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E-wallets are revolutionizing digital payments in India and posing a threat to traditional brick and mortar banks. E-wallets allow for quick, cashless, and easy transactions through apps like Paytm, Bhim, and PayU, threatening banks from losing customers. While e-wallets have gained popularity, especially among youth, banks are taking countermeasures like mobile banking and reducing physical branches. Ultimately, e-wallets and banks may become more interdependent in the future as digital payments continue to grow in India despite some resistance from traditional banks.

Internet

Human Contact
Economic
Development
Financia
l
Stability
Savings
Roles

Effects of e-wallet
Quick Transactions
Lesser Interaction
Cashless Transactions
Ease of Transactions

E-wallet
Paytm Bhim
Payu
Money
Citrus
providers

Threats
Threat
to bank
From 3 sides
Worried About Relationship
Demographic ShiftUsers Trust

Counter measures
Mobile Banking
Video Branch
Internet Banking
Pre-authorisation

Actual scenario
Slipping Market Scenario
Dependent on Banks
Less Physical Branches

Future of e-wallet
Digital Age
Resistance From Banks
Youth Loves App-economy

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