2. Meaning
โข It is a multi purpose and multi-functional
financial supermarket providing both
'Banking and Financial Services' through
a single window. As per the World Bank,"
In Universal Banking, large banks operate
extensive network of branches, provide
many different services, hold several
claims on firms (including equity and
debt) and participate directly in the
Corporate Governance of firms that rely
on the banks for funding or as insurance
underwriters."
3. โข In a nutshell, a Universal Banking is a
superstore for financial products, under
one roof
โข 'Universal Banking' refers to those
banks that offer wide range of financial
services beyond the commercial banking
functions like Mutual Funds, Merchant
Banking, Factoring, Insurance, Credit
Cards, Retail loans, Housing Finance,
Auto Loans, etc.
4. A solution of Universal Banking
coupled with SWOT
โข Strengths:
โข Economies Of Scale
โข Profitable Diversions
โข Resource Utilization
โข Easy marketing on the foundation a of Brand name
โข One stop shopping
โข Investor friendly activities
5. Weaknesses:
โข Grey area of Universal Bank
No expertise in long term lending
โข NPA problem remained intact
6. Threats:
โข Big Empires
Opportunities:
To increase efficiency and productivity
To get more exposure in the global market
To eradicate the 'Financial Apartheid'
The Need of Universal Banking
7. Threats:
โข Big Empires
Opportunities:
To increase efficiency and productivity
To get more exposure in the global market
To eradicate the 'Financial Apartheid'
The Need of Universal Banking
Editor's Notes
08/02/13 08:56 ยฉ 2007 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation. MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION.
08/02/13 08:56 ยฉ 2007 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation. MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION.
