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Claims Exchange and
Pay the Provider
Claims Exchange is a data integration solution that accepts and
automatically processes electronic data files that contain consumers’
eligible medical expenses not covered by the Health Plan

Reimburses the consumer or the provider for these eligible expenses
out of the consumer’s Flexible Spending Account (FSA) and/or Health
Reimbursement Arrangement (HRA).

Also known as “auto-claims” or “crossover claims”

Participants can have both Claims Exchange and a Debit Card, but
there are limitations that apply.
Claims Exchange &
   Pay the Provider Workflow


Health Plan



                                                                                  OR
                     If Patient Responsibility > 0
                    then EOB is transferred using
                         secured FTP to Peak1




                                                     Effective way to link with
                                                     health plan



No substantiation of out-of-pocket expenses is
required when a claim is received directly from
a Health Plan – 100% Auto Substantiation
Carrier Integrations
Advance PCS                              BlueCross BlueShield of Vermont       Merck Medco
Aetna                                    Premera Blue Cross                    Mercy Health Plan
Aultcare                                 PTI-BCBS (IL/TX)                      Met Life
Anthem BlueCross BlueShield              Blue Choice                           Met Dental
Anthem BlueCross BlueShield Virginia     Highmark BlueCross BlueShield         PacifiCare
Anthem BlueCross BlueShield              HMSA / BlueCross BlueShield Hawaii    Pharmaceutical Tech
Virginia/Trigon
                                         Mountain State BlueCross BlueShield   Preferred Care PMD
Anthem Trigon
                                         Caremark                              Preferred Plus Kansas
Anthem BlueCross BlueShield Ohio
                                         CatalystRx                            Presbyterian Health Plan
Blue Cross of Idaho
                                         CDPHP / CDPHN New York                Prime Therapeutics
BlueShield of California
                                         Cigna                                 Priority Health
BlueCross of California
                                         Cigna Behavioral Health               United Healthcare
BlueCross BlueShield of Alabama
                                         Davis (Vision)                        United Healthcare Midwest
BlueCross BlueShield of Minnesota
                                         Delta Dental                          United Healthcare Chicago
BlueCross BlueShield of Georgia
                                         Delta Dental of California (Dental)   United Healthcare Cleveland
BlueCross BlueShield of New Jersey
                                         Express Scripts                       United Healthcare Colorado
BlueCross BlueShield of New Mexico
                                         First Health                          United Healthcare Tennessee
BlueCross BlueShield of North Carolina
                                         Humana Louisville                     United Healthcare Utah
BlueCross BlueShield of Oklahoma
                                         Hyde Rx                               United Healthcare Wisconsin
BlueCross BlueShield of Texas
                                         Kaiser Foundation Health Plan         UPMC
BlueCross BlueShield of Illinios
                                         Lumenos                               VSP
BlueCross BlueShield of North Dakota
                                         Medco                                 Wausau

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Claims Exchange Automatically Processes & Pays Medical Claims

  • 1. Claims Exchange and Pay the Provider Claims Exchange is a data integration solution that accepts and automatically processes electronic data files that contain consumers’ eligible medical expenses not covered by the Health Plan Reimburses the consumer or the provider for these eligible expenses out of the consumer’s Flexible Spending Account (FSA) and/or Health Reimbursement Arrangement (HRA). Also known as “auto-claims” or “crossover claims” Participants can have both Claims Exchange and a Debit Card, but there are limitations that apply.
  • 2. Claims Exchange & Pay the Provider Workflow Health Plan OR If Patient Responsibility > 0 then EOB is transferred using secured FTP to Peak1 Effective way to link with health plan No substantiation of out-of-pocket expenses is required when a claim is received directly from a Health Plan – 100% Auto Substantiation
  • 3. Carrier Integrations Advance PCS BlueCross BlueShield of Vermont Merck Medco Aetna Premera Blue Cross Mercy Health Plan Aultcare PTI-BCBS (IL/TX) Met Life Anthem BlueCross BlueShield Blue Choice Met Dental Anthem BlueCross BlueShield Virginia Highmark BlueCross BlueShield PacifiCare Anthem BlueCross BlueShield HMSA / BlueCross BlueShield Hawaii Pharmaceutical Tech Virginia/Trigon Mountain State BlueCross BlueShield Preferred Care PMD Anthem Trigon Caremark Preferred Plus Kansas Anthem BlueCross BlueShield Ohio CatalystRx Presbyterian Health Plan Blue Cross of Idaho CDPHP / CDPHN New York Prime Therapeutics BlueShield of California Cigna Priority Health BlueCross of California Cigna Behavioral Health United Healthcare BlueCross BlueShield of Alabama Davis (Vision) United Healthcare Midwest BlueCross BlueShield of Minnesota Delta Dental United Healthcare Chicago BlueCross BlueShield of Georgia Delta Dental of California (Dental) United Healthcare Cleveland BlueCross BlueShield of New Jersey Express Scripts United Healthcare Colorado BlueCross BlueShield of New Mexico First Health United Healthcare Tennessee BlueCross BlueShield of North Carolina Humana Louisville United Healthcare Utah BlueCross BlueShield of Oklahoma Hyde Rx United Healthcare Wisconsin BlueCross BlueShield of Texas Kaiser Foundation Health Plan UPMC BlueCross BlueShield of Illinios Lumenos VSP BlueCross BlueShield of North Dakota Medco Wausau