1. 1. OUR UNIQUE OFFERINGS
1. Housing Loan for Purchase and Construction
2. Home Extension Loans
3. Home Improvement Loans
4. Land Purchase Loans
5. Takeover of Existing Home Loan plus Top Up
6. Loan for Commercial Property Purchase
7. Loan against Residential Property
8. Loan against Commercial Property
9. Loan against Rent Receivables
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2. For Flat/House purchase, funding is 80 % of the cost (Subject to valuation)
3. Maximum Tenure is 20 to 30 years for Flat purchase Or Constration Loan(Subject to Age of
the Customer)
4. Processing fee cheque in favour of "DHFL" from salary a/c only
5. Property Insurance must for flat/house purchase
6. (0.1 to 1 )% of the loan amount depends on the property(A-katha or B-katha etc) will be paid
to Karnataka state Govt. as
MOD(Mortgage of Deposit) charges.

2. 7. 'Home Assure' Group term life insurance policy for loan coverage
8.If You close the before tenure, there will be no charges ( 0 rs pre-closing chargers )
Financial Docs Required for Self employeed Person
1. 3 years of ITR of both
2. Licence of business proof of both
3. Photos of both
4. One year Current account statement
5. One year All Saving Bank A/c Statement
6. Repayment track record of existing loans & Bank statement from which EMI is getting
deducted(If any)
7. 2 Visiting Cards of the Customer
8.Qualification Proof
9. Initial processing fee cheque
10.Outstanding Letter
11.Repayment Track Record latest 6 months
12.List of documents letter
Financial Docs Required for Salaried Person
1. Salary Slips/Certificates for last 3 months
2. Form 16 for latest 2 year.
3. Latest 3 years employment proof (Appointment letter & Relieving Letter
Copy)

3. 4. Annual CTC/Increment letter (If Any)
5. Bank Statement/Pass book (where salary is credited) for last 6 months
reflecting 6 salary credits
6. All Saving Bank A/c Statement for Last 6 Months
7. Repayment track record of existing loans & Bank statement from which EMI is getting
deducted(If any)
8. 2 Visiting Cards of the Customer or Photocopy of Company ID Card
9. Qualification Proof
10.Outstanding Letter
11.Repayment Track Record latest 6 months
12. Form 26as of AY 13-14 & 14-15.
Personal Documents Required
1. ID proof,
Address proof,
Age proof and signature proof of Applicant &
Co-applicant/Guarantor.
ID Proof - PAN Card or Pass Port or Driving License (Both Side Copy)
(PAN Card copy is must for the applicants whose income is to be considered)
Address proof - Telephone Bill, Electricity Bill, HR Letter or Bank
Statement (Latest One)
2. Two latest passport size photographs of Applicant &

4. Co-applicant/Guarantor
(For Housing Loan Co-applicant/Guarantor is must)
NOTE : in case customer purchasing Plot/Flat we required sale Agreemnt copy or cost break up
letter ( Approved Projects only).