People assume that if they have bad credit score, they can only get credit card if they put a deposit. But this is not true. Even you have a bad credit, you can get a credit card for you. For more information visit http://www.newhorizon.org/credit-info/get-credit-card-bad-credit/ Also check our list of credit cards for people with poor credit score http://www.newhorizon.org/Info/unsecured.htm

1. Tips To Get A Credit
Card If You Have
Poor Credit
by: www.newhorizon.org

2. A lot of people believe that poor credit implies that you will have to
acquire credit cards after putting down a significant amount of money
to achieve this.
Are you aware it’s actually possible to obtain credit cards for poor
credit, no down payment needed?
While it may be difficult to obtain credit cards, the reality of the matter
is that it is not impossible to do, even if you have a credit rating of only
500.
Here’s several paths that one can take in order to obtain the most out of
their bad credit, improve their credit, and even score a credit card or
two in the process.

3. Find out what your credit score is like
● When your credit is in the 600s, you have a better possibility of obtaining a bad
credit credit card, no downpayment needed, with a reasonable interest rate.
● In case your credit is in the 400s, you may need to make some work in order to
boost your credit score.
● Paying down old debts, settling lower payments, and also paying off credit cards
that may have been maxed out can significantly affect your credit score for the
better.
● In either case, it’s always advantageous to increase your credit rating before you
apply for another card.

4. Apply for a credit card with a bank that
you currently use
● It’s usually better to try to do business with banks that
you’ve already established a good connection with.
● They are more likely to approve you and keep you as a
client by giving you lower rates.
● This is often the simplest way to obtain a credit card when
you have a bad credit score, particularly the one that
doesn’t require an initial deposit.

5. Applying for a subprime credit card is an
alternative you should look into
● Subprime credit cards frequently carry higher interest rates, fees,
and low credit limits.
● On the other hand, there are advantages to subprime credit cards
that should be pointed out.
● In case you don’t leave a balance on your credit card, pay on a
regular basis, as well as don’t spend too much per month, you can
use a subprime credit card to increase your credit score quickly.
● It’s also important to note that there are some subprime credit
cards which will have a minimum credit score.

6. For more information read
Tips To Get A Credit Card If You Have Poor Credit
http://www.newhorizon.org/credit-info/get-credit-card-bad-credit/
Also check our list of credit cards for people with poor
credit score
http://www.newhorizon.org/Info/unsecured.htm