Ref #Opetkvsgst From Complete Advantage(Rm) 75.00 93.89 xxxxxx3105 2/23 Interest Payment 0.01 93.90 Ending balance on 2/23 93.90 Totals $75.01 $0.00 The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
  7. 7. Primary account number: 693183105 s January 26, 2012 - February 23, 2012 s Page 7 of 7Worksheet to balance your account General statement policies for Wells Fargo BankFollow the steps below to reconcile your statement balance with your s To dispute or report inaccuracies in information we have furnished to aaccount register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts. You have the right topaid into your account and any service charges, automatic payments or dispute the accuracy of information that Wells Fargo Bank, N.A. hasATM transactions withdrawn from your account during this statement furnished to a consumer reporting agency by writing to us at Wells Fargoperiod. Servicing, P.O. Box 14415, Des Moines, IA 50306-3415. Please describe theA Enter the ending balance on this statement. $ specific information that is inaccurate or in dispute and the basis for the dispute along with supporting documentation. If you believe the B List outstanding deposits and other information furnished is the result of identity theft, please provide us withcredits to your account that do not appear on an identity theft report.this statement. Enter the total in the column s In case of errors or questions about your electronic transfers,to the right. telephone us at the number printed on the front of this statement or write us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon asDescription Amount you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. 1. Tell us your name and account number (if any). 2. Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more Total $ + $ information. 3. Tell us the dollar amount of the suspected error.C Add A and B to calculate the subtotal. = $ We will investigate your complaint and will correct any error promptly. If D List outstanding checks, withdrawals, and we take more than 10 business days to do this, we will credit your accountother debits to your account that do not appear for the amount you think is in error, so that you will have the use of theon this statement. Enter the total in the column money during the time it takes us to complete our investigation.to the right. s In case of errors or questions about your Direct Deposit Advance ® serviceNumber/Description Amount If you think your bill is wrong, or if you need more information about a transaction on your bill, write us at Wells Fargo Bank, P. O. Box 6995, Portland, OR 97228-6995 as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The dollar amount of the suspected error 3. Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. Total $ - $ E Subtract D from C to calculate theadjusted ending balance. This amount should bethe same as the current balance shown in yourregister. = $ . ©2010 Wells Fargo Bank, N.A. All rights reserved NMLSR ID 399801 Sheet Seq = 0010673 Sheet 00004 of 00004

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