CareOne offers debt relief services for customers suffering many types of financial hardships. Specifically, they offer debt settlement help. They seem to be a forward thinking company and they offer plenty of debt relief tools and resources. While their price is a bit higher than most, we believe they are a capable service provider in the relief industry.

1. CareOne Debt
Relief Services!

2. Who is CareOne?!
• CareOne Credit is a debt relief company located in
Columbia, Maryland.!
• They’ve been in business for 12 years - since 2002.!

3. Who Started the Company?!
• They were founded by a man named Bernie
Dancel.!
• Over 20 years ago, Bernie found himself struggling
with his own debt. With nowhere else to turn, he
filed for bankruptcy. He devoted himself to learning
about the industry and eventually started CareOne
as a way of helping others recover from situations
similar to his.!

4. What Services Do They
Offer?!
• They offer clients assistance with debt
consolidation, debt settlement and debt
management. !
• Our review on BDC is mainly focused on their debt
settlement services.!

5. What is Debt Settlement?!
• Debt settlement is the process of working with one
or more creditor to decrease the amount of debt
that an individual owes. This is possible because
the debtor is suffering hardship and behind on
payments.!
• This is usually accomplished by the individual
paying an amount into a dedicated account over a
period of time, then once enough money is saved
up, they pay the creditor the agreed upon amount
in a lump sum.!

6. How Much Does CareOne
Cost?!
• The price varies depending on the services you’re
receiving and your individual situation. !
• For settlement, you can expect to pay around 30%
of the amount they save you.!

7. Do They Offer a Money-
Back Guarantee?!
• Yes. CareOne offers a 100% money-back
guarantee. !
• The guarantee lasts for 6 months and covers
services, support, and other benefits that you
receive. !

8. What Kind of Tools Do They
Offer?!
• They offer multiple polls and quizzes on the site
which can be an interesting way to learn about your
current debt IQ.!
• You can also find debt tips, articles, recent news
stories, money management tools, a monthly
newsletter and more! They have a pretty nice tool/
resource offering.!

9. What are Some Bad Things
About Them?!
• They aren’t the lowest priced company in the
industry. While 30% of amount settled isn’t horribly
expensive, customers could benefit from a lower
price. Many other companies in the industry are
cheaper. However, CareOne has proven to be a
very success partner for debt relief.!
• A little more clarity from customer support could be
helpful as well.!

10. The CareOne Community!
• One interesting thing we like about CareOne is the
community forums on their site. Current and past
customers (as well as anyone else) can join the
forums and contribute their thoughts about various
debt topics or ask questions about their debt. !
• As long as the community is not over-moderated,
this could be a great showing of the company’s
transparency. They do allow some negative
comments, which we believe is a great sign.!

11. Mobile App!
• Customer get exclusive access to the mobile app
that allows you to stay on top of your debt situation.!
• Some benefits and features include:!
• Payment reminders!
• Calendars!
• Creditor lists!
• Settlement proposal status charts!
• And more!

12. What is Their BBB Rating?!
• A+ BBB Rating!
• One Advertising complaint, 19 Billing and
collections Complaints, one Warranty Complaint,
and 33 Product Complaints. !
• This isn’t bad at all for a company that is as big as
they are. They have responded appropriately to
every complaint they’ve received. !

13. CareOne Social Networks!
• They
are
one
of
the
more
ac.ve
companies
in
the
industry
on
social
networks
and
have
a
profile
on
all
the
following
sites:
• Facebook
• Twi=er
• Youtube
• Linkedin
• Pinterest
• Google+
• They
are
also
very
ac.ve
on
their
blog
and
regularly
post
debt
related
ar.cles.
It’s
a
great
resource
for
you
to
check
out.

14. What are Some of Their
Associations?!
• Association of Credit Counseling Professionals!
• American Association of Credit Counselors!
• International Standards Organization (ISO)!

15. What Does BDC Think of
CareOne?!
• Generally, we like them and believe they could
serve your settlement needs well.!
• However, their price is higher than most, and you
could probably save some money with another
company. In addition, at the time this was published
they don’t have as many reviews as other
companies, so we don’t have as good of a feel for
customer sentiment surrounding them.!

16. How You Can Learn More!
You can visit their review on BDC: !
!
http://bestdebtcompanys.com/settlement/careone-
debt-relief-review/!

17.
Learn
More