Safeguard Financial and Insurance Services is a national full service Financial Planning, Investment Advisory and Benefits firm. We have built a rock-solid reputation by helping our clients create, preserve, and protect wealth for themselves, their families and their businesses. Our team of professional advisors listens carefully to your needs and provides you with strategic alternatives and comprehensive solutions to help you achieve your financial goals. In addition, Safeguard Benefits and Insurance Services is an independently licensed insurance brokerage, thus enabling us to offer a complete suite of life, health, personal and business insurance needs. Because we are not an agent representing just one insurance company, we are able to search for the most complete plans and coverage options that align best with their requirements and budget.

1. Guiding Your Financial Future.

2. “Safeguard Financial and Insurance Services coordinates all aspects of
our clients’ financial lives – helping to create, preserve, and protect
wealth for themselves, their families and their businesses.”
Jason Lohe, Principal

3. Safeguard Financial and Insurance Services is a national full service Financial Planning,
Investment Advisory and Benefits firm. We have built a rock-solid reputation by helping our
clients create, preserve, and protect wealth for themselves, their families and their businesses.
Our team of professional advisors listens carefully to your needs and provides you with
strategic alternatives and comprehensive solutions to help you achieve your financial goals.
In addition, Safeguard Benefits and Insurance Services is an independently licensed insurance
brokerage, thus enabling us to offer a complete suite of life, health, personal and business
insurance needs. Because we are not an agent representing just one insurance company, we
are able to search for the most complete plans and coverage options that align best with their
requirements and budget.
Whether we’re working with you to develop an investment, retirement, wealth management
or individual insurance and employee benefits plans, our focus is very clear – to help our
clients’ create and preserve wealth to meet their short and long term financial objectives.
Welcome

4. “Each of our clients has a unique vision of their financial future.
Our job is to clearly identify their intended destination and map a
solid strategy that will guide them through the journey.”
Misty Walker Lohe, Principal

5. At Safeguard Financial and Insurance Services, our first task is to fully understand your values
and help you clarify your objectives. We work with you to define a vision for your future that
will guide us in developing your plan. We look at your financial life not only in dollars and
cents, but also in terms of your personal values for your life, your family, and your legacy. We
help you create a financial course that is clear, well defined, and-most importantly-quantifiable.
Creating and implementing your comprehensive financial plan is only the beginning of the
journey. We provide an ongoing process of review, evaluation, and action that helps keep
you on course throughout your lifetime. A well-crafted strategy is designed to be adaptive,
flexible, and open to revision as your needs change.
We offer a comprehensive suite of personal and business financial planning and wealth
management services. Here are just a few ways we help you to achieve your financial goals:
• Wealth Accumulation Strategies
• Financial Analysis
• Portfolio Management
• Cash Management
• Risk Management
Financial Planning
• Retirement Planning
• Business Planning
• Estate Planning
• College Planning
• Income Tax Planning

6. Employers often use employee benefit plans to attract and keep quality employees. These plans
include a wide range of programs from holiday, vacation and sick pay plans to group insurance
programs. The majority of employers offers employees group medical, dental, vision and many
times, group life insurance. In highly competitive workforce environments, group disability
insurance and attractive retirement programs may be offered as well. We strive to provide our
clients with the latest programs and products at the most affordable rate options.
Safeguard offers a complete suite of Employee Benefits Programs and Products.
Employee Benefit Products:
• Group Medical Insurance
• Group Dental & Vision Coverage
• Group Life Insurance
• Group Disability Insurance
• Short & Long Term Disability
• Long Term Care
Also, because the Safeguard team of professionals has developed outstanding long-term
relationships within the insurance industry, our clients appreciate our ability to assist them
through the red tape and insurer bureaucracy.
Insurance & Benefits
• 401K, 403b & 457 Plans
• Pension & Profit Sharing Plans
• Section 125/Cafeteria Plans
• Partially Self Funded Programs
• Workers Compensation
• Key Employee Policies

7. You’ve worked hard all of your life. You have unique needs and financial goals. We understand
your situation is the most important one of all. Safeguard Financial and Insurance Services
advisors work with you to customize a plan based on the full range of financial and estate
planning issues you are likely to face over the course of your lifetime. We evaluate your overall
asset allocation to ensure it matches your goals and your tolerance for risk.
When you become a Safeguard client, we will work with you to develop strategies that can help
you achieve your most important financial objectives. It starts with a conversation where we
will talk about your individual goals and aspirations, as well as creating a detailed landscape
of your current financial situation. By sharing this information, we will match your short term
and long term objectives with your personal risk tolerance and goal achievement timelines. As
your priorities or global market conditions change we will help you find the best solutions to
ensure your long term strategies remain on course.
Safeguard offers a comprehensive suite of individual financial planning, wealth management
and insurance products and services. Here are just a few ways we help you to achieve your
financial goals:
• Wealth Accumulation Strategies
• Estate Planning
• Portfolio Management
• Retirement Planning
• College Planning
Individuals & Families
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance
• Disability Income Insurance
• Long Term Care Insurance

8. Confidence. Stability. Sound Advice.
Phone: 925-627-1800 | Website: www.safeguardfinancial.com