Heritage Resp is one of the few RESP providers that are associated with 4 educational grants programs run by the Government. Those who invest with Heritage Funds Inc. have the luxury of receiving higher returns from low risk investments.

1. Heritage RESP helps Secure Your Child’s Future
The alarming rise in the cost of higher education has been a cause of concern for almost every
household in Canada. With the financial crisis still not completely over and the unemployment
rate still very high, parents from all over the country are finding it hard to secure the money
required for the higher education of their children. All this has highlighted the importance of
having an effective plan that can be used to save money over a period of time. A combination
of investment plans and grants from the government is the most effective way to ensure funds
for the higher education of your child.
Investing into your Child’s future in Canada
In Canada, the most effective option for investing money to secure your child's higher
education is to opening an account with a trusted Registered Education Savings Plan (RESP)
provider. RESP is approved by the Canadian government and is tax exempted. Parents, relatives
or family members who would like to invest in Heritage Education Funds would firstly need a
Social Insurance Number (SIN), as it is a basic requirement for applying for all financial
assistance programs approved or run by the Canadian government.
If you have a Social Insurance Number (SIN) then all you need to do is find a suitable RESP
provider. The best RESP provider would have associations with maximum number of financial
grants programs from the government and have highly flexible options. Before going ahead
with a particular RESP provider make sure to thoroughly go through the policies and documents
you agree to and sign for. Heritage Resp is one of the most trusted and reliable RESP providers.
They are associated with four important funding programs run by the government.

2. Government of Canada’s Education Programs
Canada Education Savings Grant (CESG): The CESG grant can be received by enrolling with any
RESP provider. The amount is paid after the child becomes 17 years old.
ACES: This program is for people who live in Alberta and were born on or after the year 2005
and are enrolled with a RESP program.
CLB- The Learning Board of Canada: The CLB doesn’t need the applicant to be registered with a
RESP provider. National Child Benefit Supplement (NCBS) applicants can also apply for this
scheme.
QESI: This program is for the residents of Quebec. The applicant must have a Social Insurance
Number and must be enrolled with RESP.
Parents searching for a reliable RESP provider can get in touch with Heritage Funds Inc. It is
associated all the financial assistance programs mentioned above. Heritage Funds Inc. offers
higher returns and invests only in low risk investment schemes. It also offers flexible options for
both payments and withdrawal. As per the chairperson of RESP Dealers Association, the
Registered Education Savings Plan (RESP) best suits families who would like to contribute on a
regular basis.