9. Increased loan book: 60%-80%
Improving the loan book
Loans paid out same day: 98%
Loans applied for outside office hours: 47%
Increase in (£) arrears repaid: 100%
10. Avg time to make loan decision: >1 minute
Improving back-office efficiency
Withdrawal requests auto-declined: 40%
Time saved per person per week: 1 day
Withdrawals paid out same day: 99%
42. Available Today:
Hive (data from legacy systems)
API (connect to 3rd party apps)
Online Join & Apply
Member Hub (online banking)
Mobile App (mobile banking)
Buzz (email and SMS marketing)
LifeSavers / Money Bees
Q1 (January – March 2020)
Open Banking
Automated Decisions
Incuto Hub
Xero Integration
Debit Card
Minimum requirement to replace your
legacy back-office system
43. Member Area Enhancements
LoanApplication Enhancements
Fraud Monitoring
Q3 (July – September 2020)
Faster Payments
Banking Services (a/c & sort code)
Personal Financial Dashboard
Affordable Loans Portal
Q2 (April – June 2020)
Analytics, active fraud monitoring and
enhancements to existing applications
Automated payments and
bank account & sort code per member
Hive IntelligenceAnalytics Suite
44. User Development Group
Users drive our development roadmap. We’re
launching our User Development Group to look
Q3 2020 onwards…
Events
Join us at our events around the country during
2020 (incuto.com/events)
Community
Join community.incuto.com to join the
conversation and get the most up-to-date
information
Have your say:
Post Office Integration
Mobile App Enhancements
Buzz Enhancements
API Enhancements
Q4 (October – December 2020)
Post Office integration and enhancements
to existing applications
45. incuto hub
back-office platform
no license or support fees, ever
no large, up-front costs
same, low cost transaction fees
no minimum volumes
“cost plus margin” pricing