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The fraudulent use of another persons identity is a growing problem worldwide. Victims are
chosen at random and within hours, their lives can become one of turmoil and chaos. Preventing
this from happening can only be attained by the watchful use of anything containing private and
personal information. Do not give a hacker a chance. Insure your identity theft protection by
following some basic criteria.
Keeping track of your credit report is a good place to begin. It is now allowable in the United States
for individuals to be able to access the three major credit reporting companies on a yearly basis.
Examine these reports carefully. Any wrongful information may be due to a simple entry error or
use by someone other than yourself.
We have become a society of numbers. Every one of us is somehow connected to a number. It
could be our Social Security number, our birth date, a credit card number, or a driver's license
number. Anyone of these, as well as others, can allow a perpetrator to enter our world, and if they
wish, become one with us. Where the similarity ends is where the thief most often cannot be
identified and you are left to clean up the mountain of damage that has been caused. We have
become a society of cyberspace technology. We use computers to access credit card statements
and our banking institutions. Is it not plausible than that identity thieves are making headway in
computer identity theft? If it has not already been done, install one of the many programs designed
to halt these hackers, such as malware or spyware.
Computer scammers have cost many users difficulty by using the name or names of your trusted
friends to send mail to you. Do not fall for this fraudulent practice whereby money is being asked
for due to a crisis in your friend's life. Does it not make more sense for a friend to contact you
personally with a serious problem? If they are foolish enough to use this tactic to get in touch with
you, a phone call to them will clear the matter quickly.
Have you ever received a statement from your insurance company stating that they paid for a
procedure that you did not have? Call them immediately and inquire about this erroneous
information. It could be due to an employee entering wrongful information in your file or someone
may have been able to access your medical insurance. With the high cost of medical expenses
today, more and more people are using this way of getting the medical attention they need. If
anything raises suspicion, notify your company right away.
When you feel no stone has been left unturned in regard to protecting your identity, think again.
Think of all the people that have your personal information. Your banker, your lawyer, and your
doctor all have identifiable records on you. They also offer hacker protection on their computers,
but what of the unscrupulous employee who decides to 'borrow' your credit card or social security
number? You credit can be entirely ruined in a very short period of time while the perpetrator goes

2. on an illegal shopping spree or worse.
Copies of all documents in your possession that contain identifiable information should be kept in
a secure locked place at your residence. In case of theft, this will give you easy access to your
bank and credit card accounts to have them immediately closed. As far as hackers have come in
regard to identity theft, nothing makes it easier for them than a lost wallet. Closing your accounts
immediately will stop theft before it can occur.
While using your ATM, pay special attention to anyone that remains hovering around you. Thieves
will use different means to get you pin number which then will allow them to get into your account.
Another good idea is to mail all checks directly from your local Post Office and have any incoming
funds sent by direct deposit to your bank. There are harsh penalties for the tampering of the U. S.
Mail but thieves allow nothing to deter them. Shred any and all pertinent material and use
passwords that would be considered impenetrable. A mix of letters, characters and numbers may
be more difficult to remember but they are also the hardest ones to infiltrate.
The best advice is to use your common sense. If you see a piece of paper with identifying
information on it, it can be sued to get into your profile. If it cannot be destroyed, use every safety
precaution at your disposal to keep it out of the hands of thieves. Shredding and locking up items
can keep you from being victimized using identity theft protection.
Article Source:
http://EzineArticles.com/?expert=Joseph_Troyer
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