1. To Whom It May Concern,
Mr James Lei was my colleague at Shenzhen Branch while I was working at Head Office of Wing
Hang Bank’s China Division covering credit and marketing businesses for China region. As a
result, my duties included reviewing Mr. Lei’s credit cases submitted for approval, I think I am in
a proper position to render comments for your consideration.
My Lei possess the good judgement for market trend as well as analytical ability on
creditworthiness of prospective customers. His initiative for new business had driven the growth
potential for Shenzhen Branch of the Bank.
Regards,
Herbert Leung