12. • 40% have to keep on working
• 30% depend on their relatives
• 20% depend on their SSS/GSIS
• 8% depend on charitable institution
• 2% are financially independent
Bo Sanchez
8 Secrets of the Truly Rich
Survey Says on People Over 65 Years Old

14. But I cannot
save ‘cause my
salary is not
even enough
to cover my
current
expenses!
Common Response

15. • Pay yourself first
Robert Kiyosaki
Rich Dad, Poor Dad
• Financial independence is
within everyone’s reach
Francisco Colayco
Wealth Within Your Reach
Pera Mo, Palaguin Mo
• Raise your financial IQ
Bo Sanchez
8 Secrets of the Truly Rich
What Financial Gurus Say

16. Cost of Waiting

17.  Earnings – Expenses
= Savings
---------------------------------
Earnings – Savings
= Expenses
How to Save

18. Bo Sanchez
Control Your Cash
Ways You Can Save

19. – Own business
– 4 out 5 close shop within 5 years; you must be very familiar
with the business
– Franchising
» Philippine Franchise Association
www.pfa.org.ph
– Multi-level Marketing
» Beware of scams!
– Bonds & Stocks
– Higher interest for bonds, but may require high investment
– Stocks are highly speculative
– Needs constant monitoring
– CitisecOnline
www.citiseconline.com
– Bo Sanchez’s Truly Rich Club
Where to Put Your Savings

20. If you do not have time to monitor your investments . . .

41. Do I need
insurance
protection?

42. You need insurance protection if:
Somebody
depends
on you for
their
financial
needs

43. If you do, we recommend
Philamlife’s
GUARDIAN

44. GUARDIAN: We safeguard
your nearest and dearest
• Guaranteed Life Insurance Protection at Affordable Price
• Increase your protection coverage by adding accident, disability,
and hospitalization benefits.
• Flexible Protection Plan - choose to be covered for 1 year, 5 years,
10 years, 20 years, or until you turn 65
• Select from different payment schedules - Pay one-time or
regularly, or pay for 5 years, 10 years or 20 years
• Attach accident, disability and hospitalization benefits to further
enhance your protection coverage
• Renewable and Convertible Protection Plan - Easily renew your
coverage after the life of your policy
• Convert your plan to another type of life insurance coverage within
a certain period of time, without proof of insurability.

45. Act
Now!

46. ACT NOW!
Contact us:
Robert Dy T# 646-8958
Mobile # 775-4251
Cel # 0939-9017412
Cel # 0905-2832875
rgdy0515@yahoo.com
Fe Dy Cel # 0919-4210688
femdy714@yahoo.com