There are five main reasons to use a mortgage broker when buying or refinancing a home: 1) Expertise - brokers specialize in mortgage solutions and understand options, 2) Assistance - brokers will negotiate on your behalf and manage the process, 3) Personalized service - brokers are available every step of the way to answer questions, 4) Tailored solutions - brokers can find the best mortgage to fit your unique needs and finances, 5) Time savings - brokers do the legwork so the process takes less of your time. Using a broker provides knowledge, assistance, customized service and saves time compared to arranging a mortgage on your own.

1. The value of a mortgage broker
FIVE REASONS TO USE A MORTGAGE BROKER

2. There are a lot of good reasons to work with a mortgage broker
when you’re buying or refinancing a home.
To help you understand just how valuable they can be, here are
our top five reasons to use a mortgage broker.


3. Expertise
Mortgage brokers specialize in finding mortgage
solutions for borrowers like you. Your broker has:
• Experience working with lenders
• An understanding of the benefits of different loan options
• Familiarity with the mortgage solutions available
FIRST

4. FIRST
You have the questions.
Your broker has the answers.

5. Mortgage
champion
Your broker will help simplify the process by:
• Negotiating with the lender
• Managing obstacles
• Processing paperwork
• Sorting out the details
SECOND

6. SECOND
Your broker is on your side.

7. Personalized
service
Your mortgage broker works with you every step of the way:
• Walking you through the application process
• Reviewing your options
• Answering your questions
THIRD

8. THIRD
Your broker’s success
is dependent on your satisfaction.

9. Solutions
that fit
Finding a mortgage that fits your unique needs can lead to a
confusing roadmap of rate types, mortgage options and terms:
Your mortgage broker:
• Understands your financial needs and long-term plan
• Helps you decide which solution is best for you
• Cautions against unnecessary risk
FOURTH

10. FOURTH
And that can help save you money.

11. Time savings
House hunting is time consuming. But that’s just the beginning. Finding
a mortgage solution on your own can take hours, days or even weeks.
Your mortgage broker will do most of the leg work for you, including:
• Researching mortgage
options
• Evaluating financing and
lender options
• Processing your application
FIFTH
• Handling documentation
requirements
• Negotiating with lenders

12. FIFTH
Your broker can save you time.
Lots of it.

13. 5 reasons to use a mortgage broker
1. Expertise
2. Mortgage champion
3. Personalized service
4. Solutions that fit
5. Time savings
Those are our top 5 reasons to use a mortgage broker – but what
about your mortgage itself? That’s where B2B Bank comes in...


14. Who is B2B Bank?
Your mortgage is one of the biggest investments you’ll ever make.
You want a mortgage lender you can trust and who has your best
interests at heart. We agree.
That’s why we offer:
• A full suite of mortgage solutions available through your
mortgage broker
• Over 15 years’ experience
• The peace of mind that comes with a schedule I Canadian bank


15. But how does a bank that works for
brokers work for you?
By giving you a choice.
We believe that all Canadians should have access to independent
financial advice.
While we don’t sell our banking services directly to you like
other banks, we work with your broker, so they can offer you
the products and services you need to reach your financial goals.


16. Talk to your mortgage broker to learn which B2B Bank
mortgage solution is right for you.
All mortgages are funded by, registered in the name of, administered and serviced by B2B Bank. ®B2B Bank is a registered trademark of B2B Bank.
b2bbank.com/yourhome