China Third-party Payment Industry Report, 2012


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China Third-party Payment Industry Report, 2012

  1. 1. China Third-party Payment Industry Report, 2012Report Details:Published:October 2012No. of Pages: 112Price: Single User License – US$2300After nearly a decade of “barbaric growth”, the Central Bank has successively issued “birthpermits” for third-party payment enterprises since May 2011. As of August 12, 2012, it has issuedfive batches of Payment Business License for non-financial institutions, and a total of 197 third-party payment companies have been licensed, thus basically establishing the payment industrypattern in China.Stimulated by payment licensing, also relying on the general trend of traditional enterprisenetworking and the expansion of third-party payment companies in numerous industrial marketsegments, the internet payment market still maintains a high-speed development trend. In 2011,the third-party payment market realized transaction size of more than RMB2 trillion, a year-on-yearincrease of 95.2%.By Q1 2012, there had been 1.089 billion registered accounts in China’s third-party internetpayment market, of which, Alipay and Tenpay occupied the first two places with overwhelmingsuperiority, respectively 61.8% and 18.9%.Currently, third-party payment enterprises in China show two kinds of development models on thewhole. In consideration of large-scale users, Alipay and TenPay attach great importance to theneeds of individual users in business development and product innovation; whereas, 99Bill,ChinaPnR, YeePay, iPS and other third-party payment platforms treat corporate users as thefocus of business development, providing integrated solutions to enterprises so as to meet theirrequirements.Among the 197 enterprises with payment licenses, the business range covers seven types ofservice such as online payment, bank card acquiring, mobile payment, etc., of which, theenterprises with regional pre-paid card licenses account for a large proportion, while the nationalpayment license is still oriented by large-scale payment companies, which can be roughly dividedinto:•Internet-based third-party payment enterprises, which grow from the internet payment business and provide account payment, gateway payment and integrated payment solutions, serving as the most active enterprise group in the entire third-party payment industry. Representative firms: Alipay, TenPay, 99Bill;•Bank card acquiring companies, which primarily render credit card services to merchants and individual users via installation of POS terminals for merchants, represented by ChinaUMS, Allinpay and Sandpay;
  2. 2. •Innovative bank card acquiring enterprises, which promote credit card terminals through convenience outlets and individuals to meet personal life service payment, transfer, online shopping and other payment demand. Representative firms: Lakala, RongTong Info&Tech co.,Ltd;•Mobile payment business-oriented enterprises, which, relying on mobile phone and other terminals, provide the mass users with support services based on mobile internet and near field communication (NFC) technology, represented by UMPay, Qiandai, three major operator payment companies;•Pre-paid card enterprises, chiefly referring to the payment companies providing pre-paid card issuance and acceptance business, represented by Beijing Shangfutong Network Technology, YuFu Network Technology, EKA.Get your copy of this report @ points covered in Table of Contents of this report includeTable of ContentsPreface1. Overview of Third-party Payment1.1 Definition1.2 Policy1.3 License Issuing2. Market Environment of Third-party Payment Industry2.1 Overview of Chinese Netizen2.2 Overview of Chinese Online Merchant2.3 Development of Mobile Phone Users in China3. Market Analysis of Third-party Payment Industry3.1 Market Scale3.2 Market Segments3.2.1 Online Payment3.2.2 Mobile Phone Payment3.2.3 Telephone Payment4. Competition4.1 Market Share4.1.1 Market Share by Transaction Volume4.1.2 Market Share by Registered Accounts4.1.3 Business Development among Enterprises4.2 Main Platforms5. Key Enterprises5.1 AliPay5.1.1 Profile5.1.2 Development5.1.3 Operation
  3. 3. 5.1.4 Registered Accounts5.1.5 Transaction Volume5.1.6 Transaction Distribution5.1.7 SWOT5.2 TenPay5.2.1 Profile5.2.2 Development5.2.3 Operation5.2.4 Products & Service5.2.5 Strategic Cooperation5.2.6 SWOT5.3 UnionPay Online Payment5.3.1 Profile5.3.2 Products & Service5.3.3 Operation5.4 99Bill5.4.1 Profile5.4.2 Development5.4.3 Operation5.4.4 Products & Service5.4.5 SWOT5.5 Chinapnr5.5.1 Profile5.5.2 Development5.5.3 Products & Service5.5.4 Operation5.6 YeePay5.6.1 Profile5.6.2 Development5.6.3 Operation5.6.4 Products & Service5.6.5 Operation5.6.6 SWOT5.7 IPS5.7.1 Profile5.7.2 Development5.7.3 Operation5.7.4 Products & Service5.7.5 SWOT5.8 Chinabank Payments5.8.1 Profile5.8.2 Development
  4. 4. 5.8.3 Products & Service5.8.4 Operation5.8.5 SWOT5.9 PayEasy5.9.1 Profile5.9.2 Products & Service5.9.3 Operation5.9.4 SWOT5.10 HNAPay5.11 Shengpay5.11.1 Profile5.11.2 Operation6. Other Enterprises6.1 EBPP6.2 UMS6.3 Beijing UnionPay6.4 ALL IN PAY6.5 LYCHEE PAY6.6 Wangfujing6.7 Lakala6.8 Icardpay6.9 UMPay6.10 Qiandai6.11 Smartpay6.12 Bestpay6.13 EPAY6.14 CMPAY6.15 EKA6.16 Property & Credit6.17 Open Union7. Market Forecast of Third-party Payment Industry7.1 Industry Development Trends7.2 Market Forecast7.3 Segment Market Forecast7.3.1 Online Payment7.3.2 Mobile Phone Payment7.3.3 Telephone PaymentList of ChartsInterpretation of Third-party Payment ManagementRelated Policies on Third-party Payment Industry in China, 2010-2012List of Companies Firstly Obtained Payment Business LicenseList of Companies Secondly Obtained Payment Business License
  5. 5. List of Companies Thirdly Obtained Payment Business LicenseList of Companies Fourthly Obtained Payment Business LicenseNumber of Netizens & Internet Penetration in China, 2008-2012Enterprises Distribution Engaging in Online Sales in China in 2011Enterprises Distribution Engaging in Online Purchase in China in 2011Number of Mobile Internet Users and % of Total Internet Users in China, 2007-2012Transaction Volume and Growth Rate of Chinas Third-party Payment Industry, 2005-2011Proportions of Online Payment, Mobile Payment and Fixed Payments by Transaction Volume,2005-2011Number of Registered Accounts and Growth Rate of Chinas Third-party Payment Industry, 2005-2011Transaction Volume and Growth Rate of Chinas Third-party Online Payment, 2005-2011Transaction Volume and QoQ Growth Rate of Chinas Third-party Online Payment, 2010-2012Number of Registered Accounts and Growth Rate of Chinas Third-party Online Payment, 2005-2012Transaction Volume and Growth Rate of Chinas Third-party Mobile Payment, 2005-2011Number of Registered Accounts and Growth Rate of Chinas Third-party Mobile Payment, 2005-2012Transaction Volume and Growth Rate of Chinas Third-party Fixed Payment, 2005-2011Number of Registered Accounts and Growth Rate of Chinas Third-party Fixed Payment, 2005-2011Market Share of Chinas Third-party Online Payment Industry by Transaction Volume, 2011-2012Market Share of Chinas Third-party Online Payment Industry by Registered Accounts, 2012Q1Business Focus of Online Payment Enterprises in China, 2011-2012Comparison of China’s Key Payment PlatformsComparison of China’s Key Payment Platforms by TypeBasic Information of Alipay’s Business LicenseAlipay’s Shareholders before and after Equity TransferAlipay’s History, 2003-2012Operating Performance of AliPay, 2011Number of Registered Accounts of AliPay, 2006-2012Quick Payment Users of AliPay in 2011Alipay’s Daily Trading Volume and Transaction Amount, 2007-2011Transaction Volume Distribution of AliPay in 2011Users’ Age Structure of AliPay in 2011YOY Growth Rate of Payment Speed of AliPay in 2011SWOT of AliPayBasic Information of TenPay’s Business LicenseEquity Structure of TenPayHistory of TenPayOperating Performance of TenPay in 2011Products & Service of TenPay
  6. 6. Industry Partners of TenPayCooperation Types and Partners of TenPaySWOT of TenPayBusiness Scale of UnionPay Online PaymentClients of UnionPay Online Payment in China and Overseas MarketOperating Performance of UnionPay Online Payment in 2011Basic Information of 99Bill’s Business LicenseHistory of 99BillOperating Performance of 99Bill in 2011Number of Personal Users and Business Partners of 99Bill, 2006-2012Products of 99BillIndustry Partners of 99BillCooperative Banks of 99BillSWOT of 99BillBasic Information of Chinapnr’s Business LicenseHistory of Chinapnr, 2006-2012Products & Service of ChinapnrPartners of ChinapnrOperating Performance of Chinapnr in 2011Basic Information of YeePay’s Business LicenseYeePay’s HistoryOperating Performance of YeePay in 2011Industry Partners of YeePayRevenue and Transaction Volume of YeePay, 2009-2012SWOT of YeePayBasic Information of IPS’s Business LicenseHistory of IPS, 2000-2012Operating Performance of IPS in 2011Cooperating Agencies of IPSCooperation Merchants of IPSSWOT of IPSBasic Information of Chinabank Payment’s Business LicenseChinabank Payment’s History, 2000-2011Chinabank Payment’s PartnersOperating Performance of Chinabank Payments in 2011SWOT of Chinabank PaymentsCooperating Partners and Banks of PayEasyOperating Performance of PayEasy in 2011SWOT of PayEasyBasic Information of HNAPay’s Business LicenseBasic Information of Shengpay’s Business LicensePartners and Cooperating Banks of Shengpay
  7. 7. Operating Performance of Shengpay in 2011Basic Information of EBPP’s Business LicensePartners of EBPPBasic Information of UMS’s Business LicenseBasic Information of Beijing UnionPay’s Business LicenseBasic Information of ALL IN PAY’s Business LicensePartners of ALL IN PAYBasic Information of LYCHEE PAY’s Business LicenseBasic Information of Wangfujing’s Business LicenseBasic Information of Lakala’s Business LicenseBasic Information of Icardpay’s Business LicenseBasic Information of UMPay’s Business LicensePartners of UMPayOperating Performance of UMPay in 2011Basic Information of Qiandai’s Business LicensePartners of QiandaiBasic Information of Smartpay’s Business LicensePartners of SmartpayBusiness Scale of SmartpayBasic Information of Bestpay’s Business LicensePartners of BestpayBasic Information of EPAY’s Business LicensePartners of EPAYBasic Information of CMPAY’s Business LicensePartners of CMPAYBasic Information of EKA’s Business LicensePartners of EKAShare holders of Beijing Shangfutong Network Technology Co., Ltd.Basic Information of Property & Credit’s Business LicenseBasic Information of Open Union’s Business LicenseCooperation Agencies of Open UnionTransaction Volume and Growth Rate of Chinas Third-party Payment Industry, 2010-2015FProportions of Online Payment, Mobile Payment and Fixed Payments by Transaction Volume,2005-2015FTransaction Volume and Growth Rate of Chinas Third-party Online Payment, 2005-2015FTransaction Volume and Growth Rate of Chinas Third-party Mobile Payment, 2005-2015FTransaction Volume and Growth Rate of Chinas Third-party Fixed Payment, 2005-2015EContact: for more information.