1. Unsexy Savings
10/2/2014

2. 3 Reasons to Save

3. Emergencies
 If annual income < $20,000
 $500 Emergency Fund
 If annual income > $20,000
 $1,000 Emergency Fund
 Fully funded Emergency Fund
 $500 or $1,000 + 3 – 6mo of expenses

4. Purchases
 Stuff
 Car
 Laptop
 Education
 Goals
 House
 Mission Trip

5. Wealth
 Retirement
 401K
 IRA
 Roth IRA
 Giving

6. Savings How To…

7. Start with a goal…
Then, make a plan, and be
Specific
Measurable
Attainable
Realistic
Timely
about it. And finally…

8. Put it in the…
Bank
 Backed by the Feds
 FDIC
 Public
Credit Union
 Membership Backed
 NCUA
 Exclusive
Making a Choice
• Location / ATMs
• Interest Rates
• Maintenance Fees