If you happen to be a first time home buyer, reading this presentation might just help you decide to do the move without hesitations.

1. TYPES OF
HOMES TO
OWN
FIRST TIME HOME BUYERS:
Your home is your reward....

2. COMFORT ZONE
might be as exciting yet as scary
than having a family
MOVING OUT OF YOUR

3. CONSIDERATIONS
BEFORE BUYING:

4. SETTLING YOUR PAST
EXPENSES FIRST
NO DEBT
YES HOME

5. SETTLING YOUR PAST
EXPENSES FIRST
If you're currently in debt for your past
expenses perhaps settling them first
before buying a home is the ideal move.
NO DEBT
YES HOME

6. SETTLING YOUR PAST
EXPENSES FIRST
If you're currently in debt for your past
expenses perhaps settling them first
before buying a home is the ideal move.
NO DEBT
YES HOME CREDIT SCORE OKAY

7. SETTLING YOUR PAST
EXPENSES FIRST
If you're currently in debt for your past
expenses perhaps settling them first
before buying a home is the ideal move.
NO DEBT
YES HOME CREDIT SCORE OKAY
Check credit score if found 'Ok' then do
the move.

8. As an expert suggests,
LEAVE
MONEY ON
THE BANK

9. As an expert suggests,
downpayment should be saved at least
20% in the bank.
LEAVE
MONEY ON
THE BANK

10. As an expert suggests,
downpayment should be saved at least
20% in the bank.
LEAVE
MONEY ON
THE BANK
SAVE UP MONEY ON THE
BANK

11. As an expert suggests,
downpayment should be saved at least
20% in the bank.
LEAVE
MONEY ON
THE BANK
SAVE UP MONEY ON THE
BANK
Saving up money on the bank before
buying a home will give a great deal of

12. As an expert suggests,
downpayment should be saved at least
20% in the bank.
LEAVE
MONEY ON
THE BANK
SAVE UP MONEY ON THE
BANK
Saving up money on the bank before
buying a home will give a great deal of
avoiding private mortgage
insurance (PMI) or
lessening the time to pay for it.

13. The additional
PLAN THE
BUDGET

14. MONTHLY OR YEARLY
PROPERTY PAYMENT
The additional
PLAN THE
BUDGET

15. MONTHLY OR YEARLY
PROPERTY PAYMENT
The additional
PLAN THE
BUDGET
should be included in the budget.

16. MONTHLY OR YEARLY
PROPERTY PAYMENT
The additional
PLAN THE
BUDGET WELL-PLANNED BUDGETA
should be included in the budget.

17. MONTHLY OR YEARLY
PROPERTY PAYMENT
The additional
PLAN THE
BUDGET WELL-PLANNED BUDGETA
should be included in the budget.
will result to better handling of money
PLUS

18. MONTHLY OR YEARLY
PROPERTY PAYMENT
The additional
PLAN THE
BUDGET WELL-PLANNED BUDGETA
should be included in the budget.
will result to better handling of money
PLUS
money allotment to unexpected expenses
could be covered.

19. PAYMENT
TERMS
DEFINED
ALL DEBTS ARE PAID
WITH MONEY.

20. PAYMENT
TERMS
DEFINED
ALL DEBTS ARE PAID
WITH MONEY.
But in what way, it could either be:

21. PAYMENT
TERMS
DEFINED
ALL DEBTS ARE PAID
WITH MONEY.
But in what way, it could either be:
fixed-rate mortgage (FRM)
adjustable-rate mortgage
(ARM)

22. FIXED-RATE
MORTGAGE

23. FIXED-RATE
MORTGAGE
the 'vanilla wafer' mortgage loan

24. FIXED-RATE
MORTGAGE
payment interest rate remains the
same throughout the paying for the
home.
the 'vanilla wafer' mortgage loan

25. FIXED-RATE
MORTGAGE
payment interest rate remains the
same throughout the paying for the
home.
the 'vanilla wafer' mortgage loan
ADJUSTABLE-
RATE
MORTGAGE

26. FIXED-RATE
MORTGAGE
payment interest rate remains the
same throughout the paying for the
home.
the 'vanilla wafer' mortgage loan
ADJUSTABLE-
RATE
MORTGAGE
The mortgage is adjustable
according to the market conditions.

27. FIXED-RATE
MORTGAGE
payment interest rate remains the
same throughout the paying for the
home.
the 'vanilla wafer' mortgage loan
ADJUSTABLE-
RATE
MORTGAGE
The mortgage is adjustable
according to the market conditions.
Interest rate are periodically
adjusted based on the credit
markets.

28. PAYMENT
TERMS
DEFINED
ARM TYPEChoosing the

29. PAYMENT
TERMS
DEFINED
ARM TYPEChoosing the
might be effective for those choosing
to live in a place for

30. PAYMENT
TERMS
DEFINED
ARM TYPEChoosing the
might be effective for those choosing
to live in a place for
a short period of time.

31. PAYMENT
TERMS
DEFINED
ARM TYPEChoosing the
might be effective for those choosing
to live in a place for
a short period of time.
FRMBut choosing the

32. PAYMENT
TERMS
DEFINED
ARM TYPEChoosing the
might be effective for those choosing
to live in a place for
a short period of time.
FRMBut choosing the is better when your
planning to stay in the
bought property for good.

33. RESEARCH
FOR THE
BEST
PLACES TO
LIVE
Choose a place where it would be
Do not let your wants take over your
needs.

34. RESEARCH
FOR THE
BEST
PLACES TO
LIVE
BENEFICIAL
Choose a place where it would be
Do not let your wants take over your
needs.

35. RESEARCH
FOR THE
BEST
PLACES TO
LIVE
BENEFICIAL
Choose a place where it would be
Do not let your wants take over your
needs.
ACCESSIBLE

36. RESEARCH
FOR THE
BEST
PLACES TO
LIVE
BENEFICIAL
Choose a place where it would be
Do not let your wants take over your
needs.
ACCESSIBLE
IDEAL

37. RESEARCH
FOR THE
BEST
PLACES TO
LIVE
BENEFICIAL
Choose a place where it would be
Do not let your wants take over your
needs.
ACCESSIBLE
IDEAL
Consider the tax rates on different
communities and how much it would
cost to buy a home.

38. HOUSE & LOT CONDO UNIT TOWNHOUSE
TYPES OF HOME TO
OWN

39. A HOUSE
AND LOT IN
THE
SUBURBS
Buying a house in Manila might be an expensive
kind of move.
Living in nearby provinces like

40. A HOUSE
AND LOT IN
THE
SUBURBS
Buying a house in Manila might be an expensive
kind of move.
CAVITE
RIZAL
BULACAN
Living in nearby provinces like
would be better.

41. A HOUSE
AND LOT IN
THE
SUBURBS
Owning a home in Manila could cost up to

42. A HOUSE
AND LOT IN
THE
SUBURBS
8 million pesos or more
Owning a home in Manila could cost up to
compare to the

43. A HOUSE
AND LOT IN
THE
SUBURBS
8 million pesos or more
Owning a home in Manila could cost up to
compare to the
2.4 AND 2.6 MILLION PESOS RANGE
FOUND IN BULACAN AND CAVITE.

44. A HOUSE
AND LOT IN
THE
SUBURBS
8 million pesos or more
Owning a home in Manila could cost up to
compare to the
2.4 AND 2.6 MILLION PESOS RANGE
FOUND IN BULACAN AND CAVITE.
A one to two hour drive might not be that bad
when you can have your own home.

45. A HOUSE
AND LOT IN
THE
SUBURBS
8 million pesos or more
Owning a home in Manila could cost up to
compare to the
2.4 AND 2.6 MILLION PESOS RANGE
FOUND IN BULACAN AND CAVITE.
A one to two hour drive might not be that bad
when you can have your own home.
This kind of home is good for big numbered family
looking for shelter in the suburbs.

46. HOUSE & LOT CONDO UNIT TOWNHOUSE
TYPES OF HOME TO
OWN

47. CONDO
HOME
If moving into a house is too much to handle
perhaps settling in a condo home is better.
Your best bet is to rent out a condo unit or
perhaps have a rent to own condo unit.
A modern kind of living

48. CONDO
HOME
If moving into a house is too much to handle
perhaps settling in a condo home is better.
Your best bet is to rent out a condo unit or
perhaps have a rent to own condo unit.
A modern kind of living
Living in a condo home would be the ideal choice.

49. CONDO
HOME
If moving into a house is too much to handle
perhaps settling in a condo home is better.
Your best bet is to rent out a condo unit or
perhaps have a rent to own condo unit.
A modern kind of living
Living in a condo home would be the ideal choice.
Most condo are built to be nearby

50. CONDO
HOME
If moving into a house is too much to handle
perhaps settling in a condo home is better.
Your best bet is to rent out a condo unit or
perhaps have a rent to own condo unit.
A modern kind of living
Living in a condo home would be the ideal choice.
Most condo are built to be nearby
COMMERCIAL CENTERS
TRANSPORTATION HUBS
SCHOOLS
AND EVEN BUSINESS CENTERS

51. CONDO
HOME
found at the heart of Manila is not a bad choice.
A modern kind of living
Moving in a condo home at San Juan city
Choose the
modern life now!

52. HOUSE & LOT CONDO UNIT TOWNHOUSE
TYPES OF HOME TO
OWN

53. A
TOWNHOUSE
FOR A FAMILY
OF 4
If living in a condo is not your choice of home but
could not afford buying a house and lot then a
townhouse would be the best fit for you.
As defined by Merriam-webster,
a townhouse is a series of homes adjacent to
similar houses.

54. A
TOWNHOUSE
FOR A FAMILY
OF 4
If living in a condo is not your choice of home but
could not afford buying a house and lot then a
townhouse would be the best fit for you.
As defined by Merriam-webster,
a townhouse is a series of homes adjacent to
similar houses.
Most townhouses ranges up to
2.7 to 14.5 million pesos located
in Makati. While in San Juan that
ranges from 4.9 to 20.8 million
pesos.*

55. A
TOWNHOUSE
FOR A FAMILY
OF 4
Townhouses are ideal for families not ready to buy
a house to be built from the ground up but able to
buy a condo home yet not their best choice.
Moving in a townhouse is the
suitable choice plus gardening in
your homes is not compromised.

56. CHOOSE FOR THE BETTER
DO THE RIGHT MOVE AND
http://www.rappler.com/
http://money.usnews.com/
http://www.merriam-webster.com/
https://en.wikipedia.org/
SOURCES:
Thank you!