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AN INTRODUCTION
TO BELL POTTER
SECURITIES.
Graham Teague
Private Client Adviser
Direct (Adelaide) + 61 8 8224 2723
Direct (Brisbane) + 61 7 3295 2667
Mobile + 61 416 041 653
Email gteague@bellpotter.com.au
Nigel Stewart
Associate Private Client Adviser
Direct + 61 8 8224 2779
Mobile + 61 415 898 048
Email nstewart@bellpotter.com.au
Level 12, 182 Victoria Square
Adelaide SA 5000
www.bellpotter.com.au
Bell Potter Securities Limited
A Licensed Securities Dealer
AFSL 243480 ABN 25 006 390 772
TABLE OF CONTENTS.
WHY BELL POTTER?
OUR PRODUCT AND SERVICE OFFERING
-- TECHNICAL FINANCIAL ADVICE
-- SUPERANNUATION
-- PORTFOLIO LENDING
-- PORTFOLIO ADMINISTRATION SERVICE
-- DOMESTIC EQUITIES
-- INTERNATIONAL EQUITIES
-- LISTED MANAGED FUNDS RESEARCH
-- FIXED INCOME
-- IPOs AND CORPORATE OPPORTUNITIES
-- OTHER OFFERINGS
ABOUT OUR TEAM
Bell Potter Securities is a leading
Australian stockbroking, investment
and financial advisory firm that
provides a comprehensive offering
of financial services to a diversified
client base that includes individuals,
institutions, corporations and not-
for-profit organisations.
Founded in 1970 by Colin Bell, Bell Potter
has grown to a total staff of 600 and operates
across thirteen offices in Australia and has
offices in London and Hong Kong.
Bell Potter is a part of the Bell Financial Group
of companies (ASX:BFG).
3
Bell Potter Securities was founded by Colin Bell in Australia in 1970. We have grown to be one of Australia’s
largest stockbroking firms providing financial services to individuals, institutions, corporations and not-for-profit
organisations.
Bell Potter has built a reputation for creating long term, trusting relationships with our clients based on an initial in-
depth assessment of their needs and the subsequent delivery of tailored advice via regular, open communication.
At a granular level, the partnership of Graham Teague and Nigel Stewart draws on 25 years financial markets
experience. Our business partnership will strive to ensure the combined skills, knowledge and understanding of the
investment world that we now offer will enhance your experience.
A comprehensive range of services tailored to your needs
Our objective is to offer a complete range of products and services to meet the investment needs of our clients,
including the provision of:
ƒƒ Specialist advice across an extensive range of direct investment, including Australian and international
equities, fixed interest and cash trust, foreign exchange and derivatives
ƒƒ Personalised investment policy/strategy development and review
ƒƒ Portfolio construction advice and review
ƒƒ Access to corporate issues on a best endeavours basis
ƒƒ Portfolio administration including comprehensive quarterly reporting
ƒƒ Client website access, which allows you to monitor your portfolio and access our high quality research and
extensive share market data, and
ƒƒ Deceased estate execution and management.
Bell Potter clients have a strong understanding of their asset allocation through close communication with their
adviser, high-quality research and access to a private client access portal with live, comprehensive portfolio reporting
and market information.
Bell Potter Securities Limited is part of Bell Financial Group Ltd which is listed on the Australian Securities Exchange
(ASX code: BFG).
More information on Bell Potter Securities Limited can be found at www.bellpotter.com.au.
Why Bell Potter?
4
Australian equity specialists
Bell Potter has the expertise, experience and knowledge to provide tailored investment solutions and service. Our
advisers are highly informed specialists doing what they do best: helping their clients to meet or exceed their financial
goals through careful portfolio construction and comprehensive investment solutions.
Rather than just stock selection or execution of orders, clients receive customised advice across all asset classes.
Drawing on our knowledge of a wide range of markets, we can provide advice and deal in both domestic and
international securities, interest rate securities, derivatives and managed investments.
Understanding risk
Having considered the client’s specific situation, it becomes our role to design a strategy to help you achieve your
goals in the most effective way possible.
Any strategy must be formulated within established parameters. All investments have some degree of risk. Risk can
be defined as the chance that a client’s objectives will not be met within a given target and time frame.
It is important that time is taken to correctly establish an investor risk profile, as this will ultimately determine an
overall investment strategy for the available investment funds. It is not our aim to avoid risk altogether (which is
not possible) but to manage reasonable investment risks in order to achieve the desired objectives over the client’s
investment time horizon.
Communication and Service
Bell Potter keeps in close contact with you to ensure that we fully understand your approach, expectations, objectives
and guidelines relating to the management of your investment assets.
We propose regular formal portfolio reviews. We can
provide updates regarding investment opportunities and
are always available to answer any queries you might
have, whether they relate to investment or operational
matters.
You will have immediate access to the client access area
of the Bell Potter website with access to your portfolio
valuations at any time of day. In addition, clients receive
unlimited live equities and derivatives market quotes,
research, comprehensive market information and
customised watchlists.
Fee for service clients receive formal quarterly reports
are generated and this will aid our formal portfolio
reviews.
Corporate Governance
Bell Potter has strong compliance and internal control procedures enforced by our legal and compliance department
to ensure protection of our services and our clients. These procedures include supervision of advice which adheres to
all ASIC and ASX requirements.
In addition, as an ASX-listed company, Bell Potter is required to have a Corporate Governance policy. Bell Potter’s
Corporate Governance Statement is available from the company’s website www.bellfg.com.au
Why Bell Potter? (cont.)
5
Research Capabilities
As a client-focused research house, the dedicated Bell Potter research team provide a broad, relevant and
insightful research offering to the Australian market place.
Our overarching philosophy is to add value to and improve the wealth of our client base. We believe our
commitment to quality research is the cornerstone to a successful broker-client relationship.
Our clients look to us to identify growth-orientated companies, and our passion for discovery continues to
uncover new opportunities that are often overlooked or unrecognised by our competitors. In undertaking our
comprehensive company research, our research analysts travel globally to seek out investment opportunities
that we feel will further add value to our clients’ portfolios.
Our Research team of 20 in Sydney, Melbourne and Perth is one of the largest-resourced research commitments
by an Australian broking firm.
As a Bell Potter client you have access to:
-- Australian equities: coverage of ~250 top ASX listed companies, as well as
an array of mid-cap, small and emerging companies
-- Sector analysis
-- Domestic economics and strategy
-- Strategy updates
-- Investor reports ~ 4 per month
-- Hybrid and fixed income
-- Exchange traded funds (ETFs) and listed investment companies (LICs)
-- Australian equities
-- International equities
-- International sector analysis
-- Domestic economics and strategy
-- Global economics and strategy
-- Australian equities
-- International equities
-- International sector analysis
-- Domestic economics and strategy
-- Global economics and strategy
-- Model portfolios
6
Our product and service offering
Our range of services and products include:
ƒƒ Technical Financial Advice
ƒƒ Superannuation
ƒƒ Portfolio Lending
ƒƒ Portfolio Administration Service
We offer advice on a range of direct investments including:
ƒƒ Australian equities
ƒƒ International equities
ƒƒ Listed managed funds including Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs)
ƒƒ Interest rate products including bank deposits, term deposits, treasury notes, bank bills, bonds and hybrid
securities; and
ƒƒ Corporate opportunities including IPOs and capital raisings.
Technical Financial Advice
Our team of technical financial advice experts offer comprehensive, individually tailored strategies to help you achieve
your investment and retirement goals.
We can help you create an investment strategy that is uniquely yours - the result is a plan which is truly customised,
comprehensive and yet flexible.
A financial plan can help you:
ƒƒ Identify your objectives - identify your financial and retirement goals and set the agenda for investment
ƒƒ Review your current position - ensure that your existing assets are structured appropriately and (if necessary)
make adjustments to build a solid foundation for future requirements
ƒƒ Review your superannuation - determine whether your current superannuation arrangements will meet your
retirement needs
ƒƒ Together with your adviser, choose appropriate investments - identify investment opportunities that will help
you reach your goals while remaining consistent with your investment approach, objectives and risk profile
ƒƒ Managed estate planning - plan for the accumulation, conservation and distribution of wealth in the manner
that most efficiently and effectively accomplishes your objectives
7
Superannuation
Bell Potter’s superannuation and retirement solutions allow
you to establish your own self-managed superannuation
Fund, and to simplify what might otherwise be onerous
and time-consuming Trustee responsibilities, like ongoing
administration and statutory reporting, through the
appointment of Fund administration specialists.
Our approach to investment advice is based on the recognition
that each individual’s financial needs will vary and no
single investment strategy is right for every client. Within
the Trustee-approved investment strategy, we draw on our
resources and services to advise you on important investment
considerations and decisions to assist you to preserve and
build your wealth.
As your retirement needs change, we will work with you to
ensure your Fund continues to meet your requirements.
We have a range of services that can be used to manage your
superannuation investments - no matter how big or small.
Key Features
ƒƒ Greater control over your investment funds
ƒƒ Greater choice of assets to invest in
ƒƒ Tailor made investment strategies
ƒƒ Access to advice from in-house
superannuation specialists
ƒƒ Comprehensive fund and portfolio
administration
ƒƒ Tax favoured environment
ƒƒ Flexibility of contributions
ƒƒ Choice of retirement benefit options
ƒƒ Insurance cover may be held in your fund
ƒƒ Online access to portfolio information and
equities research
ƒƒ Estate planning for dependants
ƒƒ Existing funds can be transferred to Bell
Potter
8
Portfolio Lending
Bell Potter Portfolio Lending is a margin lending product offered by Bell Potter Capital. Used as part of a
comprehensive investment strategy, responsible gearing can significantly enhance your ability to create wealth
through greater participation in the share market. Gearing has the potential to help you own a more diversified
portfolio and may have tax advantages for certain investors.
We can help assess whether margin lending is the right financial tool for your requirements, which gearing strategy
might best suit your investment objectives, and ensure that you understand the risk and benefits associated with
margin lending.
Key Features
ƒƒ No minimum credit limit for variable loans
ƒƒ Borrow between 40% and 75% of the value of approved listed equities, as well as a range of managed funds
ƒƒ Lending on International securities available 70% LVR offered on major global companies
ƒƒ Margin call buffer is 10% of geared value of securities and managed funds
ƒƒ Ability to write covered calls (using exchange traded options) to increase income
ƒƒ Ability to pre-pay interest to provide certainty and potentially accelerate tax deductions
ƒƒ Third party security acceptable
ƒƒ Easy trading and settlement
ƒƒ No establishment fees for accounts set up by individuals
ƒƒ Access to professional service and support from your designated Account Manager
Our product and service offering (cont.)
9
Portfolio Administration Service
Bell Potter’s Portfolio Administration Service (PAS) is a comprehensive wealth management service, which
incorporates investment advice, trade execution, access to research, portfolio administration and reporting across a
wide range of asset classes. It allows you to make more informed investment decisions by providing information about
all your investments in the one report. PAS is a service that is available only to clients of Bell Potter. You appoint us
to administer your investment portfolio. However you retain your relationship with your Bell Potter adviser and all
decision-making authority.
We take care of all the day-to-day administration associated
with your investments – settling and recording transactions,
reconciling and tracking income entitlements, managing
and processing corporate actions, providing up-to-date and
comprehensive reporting of transactions, valuations and tax
consequences – while you keep all the benefits associated
with owning your own share portfolio.
Your investments continue to be registered in your name,
care of our address. Using a special purpose Limited Power
of Attorney, we attend to the centralisation of your portfolio
including the management of your income and corporate
actions. You retain full authority over your cash account, and
can continue to draw cheques, make payments and arrange
electronic withdrawals.
If we require instructions from you regarding your
investments, we will contact you. For most issues such as
corporate actions, you can instruct us verbally, however,
instructions relating to transfers of funds need to be in
writing.
You continue to participate in all corporate actions relating
to your portfolio assets including share rights issues, share
purchase plans, schemes of arrangement, exercise of
options, and retain full discretion over buying and selling
shares.
Key Features
ƒƒ Administration of a wide range of investment
products. These include domestic and
international shares, cash, bank bills, term
deposits, wholesale and retail managed funds
ƒƒ Detailed record-keeping of all your
transactions, including purchases and sales,
off-market transfers, corporate actions and
dividend reinvestment plans
ƒƒ Notification of corporate actions such as rights
issues and actioning these according to your
instructions
ƒƒ Comprehensive quarterly reporting including
up to date calculations of realised and
unrealised gains at “tax lot” level
ƒƒ Daily updates of your reports available at
anytime online
ƒƒ An annual tax report summarising the
composition of your income and distributions,
as well as a report on unrealised and realised
capital gains positions
ƒƒ Fees for this service are usually tax deductible
- please confirm this with your taxation
specialist
10
Our product and service offering (cont.)
Key Features
ƒƒ Individually tailored advice and solutions
ƒƒ Simple account opening - all you will need is an active domestic account to begin trading
ƒƒ Direct market access to 126 global share markets and 15,000+ stocks
ƒƒ Comprehensive reporting: consolidated reports of domestic shares, international shares and cash holdings via
the Bell Potter Client Access website. Reporting includes holdings, transactions, and dividends, with cost and
current market value of your holdings in both purchased currency and AUD.
ƒƒ Research from Citi and Morningstar covering over 1600+ international stocks, international sector analysis,
global economic strategy and model portfolios
ƒƒ Transactions and settlements in local currency (base) or AUD
ƒƒ Lending for international shares at competitive rates.
Domestic Equities
Execution, clearing and settlement services are fast and efficient for listed securities on the Australian Securities
Exchange (ASX) on behalf of clients. Bell Potter is also a participating member of the National Stock Exchange of
Australia (NSX).
As a client, you can gain access to public equity offerings and other securities issues available through our corporate
finance activities. If you are a wholesale client or sophisticated investor, you can also access placement issues handled
by the firm.
International Equities
Bell Potter’s international equities service enables you to efficiently trade securities listed on major exchanges
around the world with the same ease and convenient settlement as investing in Australian shares.
There are many names, products, sectors and opportunities that Australian investors simply cannot get exposure
to within the ASX. International investing exposes you to businesses and brands you know, such as Google,
Microsoft or Apple.
To offer you these services, Bell Potter has formed a partnership with Citigroup.
11
Listed Managed Funds Research
Bell Potter has a disciplined approach to identifying listed managed fund investment opportunities. Our research
process involves both qualitative and quantitative work to investigate stylistic and risk issues. A rigorous selection
process provides clients with a concise list of funds that we believe, based on the information available to us, will
perform well in prevailing market conditions.
Bell Potter provides research coverage for both Australian and international listed managed funds on a retail and
wholesale basis. We have a team of specialists who cover ETFs and LICs.
Exchange Traded Funds (ETFs)
ETFs are listed on the ASX and are proving to be an efficient and cost effective investment vehicle that offer unique
investment exposure via simple and transparent structures.
Exchange Traded Funds (ETFs) have become a meaningful feature of the domestic investment landscape in recent
years. The emerging popularity of ETFs among retail and institutional investors has led to an increase in demand for
objective research.
Bell Potter is one of the first full service brokers in Australia to produce dedicated research on this rapidly growing
segment of the market.
Listed Investment Companies (LICs)
Listed on the ASX for over 80 years, LICs allow investors to gain exposure to a portfolio of securities, actively
managed by professional investment managers, in a cost-effective way.
Bell Potter’s produces both qualitative and quantitative research coverage on the LIC sector, with coverage of
approximately 37 stocks.
12
Our product and serivce offering (cont.)
Fixed Income Research and Advice
Fixed income as an asset class performs in ways to protect a portfolio that equities and cash cannot. The
performance of fixed income investments typically has a low correlation to the sharemarket - meaning a fixed
income portfolio can potentially reduce volatility of an overall portfolio.
Fixed income offers a range of investment products with different risk profiles, meaning different products will suit
different investors.
We can provide you with:
ƒƒ Independent research coverage of listed debt and hybrid securities that is second to none;
ƒƒ Weekly and monthly fixed income publications, including regular updates describing new structural features
that emerge;
ƒƒ A rollover and redemption service for your existing investments;
ƒƒ Expert advice and execution services on a full range of fixed income instruments;
ƒƒ Access to over-the-counter (OTC) wholesale bond market; and
ƒƒ Competitive term deposits (sourced from our panel of major banks and lenders).
Debt & Hybrid Research
Our dedicated debt and hybrid team focus solely on providing extensive coverage of the Australian fixed interest
market. Features include:
ƒƒ Broad coverage
Current coverage is 60 securities representing ~$40 billion in issue size
ƒƒ Frequent updates
Products include Hybrid Review (monthly), Hybrid Daily and specific issue reports
ƒƒ Investor focus
Highlight risks or issues investors need to be aware of including:
-- Issue terms and the underlying performance of the parent
-- Operating performance and balance sheet metrics of listed debt and hybrid securities
ƒƒ Bell Potter produces its own publication to help investors navigate the fixed income market in Australia. A copy
of our latest publication Fixed Income in Australia – An investor’s guide is available upon request.
ƒƒ If you would like to sample Bell Potter’s Fixed Income research please contact me and I would be happy
to assist.
13
IPOs and Corporate Opportunities
As one of the largest private client stockbrokers in Australia, Bell Potter has access to a wide range of corporate
offerings - such as IPOs, capital raisings and placements.
As a Bell Potter client you would have priority access to a significant number of new issues and public floats, on a best
endeavours basis. Bell Potter also participates in non-prospectus issue placements and can make these available to
sophisticated investors (appropriate sophisticated investor certification is required).
Bell Potter has built a dedicated and highly competent corporate finance team focused on resources, energy, mining
services, life sciences and emerging industrial and financial companies
ƒƒ Bell Potter have been early supporters of what have become substantial companies.
ƒƒ Our focus is to identify growth companies and growth sectors
ƒƒ We support our growth companies with active investor visitation programs and investor conferences. Over the past
18 months we have conducted over 100 corporate roadshows in Australia & offshore
ƒƒ In the last 5 years, our Corporate Finance has lead over 210 transactions valued in excess of A$2.5 billion.
Some significant recent transactions include:
Syndication through Citi Australia
Citi Australia (Citi) is a leading underwriter of equity and debt, with one of the largest institutional brokerage networks
in Australia and the United States. Since the late 1980’s Citi has consistently been one of the top five brokers as
measured by market share on the Australian Stock Exchange.
Through our memorandum of understanding (MoU) with Citi, Bell Potter clients benefit from Citi’s broad range of
equity offerings.
Company transaction Bell Potter Role Offer Size
Medibank Private Limited IPO Co-Lead Manager $5.675b
Link Market Services Limited IPO Co-Manager $946.5m
Macquarie Group Capital Notes 2 Co-Manager $500m
Westpac Capital Notes 3 Co-Manager $1324m
ANZ Capital Notes 3 Co-Manager $970m
14
Our product and serivce offering (cont.)
Other offerings
Cash Trust
A Bell Potter Cash Trust is an ideal addition to your investment portfolio. With easy-to-use features, it is tailored to
facilitate share trading and investment settlement. Key benefits include competitive interest rates, with the option
to fix for a specified term, no minimum account balance and no account keeping or withdrawal fees.
Futures and Options
Bell Potter has established trading arrangements covering all of the major international futures and options
markets, including the bullion and inter-bank currency markets.
As well as providing access to Australian and international futures and option execution services, our advisers can
help you develop risk management strategies, which incorporate the use of futures and options; covering metals,
energy products, soft commodities, grains and oil seeds, meats and livestock, currencies, stock indices and interest
rates.
Foreign Exchange
At Bell Potter we offer a customised foreign exchange service that genuinely competes with banks and large
financial institutions. Our experienced foreign currency specialists deliver competitive rates with precise execution,
accurate settlement and truly personalised service.
www.bellpotter.com.au
Complementing our personal service is our secure website www.bellpotter.com.au. Clients can access company
reviews and recommendations, daily market commentary and live quotes, watchlists, ASX announcements and
end- of-day data. In addition, clients can view their portfolios and account statements, position summaries and
collateral holdings.
15
INVESTMENT ADVICE
Graham Teague – Private Client Advisor
Graham Teague is a Stockbroker with Bell Potter Securities Limited and
is accredited to advise in Australian and International Equities, Level
1 Derivatives, Fixed Interest Securities, Listed and Unlisted Managed
Investments, Margin Lending, Government Bonds and Debentures.
Graham has been working in financial services for 9 years, specialising
in portfolio management and stock selection for an extensive and
diversified range of clients including individuals, companies, self-managed
superannuation funds, and not-for-profit organisations.
Graham applies his experience and knowledge from his time working in
education (20 years in the classroom and educational management) and small
business (20 years as a company director).
His current professional memberships include a Fellow of the Australian
Institute of Company Directors, and membership of SMSF Association and the
Stockbrokers Association of Australia.
Contact Graham on 08 8224 2723 or email gteague@bellpotter.com.au.
Nigel Stewart - Associate Private Client Adviser
Nigel Stewart is an Associate Private Client Adviser with Bell Potter Securities
Limited and is accredited to advise in Australian and International Equities,
Level 1 Derivatives, Fixed Interest Securities, Listed and Unlisted Managed
Investments, Margin Lending, Government Bonds and Debentures.
Nigel provides professional, customised advice across a variety of sectors
including Real Estate and Agribusiness.
He has over 15 years’ experience, including 6 years in the UK working
in Institutional Banking. He has a Bachelor of Agribusiness majoring in
International Finance and a Diploma of Stockbroking.
Contact Nigel on 08 8224 2779 or email nstewart@bellpotter.com.au.
Team Approach
Graham and Nigel work as a team to deliver Bell Potter’s products and services
to clients.
They take a holistic approach to investing, considering a client’s overall
financial objectives to develop an investment plan before using their expertise
in financial asset allocation and stock selection.
About our team
16
RESEARCH
Peter Quinton – Head of Research Services
Peter Quinton joined Bell Potter in 2000 as Head of Research Services. He has over 40 years’ experience in
stockbroking, encompassing a number of senior management positions centred on writing and marketing reports on
investment strategy and asset allocation.
In Peter’s career he has been Head of Research at Colonial Stockbroking and Director/Chief Investment Strategist at
ABN AMRO after the merger with BZW. Prior to this, Peter was Director/Chief Investment Strategist at ANZ Securities
for six years where he regularly attained fifth or sixth place for investment strategy advice in institutional surveys.
In the 1980’s, Peter was a Director/Partner at Roach & Co, occupying the positions of General Manager, Institutions
and Director of Research. In 1987, the year of the share market crash, he won the highest ranking for an Australian
Strategist in an international survey.
Peter is a Senior Fellow of The Financial Services Institute of Australasia and an Affiliate of the Australian Stock
Exchange. He is a Bachelor of Commerce (University of Melbourne) and holds a post-graduate degree in management.
TECHNICAL FINANCIAL ADVICE
Jeremy Tyzack - Head of Technical Financial Advice
As Head of Technical Financial Advice, Jeremy specialises in superannuation and particularly Self Managed
Superannuation Funds (SMSFs), and is accredited to advise on tax-effective financial planning strategies, structures,
superannuation, gearing, asset allocation, estate planning, social security maximisation and other related topics.
Jeremy has been with Bell Potter since 2011, and works alongside me to optimise my client’s superannuation
structures, make the most of tax-effective strategies, generate wealth for and in retirement, plan their estates,
maximise social security entitlements and more.
FIXED INCOME
Barry Ziegler – Head of Retail Fixed Income
In 1979 Barry began his career in Australian fixed income markets. He worked at many organizations including ANZ
Savings Bank; official money market dealer Short Term Discount Limited as a bond trader; and established the fixed
income capabilities for the retail stockbroking division of Citibank, which has evolved into Morgan Stanley Smith
Barney. Since 1996, his roles have included fixed income portfolio advising, research analysis, bond trading and
product development.
Damien Williamson - Research Analyst - Fixed Income
Damien has 20 years of experience across equities research and corporate finance, working at ANZ Securities/ANZ
Investment Bank, Hartley Poynton, Telstra and Bell Potter. At Bell Potter, Damien provides specialist fixed interest
research, including coverage of 60 ASX listed debt and hybrid securities.
EXCHANGE TRADED FUNDS
Nathan Umapathy - Specialist Exchange Traded Funds and Listed Investment Companies
Nathan joined Bell Potter in 2010 and currently works as an ETF/LIC Analyst – covering the entire Australian ETFS
sector and 37 LICs – having previously worked with Peter Quinton as an Assistant Research Analyst.
These sectors have been extremely active; Australian ETFs sector reached $15 billion at the end of 2014, and LICs
raised a touch under $2 billion in calendar year 2014.
He holds a Bachelor of Commerce (Finance & Econometrics) from University of Melbourne.
About Our Team (cont.)
17
We trust that the enclosed material gives you a feel for Bell Potter’s comprehensive service and product range,
supported by insightful, thought provoking research via strong, enabling advisers to deliver a client-focussed service
built on creating long-lasting relationships.
We look forward to discovering more about your unique needs and how Bell Potter’s services can be coordinated to
deliver the best value.
Graham Teague 	 		Nigel Stewart
Private Client Adviser			 Associate Private Client Adviser
Direct (Adelaide) +61 8 8224 2723	 Direct +61 8 8224 2779
Direct (Brisbane) +61 7 3295 2667	 Mobile +61 415 898 048
Mobile +61 416 041 653			 Toll Free 1800 777 765
Toll Free 1800 777 765 			 Email nstewart@bellpotter.com.au
Email gteague@bellpotter.com.au
Level 12, 182 Victoria Square
Adelaide SA 5000
www.bellpotter.com.au
Bell Potter Securities Limited
A Licensed Securities Dealer
AFSL 243480 ABN 25 006 390 772
18
19
IMPORTANT DISCLAIMER
This is general investment advice only and does not constitute personal advice to any person.
Because this document has been prepared without consideration of any specific client’s financial situation, particular needs and investment objectives (‘relevant
personal circumstances’), a Bell Potter investment adviser (or the financial services licensee, or the representative of such licensee, who has provided you with
this report by arrangement with Bell Potter) should be made aware of your relevant personal circumstances and consulted before any investment decision is
made on the basis of this document.
While this document is based on information from sources which are considered reliable, Bell Potter has not verified independently the information contained in
the document and Bell Potter and its directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information
contained in this document is complete or accurate. Nor does Bell Potter accept any responsibility to inform you of any matter that subsequently comes to its
notice, which may affect any of the information contained in this document and Bell Potter assumes no responsibility for updating any advice, views, opinions, or
recommendations contained in this document or for correcting any error or omission which may become apparent after the document has been issued.
Except insofar as liability under any statute cannot be excluded, Bell Potter and its directors, employees and consultants do not accept any liability (whether
arising in contract, in tort or negligence or otherwise) for any error or omission in this document or for any resulting loss or damage (whether direct, indirect,
consequential or otherwise) suffered by the recipient of this document or any other person.
Disclosure of Interest: Bell Potter, its employees, consultants and its associates within the meaning of Chapter 7 of the Corporations Act 2001 may receive
commissions, underwriting and management fees from transactions involving securities referred to in this document(which its representatives may directly
share) and may from time to time hold interests in the securities referred to in this document. V151111
Bell Potter
Securities Limited
Phone 1300 023 557
Email info@bellpotter.com.au
www.bellpotter.com.au
ABN 25 006 390 772
AFS Licence No. 243 480

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Bell Potter GT NS Capability Statement

  • 1. AN INTRODUCTION TO BELL POTTER SECURITIES. Graham Teague Private Client Adviser Direct (Adelaide) + 61 8 8224 2723 Direct (Brisbane) + 61 7 3295 2667 Mobile + 61 416 041 653 Email gteague@bellpotter.com.au Nigel Stewart Associate Private Client Adviser Direct + 61 8 8224 2779 Mobile + 61 415 898 048 Email nstewart@bellpotter.com.au Level 12, 182 Victoria Square Adelaide SA 5000 www.bellpotter.com.au Bell Potter Securities Limited A Licensed Securities Dealer AFSL 243480 ABN 25 006 390 772
  • 2. TABLE OF CONTENTS. WHY BELL POTTER? OUR PRODUCT AND SERVICE OFFERING -- TECHNICAL FINANCIAL ADVICE -- SUPERANNUATION -- PORTFOLIO LENDING -- PORTFOLIO ADMINISTRATION SERVICE -- DOMESTIC EQUITIES -- INTERNATIONAL EQUITIES -- LISTED MANAGED FUNDS RESEARCH -- FIXED INCOME -- IPOs AND CORPORATE OPPORTUNITIES -- OTHER OFFERINGS ABOUT OUR TEAM Bell Potter Securities is a leading Australian stockbroking, investment and financial advisory firm that provides a comprehensive offering of financial services to a diversified client base that includes individuals, institutions, corporations and not- for-profit organisations. Founded in 1970 by Colin Bell, Bell Potter has grown to a total staff of 600 and operates across thirteen offices in Australia and has offices in London and Hong Kong. Bell Potter is a part of the Bell Financial Group of companies (ASX:BFG).
  • 3. 3 Bell Potter Securities was founded by Colin Bell in Australia in 1970. We have grown to be one of Australia’s largest stockbroking firms providing financial services to individuals, institutions, corporations and not-for-profit organisations. Bell Potter has built a reputation for creating long term, trusting relationships with our clients based on an initial in- depth assessment of their needs and the subsequent delivery of tailored advice via regular, open communication. At a granular level, the partnership of Graham Teague and Nigel Stewart draws on 25 years financial markets experience. Our business partnership will strive to ensure the combined skills, knowledge and understanding of the investment world that we now offer will enhance your experience. A comprehensive range of services tailored to your needs Our objective is to offer a complete range of products and services to meet the investment needs of our clients, including the provision of: ƒƒ Specialist advice across an extensive range of direct investment, including Australian and international equities, fixed interest and cash trust, foreign exchange and derivatives ƒƒ Personalised investment policy/strategy development and review ƒƒ Portfolio construction advice and review ƒƒ Access to corporate issues on a best endeavours basis ƒƒ Portfolio administration including comprehensive quarterly reporting ƒƒ Client website access, which allows you to monitor your portfolio and access our high quality research and extensive share market data, and ƒƒ Deceased estate execution and management. Bell Potter clients have a strong understanding of their asset allocation through close communication with their adviser, high-quality research and access to a private client access portal with live, comprehensive portfolio reporting and market information. Bell Potter Securities Limited is part of Bell Financial Group Ltd which is listed on the Australian Securities Exchange (ASX code: BFG). More information on Bell Potter Securities Limited can be found at www.bellpotter.com.au. Why Bell Potter?
  • 4. 4 Australian equity specialists Bell Potter has the expertise, experience and knowledge to provide tailored investment solutions and service. Our advisers are highly informed specialists doing what they do best: helping their clients to meet or exceed their financial goals through careful portfolio construction and comprehensive investment solutions. Rather than just stock selection or execution of orders, clients receive customised advice across all asset classes. Drawing on our knowledge of a wide range of markets, we can provide advice and deal in both domestic and international securities, interest rate securities, derivatives and managed investments. Understanding risk Having considered the client’s specific situation, it becomes our role to design a strategy to help you achieve your goals in the most effective way possible. Any strategy must be formulated within established parameters. All investments have some degree of risk. Risk can be defined as the chance that a client’s objectives will not be met within a given target and time frame. It is important that time is taken to correctly establish an investor risk profile, as this will ultimately determine an overall investment strategy for the available investment funds. It is not our aim to avoid risk altogether (which is not possible) but to manage reasonable investment risks in order to achieve the desired objectives over the client’s investment time horizon. Communication and Service Bell Potter keeps in close contact with you to ensure that we fully understand your approach, expectations, objectives and guidelines relating to the management of your investment assets. We propose regular formal portfolio reviews. We can provide updates regarding investment opportunities and are always available to answer any queries you might have, whether they relate to investment or operational matters. You will have immediate access to the client access area of the Bell Potter website with access to your portfolio valuations at any time of day. In addition, clients receive unlimited live equities and derivatives market quotes, research, comprehensive market information and customised watchlists. Fee for service clients receive formal quarterly reports are generated and this will aid our formal portfolio reviews. Corporate Governance Bell Potter has strong compliance and internal control procedures enforced by our legal and compliance department to ensure protection of our services and our clients. These procedures include supervision of advice which adheres to all ASIC and ASX requirements. In addition, as an ASX-listed company, Bell Potter is required to have a Corporate Governance policy. Bell Potter’s Corporate Governance Statement is available from the company’s website www.bellfg.com.au Why Bell Potter? (cont.)
  • 5. 5 Research Capabilities As a client-focused research house, the dedicated Bell Potter research team provide a broad, relevant and insightful research offering to the Australian market place. Our overarching philosophy is to add value to and improve the wealth of our client base. We believe our commitment to quality research is the cornerstone to a successful broker-client relationship. Our clients look to us to identify growth-orientated companies, and our passion for discovery continues to uncover new opportunities that are often overlooked or unrecognised by our competitors. In undertaking our comprehensive company research, our research analysts travel globally to seek out investment opportunities that we feel will further add value to our clients’ portfolios. Our Research team of 20 in Sydney, Melbourne and Perth is one of the largest-resourced research commitments by an Australian broking firm. As a Bell Potter client you have access to: -- Australian equities: coverage of ~250 top ASX listed companies, as well as an array of mid-cap, small and emerging companies -- Sector analysis -- Domestic economics and strategy -- Strategy updates -- Investor reports ~ 4 per month -- Hybrid and fixed income -- Exchange traded funds (ETFs) and listed investment companies (LICs) -- Australian equities -- International equities -- International sector analysis -- Domestic economics and strategy -- Global economics and strategy -- Australian equities -- International equities -- International sector analysis -- Domestic economics and strategy -- Global economics and strategy -- Model portfolios
  • 6. 6 Our product and service offering Our range of services and products include: ƒƒ Technical Financial Advice ƒƒ Superannuation ƒƒ Portfolio Lending ƒƒ Portfolio Administration Service We offer advice on a range of direct investments including: ƒƒ Australian equities ƒƒ International equities ƒƒ Listed managed funds including Exchange Traded Funds (ETFs) and Listed Investment Companies (LICs) ƒƒ Interest rate products including bank deposits, term deposits, treasury notes, bank bills, bonds and hybrid securities; and ƒƒ Corporate opportunities including IPOs and capital raisings. Technical Financial Advice Our team of technical financial advice experts offer comprehensive, individually tailored strategies to help you achieve your investment and retirement goals. We can help you create an investment strategy that is uniquely yours - the result is a plan which is truly customised, comprehensive and yet flexible. A financial plan can help you: ƒƒ Identify your objectives - identify your financial and retirement goals and set the agenda for investment ƒƒ Review your current position - ensure that your existing assets are structured appropriately and (if necessary) make adjustments to build a solid foundation for future requirements ƒƒ Review your superannuation - determine whether your current superannuation arrangements will meet your retirement needs ƒƒ Together with your adviser, choose appropriate investments - identify investment opportunities that will help you reach your goals while remaining consistent with your investment approach, objectives and risk profile ƒƒ Managed estate planning - plan for the accumulation, conservation and distribution of wealth in the manner that most efficiently and effectively accomplishes your objectives
  • 7. 7 Superannuation Bell Potter’s superannuation and retirement solutions allow you to establish your own self-managed superannuation Fund, and to simplify what might otherwise be onerous and time-consuming Trustee responsibilities, like ongoing administration and statutory reporting, through the appointment of Fund administration specialists. Our approach to investment advice is based on the recognition that each individual’s financial needs will vary and no single investment strategy is right for every client. Within the Trustee-approved investment strategy, we draw on our resources and services to advise you on important investment considerations and decisions to assist you to preserve and build your wealth. As your retirement needs change, we will work with you to ensure your Fund continues to meet your requirements. We have a range of services that can be used to manage your superannuation investments - no matter how big or small. Key Features ƒƒ Greater control over your investment funds ƒƒ Greater choice of assets to invest in ƒƒ Tailor made investment strategies ƒƒ Access to advice from in-house superannuation specialists ƒƒ Comprehensive fund and portfolio administration ƒƒ Tax favoured environment ƒƒ Flexibility of contributions ƒƒ Choice of retirement benefit options ƒƒ Insurance cover may be held in your fund ƒƒ Online access to portfolio information and equities research ƒƒ Estate planning for dependants ƒƒ Existing funds can be transferred to Bell Potter
  • 8. 8 Portfolio Lending Bell Potter Portfolio Lending is a margin lending product offered by Bell Potter Capital. Used as part of a comprehensive investment strategy, responsible gearing can significantly enhance your ability to create wealth through greater participation in the share market. Gearing has the potential to help you own a more diversified portfolio and may have tax advantages for certain investors. We can help assess whether margin lending is the right financial tool for your requirements, which gearing strategy might best suit your investment objectives, and ensure that you understand the risk and benefits associated with margin lending. Key Features ƒƒ No minimum credit limit for variable loans ƒƒ Borrow between 40% and 75% of the value of approved listed equities, as well as a range of managed funds ƒƒ Lending on International securities available 70% LVR offered on major global companies ƒƒ Margin call buffer is 10% of geared value of securities and managed funds ƒƒ Ability to write covered calls (using exchange traded options) to increase income ƒƒ Ability to pre-pay interest to provide certainty and potentially accelerate tax deductions ƒƒ Third party security acceptable ƒƒ Easy trading and settlement ƒƒ No establishment fees for accounts set up by individuals ƒƒ Access to professional service and support from your designated Account Manager Our product and service offering (cont.)
  • 9. 9 Portfolio Administration Service Bell Potter’s Portfolio Administration Service (PAS) is a comprehensive wealth management service, which incorporates investment advice, trade execution, access to research, portfolio administration and reporting across a wide range of asset classes. It allows you to make more informed investment decisions by providing information about all your investments in the one report. PAS is a service that is available only to clients of Bell Potter. You appoint us to administer your investment portfolio. However you retain your relationship with your Bell Potter adviser and all decision-making authority. We take care of all the day-to-day administration associated with your investments – settling and recording transactions, reconciling and tracking income entitlements, managing and processing corporate actions, providing up-to-date and comprehensive reporting of transactions, valuations and tax consequences – while you keep all the benefits associated with owning your own share portfolio. Your investments continue to be registered in your name, care of our address. Using a special purpose Limited Power of Attorney, we attend to the centralisation of your portfolio including the management of your income and corporate actions. You retain full authority over your cash account, and can continue to draw cheques, make payments and arrange electronic withdrawals. If we require instructions from you regarding your investments, we will contact you. For most issues such as corporate actions, you can instruct us verbally, however, instructions relating to transfers of funds need to be in writing. You continue to participate in all corporate actions relating to your portfolio assets including share rights issues, share purchase plans, schemes of arrangement, exercise of options, and retain full discretion over buying and selling shares. Key Features ƒƒ Administration of a wide range of investment products. These include domestic and international shares, cash, bank bills, term deposits, wholesale and retail managed funds ƒƒ Detailed record-keeping of all your transactions, including purchases and sales, off-market transfers, corporate actions and dividend reinvestment plans ƒƒ Notification of corporate actions such as rights issues and actioning these according to your instructions ƒƒ Comprehensive quarterly reporting including up to date calculations of realised and unrealised gains at “tax lot” level ƒƒ Daily updates of your reports available at anytime online ƒƒ An annual tax report summarising the composition of your income and distributions, as well as a report on unrealised and realised capital gains positions ƒƒ Fees for this service are usually tax deductible - please confirm this with your taxation specialist
  • 10. 10 Our product and service offering (cont.) Key Features ƒƒ Individually tailored advice and solutions ƒƒ Simple account opening - all you will need is an active domestic account to begin trading ƒƒ Direct market access to 126 global share markets and 15,000+ stocks ƒƒ Comprehensive reporting: consolidated reports of domestic shares, international shares and cash holdings via the Bell Potter Client Access website. Reporting includes holdings, transactions, and dividends, with cost and current market value of your holdings in both purchased currency and AUD. ƒƒ Research from Citi and Morningstar covering over 1600+ international stocks, international sector analysis, global economic strategy and model portfolios ƒƒ Transactions and settlements in local currency (base) or AUD ƒƒ Lending for international shares at competitive rates. Domestic Equities Execution, clearing and settlement services are fast and efficient for listed securities on the Australian Securities Exchange (ASX) on behalf of clients. Bell Potter is also a participating member of the National Stock Exchange of Australia (NSX). As a client, you can gain access to public equity offerings and other securities issues available through our corporate finance activities. If you are a wholesale client or sophisticated investor, you can also access placement issues handled by the firm. International Equities Bell Potter’s international equities service enables you to efficiently trade securities listed on major exchanges around the world with the same ease and convenient settlement as investing in Australian shares. There are many names, products, sectors and opportunities that Australian investors simply cannot get exposure to within the ASX. International investing exposes you to businesses and brands you know, such as Google, Microsoft or Apple. To offer you these services, Bell Potter has formed a partnership with Citigroup.
  • 11. 11 Listed Managed Funds Research Bell Potter has a disciplined approach to identifying listed managed fund investment opportunities. Our research process involves both qualitative and quantitative work to investigate stylistic and risk issues. A rigorous selection process provides clients with a concise list of funds that we believe, based on the information available to us, will perform well in prevailing market conditions. Bell Potter provides research coverage for both Australian and international listed managed funds on a retail and wholesale basis. We have a team of specialists who cover ETFs and LICs. Exchange Traded Funds (ETFs) ETFs are listed on the ASX and are proving to be an efficient and cost effective investment vehicle that offer unique investment exposure via simple and transparent structures. Exchange Traded Funds (ETFs) have become a meaningful feature of the domestic investment landscape in recent years. The emerging popularity of ETFs among retail and institutional investors has led to an increase in demand for objective research. Bell Potter is one of the first full service brokers in Australia to produce dedicated research on this rapidly growing segment of the market. Listed Investment Companies (LICs) Listed on the ASX for over 80 years, LICs allow investors to gain exposure to a portfolio of securities, actively managed by professional investment managers, in a cost-effective way. Bell Potter’s produces both qualitative and quantitative research coverage on the LIC sector, with coverage of approximately 37 stocks.
  • 12. 12 Our product and serivce offering (cont.) Fixed Income Research and Advice Fixed income as an asset class performs in ways to protect a portfolio that equities and cash cannot. The performance of fixed income investments typically has a low correlation to the sharemarket - meaning a fixed income portfolio can potentially reduce volatility of an overall portfolio. Fixed income offers a range of investment products with different risk profiles, meaning different products will suit different investors. We can provide you with: ƒƒ Independent research coverage of listed debt and hybrid securities that is second to none; ƒƒ Weekly and monthly fixed income publications, including regular updates describing new structural features that emerge; ƒƒ A rollover and redemption service for your existing investments; ƒƒ Expert advice and execution services on a full range of fixed income instruments; ƒƒ Access to over-the-counter (OTC) wholesale bond market; and ƒƒ Competitive term deposits (sourced from our panel of major banks and lenders). Debt & Hybrid Research Our dedicated debt and hybrid team focus solely on providing extensive coverage of the Australian fixed interest market. Features include: ƒƒ Broad coverage Current coverage is 60 securities representing ~$40 billion in issue size ƒƒ Frequent updates Products include Hybrid Review (monthly), Hybrid Daily and specific issue reports ƒƒ Investor focus Highlight risks or issues investors need to be aware of including: -- Issue terms and the underlying performance of the parent -- Operating performance and balance sheet metrics of listed debt and hybrid securities ƒƒ Bell Potter produces its own publication to help investors navigate the fixed income market in Australia. A copy of our latest publication Fixed Income in Australia – An investor’s guide is available upon request. ƒƒ If you would like to sample Bell Potter’s Fixed Income research please contact me and I would be happy to assist.
  • 13. 13 IPOs and Corporate Opportunities As one of the largest private client stockbrokers in Australia, Bell Potter has access to a wide range of corporate offerings - such as IPOs, capital raisings and placements. As a Bell Potter client you would have priority access to a significant number of new issues and public floats, on a best endeavours basis. Bell Potter also participates in non-prospectus issue placements and can make these available to sophisticated investors (appropriate sophisticated investor certification is required). Bell Potter has built a dedicated and highly competent corporate finance team focused on resources, energy, mining services, life sciences and emerging industrial and financial companies ƒƒ Bell Potter have been early supporters of what have become substantial companies. ƒƒ Our focus is to identify growth companies and growth sectors ƒƒ We support our growth companies with active investor visitation programs and investor conferences. Over the past 18 months we have conducted over 100 corporate roadshows in Australia & offshore ƒƒ In the last 5 years, our Corporate Finance has lead over 210 transactions valued in excess of A$2.5 billion. Some significant recent transactions include: Syndication through Citi Australia Citi Australia (Citi) is a leading underwriter of equity and debt, with one of the largest institutional brokerage networks in Australia and the United States. Since the late 1980’s Citi has consistently been one of the top five brokers as measured by market share on the Australian Stock Exchange. Through our memorandum of understanding (MoU) with Citi, Bell Potter clients benefit from Citi’s broad range of equity offerings. Company transaction Bell Potter Role Offer Size Medibank Private Limited IPO Co-Lead Manager $5.675b Link Market Services Limited IPO Co-Manager $946.5m Macquarie Group Capital Notes 2 Co-Manager $500m Westpac Capital Notes 3 Co-Manager $1324m ANZ Capital Notes 3 Co-Manager $970m
  • 14. 14 Our product and serivce offering (cont.) Other offerings Cash Trust A Bell Potter Cash Trust is an ideal addition to your investment portfolio. With easy-to-use features, it is tailored to facilitate share trading and investment settlement. Key benefits include competitive interest rates, with the option to fix for a specified term, no minimum account balance and no account keeping or withdrawal fees. Futures and Options Bell Potter has established trading arrangements covering all of the major international futures and options markets, including the bullion and inter-bank currency markets. As well as providing access to Australian and international futures and option execution services, our advisers can help you develop risk management strategies, which incorporate the use of futures and options; covering metals, energy products, soft commodities, grains and oil seeds, meats and livestock, currencies, stock indices and interest rates. Foreign Exchange At Bell Potter we offer a customised foreign exchange service that genuinely competes with banks and large financial institutions. Our experienced foreign currency specialists deliver competitive rates with precise execution, accurate settlement and truly personalised service. www.bellpotter.com.au Complementing our personal service is our secure website www.bellpotter.com.au. Clients can access company reviews and recommendations, daily market commentary and live quotes, watchlists, ASX announcements and end- of-day data. In addition, clients can view their portfolios and account statements, position summaries and collateral holdings.
  • 15. 15 INVESTMENT ADVICE Graham Teague – Private Client Advisor Graham Teague is a Stockbroker with Bell Potter Securities Limited and is accredited to advise in Australian and International Equities, Level 1 Derivatives, Fixed Interest Securities, Listed and Unlisted Managed Investments, Margin Lending, Government Bonds and Debentures. Graham has been working in financial services for 9 years, specialising in portfolio management and stock selection for an extensive and diversified range of clients including individuals, companies, self-managed superannuation funds, and not-for-profit organisations. Graham applies his experience and knowledge from his time working in education (20 years in the classroom and educational management) and small business (20 years as a company director). His current professional memberships include a Fellow of the Australian Institute of Company Directors, and membership of SMSF Association and the Stockbrokers Association of Australia. Contact Graham on 08 8224 2723 or email gteague@bellpotter.com.au. Nigel Stewart - Associate Private Client Adviser Nigel Stewart is an Associate Private Client Adviser with Bell Potter Securities Limited and is accredited to advise in Australian and International Equities, Level 1 Derivatives, Fixed Interest Securities, Listed and Unlisted Managed Investments, Margin Lending, Government Bonds and Debentures. Nigel provides professional, customised advice across a variety of sectors including Real Estate and Agribusiness. He has over 15 years’ experience, including 6 years in the UK working in Institutional Banking. He has a Bachelor of Agribusiness majoring in International Finance and a Diploma of Stockbroking. Contact Nigel on 08 8224 2779 or email nstewart@bellpotter.com.au. Team Approach Graham and Nigel work as a team to deliver Bell Potter’s products and services to clients. They take a holistic approach to investing, considering a client’s overall financial objectives to develop an investment plan before using their expertise in financial asset allocation and stock selection. About our team
  • 16. 16 RESEARCH Peter Quinton – Head of Research Services Peter Quinton joined Bell Potter in 2000 as Head of Research Services. He has over 40 years’ experience in stockbroking, encompassing a number of senior management positions centred on writing and marketing reports on investment strategy and asset allocation. In Peter’s career he has been Head of Research at Colonial Stockbroking and Director/Chief Investment Strategist at ABN AMRO after the merger with BZW. Prior to this, Peter was Director/Chief Investment Strategist at ANZ Securities for six years where he regularly attained fifth or sixth place for investment strategy advice in institutional surveys. In the 1980’s, Peter was a Director/Partner at Roach & Co, occupying the positions of General Manager, Institutions and Director of Research. In 1987, the year of the share market crash, he won the highest ranking for an Australian Strategist in an international survey. Peter is a Senior Fellow of The Financial Services Institute of Australasia and an Affiliate of the Australian Stock Exchange. He is a Bachelor of Commerce (University of Melbourne) and holds a post-graduate degree in management. TECHNICAL FINANCIAL ADVICE Jeremy Tyzack - Head of Technical Financial Advice As Head of Technical Financial Advice, Jeremy specialises in superannuation and particularly Self Managed Superannuation Funds (SMSFs), and is accredited to advise on tax-effective financial planning strategies, structures, superannuation, gearing, asset allocation, estate planning, social security maximisation and other related topics. Jeremy has been with Bell Potter since 2011, and works alongside me to optimise my client’s superannuation structures, make the most of tax-effective strategies, generate wealth for and in retirement, plan their estates, maximise social security entitlements and more. FIXED INCOME Barry Ziegler – Head of Retail Fixed Income In 1979 Barry began his career in Australian fixed income markets. He worked at many organizations including ANZ Savings Bank; official money market dealer Short Term Discount Limited as a bond trader; and established the fixed income capabilities for the retail stockbroking division of Citibank, which has evolved into Morgan Stanley Smith Barney. Since 1996, his roles have included fixed income portfolio advising, research analysis, bond trading and product development. Damien Williamson - Research Analyst - Fixed Income Damien has 20 years of experience across equities research and corporate finance, working at ANZ Securities/ANZ Investment Bank, Hartley Poynton, Telstra and Bell Potter. At Bell Potter, Damien provides specialist fixed interest research, including coverage of 60 ASX listed debt and hybrid securities. EXCHANGE TRADED FUNDS Nathan Umapathy - Specialist Exchange Traded Funds and Listed Investment Companies Nathan joined Bell Potter in 2010 and currently works as an ETF/LIC Analyst – covering the entire Australian ETFS sector and 37 LICs – having previously worked with Peter Quinton as an Assistant Research Analyst. These sectors have been extremely active; Australian ETFs sector reached $15 billion at the end of 2014, and LICs raised a touch under $2 billion in calendar year 2014. He holds a Bachelor of Commerce (Finance & Econometrics) from University of Melbourne. About Our Team (cont.)
  • 17. 17 We trust that the enclosed material gives you a feel for Bell Potter’s comprehensive service and product range, supported by insightful, thought provoking research via strong, enabling advisers to deliver a client-focussed service built on creating long-lasting relationships. We look forward to discovering more about your unique needs and how Bell Potter’s services can be coordinated to deliver the best value. Graham Teague Nigel Stewart Private Client Adviser Associate Private Client Adviser Direct (Adelaide) +61 8 8224 2723 Direct +61 8 8224 2779 Direct (Brisbane) +61 7 3295 2667 Mobile +61 415 898 048 Mobile +61 416 041 653 Toll Free 1800 777 765 Toll Free 1800 777 765 Email nstewart@bellpotter.com.au Email gteague@bellpotter.com.au Level 12, 182 Victoria Square Adelaide SA 5000 www.bellpotter.com.au Bell Potter Securities Limited A Licensed Securities Dealer AFSL 243480 ABN 25 006 390 772
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  • 19. 19 IMPORTANT DISCLAIMER This is general investment advice only and does not constitute personal advice to any person. Because this document has been prepared without consideration of any specific client’s financial situation, particular needs and investment objectives (‘relevant personal circumstances’), a Bell Potter investment adviser (or the financial services licensee, or the representative of such licensee, who has provided you with this report by arrangement with Bell Potter) should be made aware of your relevant personal circumstances and consulted before any investment decision is made on the basis of this document. While this document is based on information from sources which are considered reliable, Bell Potter has not verified independently the information contained in the document and Bell Potter and its directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this document is complete or accurate. Nor does Bell Potter accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this document and Bell Potter assumes no responsibility for updating any advice, views, opinions, or recommendations contained in this document or for correcting any error or omission which may become apparent after the document has been issued. Except insofar as liability under any statute cannot be excluded, Bell Potter and its directors, employees and consultants do not accept any liability (whether arising in contract, in tort or negligence or otherwise) for any error or omission in this document or for any resulting loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of this document or any other person. Disclosure of Interest: Bell Potter, its employees, consultants and its associates within the meaning of Chapter 7 of the Corporations Act 2001 may receive commissions, underwriting and management fees from transactions involving securities referred to in this document(which its representatives may directly share) and may from time to time hold interests in the securities referred to in this document. V151111
  • 20. Bell Potter Securities Limited Phone 1300 023 557 Email info@bellpotter.com.au www.bellpotter.com.au ABN 25 006 390 772 AFS Licence No. 243 480