1. Orange County Insurance Bad Faith Lawyers: Positive effects
of Finding a Individual Injury Lawyer
Orange County Personal Injury Strategies
Using of cell phone to text or call while driving causes car accidents which can lead to injury,
damage to property or even fatality. Subsequently, the study revealed that 13 percent of
these accidents involved teens while there are also adults involved due to distracted driving.
The results in these studies have raised so many concerns including the increase in car
insurance premiums. Car insurance companies were forced to raise premiums because they
saw that raising premiums is one of the ways to discourage folks from utilising their mobile
devices whilst driving. It is because people continue to use their cell phones even though
there are existing laws that prohibit this action while on the road. The most alarming of all is
that young adults ages 18 to 29 were involved in these accidents because they were busy
texting or making a call. As such, these individuals now have to pay higher insurance
premiums because authorities have deemed these people risky.
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Although there are laws against using of cell phones while driving, some people still continue
to use these devices while on the road because they believe they can handle both at the
same time. Younger adults are often times the topic of the research given that these
everyday people are keen on utilising their devices devoid of thinking of the consequences in
their actions. However they have not considered the consequences of their action which put
their well being at risk including the life of others. The study even further uncovered how
really serious texting is as it showed you will probably be getting your eyes from the road for
at the very least five seconds if you make use of the gadget. As a result, these people are
23x likely to crash because they are distracted.
Even though the car insurance industry has already raised car insurance premiums due to
this alarming development, they still encourage their clients and every individual driving a
vehicle right now to stop using their devices while on the wheel. It happens to be considering
the fact that there is not any option to justify the final results of distracted driving especially if
it requires dying. Nowadays, the industry is even developing with stern guidelines so men
and women would learn about from their errors.
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Personal injury pertains to the physical and emotional injury which resulted from an accident.
The person may suffer these injuries as a result of negligence which would require him to
undergo treatment. Sometimes, the sustained injury is minimal and may not require
hospitalization or therapy. But there are moments when the injury is rather severe and
hospitalization is the only option to prevent complication. This could lead to large medical
bills while a person may experience additional loss such as when the person is fired from his
job due to the accident. For individuals with insurance coverage, this situation is not alarming

2. at all because the insurance provider can pay for the charges partly or totally.
Insurance coverage protection is indeed reassuring but the fact is that there are insurance
policies suppliers available which really do not accomplish their obligations most suitable.
Some would even delay investigation until a person lose interest in claiming while others
would deliberately use manipulation or intimidation to avoid payment. This situation calls for a
competent and reputable individual damage attorney.
Personal injury lawyers come in handy if the scenarios stated above are to happen in real
life. The number of victims of bad insurance practices are rising because they do not know
what to do when faced with a problem in claiming. This is actually wrong because the law
always protects the welfare of its people and this includes protection against insurance bad
faith. There are laws that would order the insurance company to pay for the insurance
policies furthermore damages when the company is responsible for malicious practices.
What the person must do is to contact a personal injury lawyer so he would have an idea
what to do. The attorney will help the client with the claim by negotiating with the insurance
provider so it can be settled without bringing this in court. However, if the insurance provider
is adamant and will not welcome negotiation, the personal injury lawyer will now initiate
lawsuit so the matter will be decided in court. The private injuries lawyer or attorney would
then use his experience to gain the situation so his shopper can be awarded compensation in
addition damages.
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