The document is an advertisement for Houston Police Federal Credit Union (HPFCU) that encourages taking out loans with them. It summarizes that a member was able to save a lot of money by transferring their loans to HPFCU due to lower interest rates. It also promotes a sweepstakes where entrants can win $5,000 by taking out auto, boat, or other loans from HPFCU. Basic eligibility requirements are provided that members must be Houston police officers, employees, retirees or family members to qualify.

1. From the Eiffel Tower...I know I have it
RUFF! I’m having the time of my life. I trans-
ferred all my loans to HPFCU. Je t'aime! Now
I’m saving so much money on interest rates
and I only make one small payment a month.
Life is so much easier.
P.S. Don’t forget it’s your last
chance to enter THE DOG DAYS ARE
OVER SWEEPSTAKES!
bonejour!ooh la la!
FRO
M PARIS
WITH LO
VE
It’s so easy to refinance your loans
from elsewhere, or to apply for a new loan...
Call 713.22.LOANS,
Visit hpfcu.org,
Come by one of our offices
or scan this!
You couldstill win$5,000.*
**TERMS AND DETAILS
Houston Police Officers, Houston Police Department Civilian Employees, retired HPD Officers and
Civilian employees, and family members of the above including spouse, children, brothers, sisters,
parents, parent-in-law, daughters-in-law, sons-in-law, grandchildren, and/or any legal dependents of
a member or member’s spouse can do business at Houston Police FCU. Existing Houston Police FCU
loans are not eligible for refinance. Qualifying Houston Police FCU loan criteria applies for all loans.
Each quarter in 2011 one prize of $5,000 will be awarded to a member. Winners will be announced
the first week of April 2011, July 2011, October 2011 and January 2012 for a total of 4 winners.
Winners will be notified by phone. Winners will receive the $5000 prize which will be paid directly to
the winner. Auto, boats, motorcycles, recreation vehicles, home equity, mortgage and/or signature
loans obtained with Houston Police FCU each quarter with a minimum original balance of $5,000 are
eligible for entry. Each eligible loan qualifies as another entry. Other restrictions may apply. This offer
cannot be combined with any other offer and Houston Police FCU reserves the right to discontinue
promotions without notice at any time for any reason. Anyone can enter the drawing by sending a
3x5 postcard with your name, address and phone number to: Houston Police FCU - $5000.00
Sweepstakes, Attention: Carolyn Roos, 1600 Memorial Drive, Houston, TX 77007. Your entry will be
included in the next quarterly drawing. Maximum entries per member per quarter are 4.
Houston Police FCU board members, committee members, employees
and their immediate family members are not eligible to win.
Our loanrates areincrediblylow!
PRST STD
U.S. POSTAGE
PAID
San Antonio, TX
PERMIT #4043
> Main Branch:
1600 Memorial Drive • Houston, Texas 77007
> Other Branches:
Willowbrook Branch • Travis Branch
> hpfcu.org
Federally insured by NCUA