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If you have ever found yourself cash strapped, you know how important it is to
have a back up plan. For some people, that plan involves asking a friend or a
family member for a soft loan. But with the current economic times, even the
most loving friend may find it hard to part with a thousand dollars the instant you
need it. If that is the case, you should not fret; instead you should look for 100 day
loans.
For the uninitiated, 100 day loans are short term loans offered by several lenders
to people who suddenly find themselves in need of money. These loans are
offered on an online basis making them all the more convenient. There are certain
questions that you should have answers to before you make the decision to get
that loan.
First, how do you apply for a loan? The loan application process is a simple and
straightforward process that will take just a couple of minutes. You will be
required to provide your personal information including your bank information
and also your social security information.
How long will you wait before you get approved for a loan? At 100 day loans, you
will get approval in a matter of minutes. There are more than 120 lenders who
will review your application and from these you should be able to find a willing
lender. After approval, you will get an email from the lender instructing you on
how to proceed with the application process. Once you have completed all the
necessary steps, you should expect to get the money the next business day.

2. How safe is your personal information? Obviously,
you will have concerns about the safety of the
information you share with the online lenders. Rest
assured that your information is safe and remains
confidential thanks to the use of an encrypted
database.
What if you are unable to pay off the loan by the due date? If you ever find your
bank account short of funds with the due date imminent, contact your lender.
This way, you will discuss repayment options and you will keep your loan in good
standing.
Which factors determine the amount of money one gets? The amount of money
you get approved for will be influenced by your income, state laws and also the
number of lenders available. Your employment information also plays an
important role. First time applicants may not get amounts higher than $500 at
100 day loans for obvious reasons.