Location is a factor that affects long term care. Where you plan to live in the future could have either a positive or negative impact on your future care and needs. Long term care by state does vary, so this gives anyone a clear indication where it would be best to live and receive this care. Long term care does not just cover elderly citizens but any person between the ages of 18 to 64 years. In recent studies, anyone may require long term care at least once in their lives. Here are some details why where you live can have a major impact on your LTC needs

1. Location is a factor that affects long term care. Where you plan to live in the future could have
either a positive or negative impact on your future care and needs. Infolongtermcare.org - Long
term care by state does vary, so this gives anyone a clear indication where it would be best to
live and receive this care. Long term care does not just cover elderly citizens but any person
between the ages of 18 to 64 years. In recent studies, anyone may require long term care at
least once in their lives. Here are some details why where you live can have a major impact on
your LTC needs
LTC costs are higher in populated areas - If you live in densely populated areas such as New
York, expect that LTC costs would be higher in these places. As the demand for these LTC
service increase in states where there is a considerable number of elderly population, the rates
for long term care services would also be affected. In a recent survey contacted by a leading
insurance provider, the average rate for a private room in a nursing home costs at $230 a day.
The trend for these costs could go even further in the coming years.
Supply of LTC providers can also differ - As cost for long term care by state shifts, the availability
of LTC providers may also be affected. Right now, the demand and supply for LTC services are
stable, but there might come a time that supply cannot cope up with the rising demands for
long term care. If this happens, the rates for LTC services might also hike up. This has been the
concern of most Americans as there may be a time where they could no longer afford long term
care. You can check the current costs in your area which would give you some insight on the
long term care trends in your state.
In-Home vs. Facility Living – As the costs for long term care increase, some people are studying
the option of receiving LTC services in the comfort of their own abodes. This may be a better
alternative as the costs of some LTC services are not as high when receiving care in a nursing
facility. However, you would have to think over the following considerations such as the
condition of your home, accessibility of long term care service providers in your area, etc.
Where you currently live can have a direct impact on your future long term care costs. If you
live in a populated area, expect higher LTC costs. Long term care by state also differs with the
number of available service providers in the area. However, as the population of the elderly
increases, the demands for these services may exceed the available supply. Lastly, more people

2. are considering receiving LTC in their own homes instead of living in a nursing facility. They
make assessment to see if modifications can be made to avoid further costs.