Requesting a credit limit increase is not a difficult process. A simple application with a supporting document can do the job. However, if you are taking this step to cover large expenses, you should get a personal loan.

1. Raise your credit card limit by
following these tips

2. Factors Influencing
Credit Card Limit
Your monthly income
and occupation status
Your creditworthiness
Total work experience

3. You do not need to
worry about a 30%
utilisation rate.
01
Advantages of Boosting Credit Card Limit
It aids in boosting your
borrowing capacity.
It assists you in
dealing with medical
or financial
uncertainty.
02 03

4. Considerations before
applying for a credit limit
increase

5. Credit Score
Work on factors that can boost your credit score.

6. Secondary Income
Furnish documents related to your
additional income.

7. Debt Clearance
Foreclose some of your ongoing debts.

8. Apply for a new card
or request to increase
the limit on an existing
card.
01
Steps to Raise Your Credit Card Limit
Apply for a new card
or request to increase
the limit on an existing
card.
Transfer the unpaid
dues to a new lender
by opting for a
balance transfer.
02 03

9. Spend Wisely
Avoid your dependency on credit cards.

10. Contact a customer
service
representative.
01
Steps to Check Credit Card Limit
Use net banking
02

11. The above tips can help
you increase your
credit card limit.
Alternatively, you
could apply for a
personal loan.

12. Thanks
Would Love to hear from you.
Hero FinCorp Limited
09, Basant Lok, Vasant Vihar, New Delhi - 110057
Tel: 18001024145
Email:customer.care@herofincorp.com
Website: https://www.herofincorp.com/
Wondering how to raise a credit card limit? Know the steps
involved.