Sample Mailer

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it’s All Yours.
remember, you’ll have from March 1, 2008 Already in the Plan? Your dream • Your choice • Your reward
Your Nationwide Savings Plan—Important Plan Information Enclosed
to noon eastern time on March 28, 2008, Access your account and change your
to decline automatic enrollment or the automatic contribution increase features
contribution increase. You can choose using your Account number (or Web id
not to participate or make different and VRU ID), Web password and PIN:
contribution rate and investment elections • Log on to the Savings Plan at
if you’ve not contributed before. if you www.401kaccess.com/nationwide
already contribute, you can keep your and click Login.
current contribution rate, but must
affirmatively elect to do so. • Call the Savings Line at
800-FON-401k (800-366-4015). Your dream • Your choice • Your reward Automatic enrollment and Contribution increases—An easier Way to
not in the Plan? representatives are available from
Save for Your Future
enroll or decline automatic enrollment: 8 a.m. to 10 p.m. eastern time, it’s All Yours.
Monday through Friday. The facts: Why Should I Contribute to the Nationwide
• Log on to the Savings Plan at
• Call 877-852-4289 for TDD/TTY • Many Nationwide associates may not be
Savings Plan?
www.401kaccess.com/nationwide
and click Enroll. You’ll need your access from 8 a.m. to 10 p.m. ready for retirement. • Nationwide matches 50 cents on each dollar
Social Security number. You can eastern time. you contribute up to 6 percent.*
• 45 percent of associates in the Nationwide
elect a contribution rate and The Nationwide Savings Plan—it’s all Savings Plan contribute less than 6 percent • Pre-tax contributions from your paycheck
investments or choose not to yours. of their pay. lower your current taxes, or, if you use Roth
contribute. 401(k), you could save on future taxes.
Participant Services PrST • The typical person near retirement has only
P.O. Box 684067 FirST-ClASS MAil • To prepare for your financial future.
$60,000 in 401(k) and irA accounts. That’s
Austin, Texas 78768-4067 u.S. POSTAge PAid
AuSTin Tx about $400 per month in retirement. What’s the Advantage for Nationwide?
PerMiT nO. 2623
Talk with retirees and you’ll find out many of them Again this year, we’ve taken steps to provide you
wish they would have started saving sooner for their with the tools and resources that can lead to a
future. That’s a great reason to take control and healthy lifestyle. Now we’re taking a major step
start saving now for your future. to help you achieve a healthy financial future.
Nationwide currently contributes about $55 million
eye on the Prize in company matching funds to the Nationwide
don’t miss out on this important lifetime Savings Plan.
financial plan offered by Nationwide. Take
advantage of the automatic enrollment/
contribution increase features to help you
achieve financial success.
Your dream. Your choice. Your reward. Your Nationwide Savings Plan—Summary of Important Features
©2008 The 401(k) Companies, Inc., A Charles Schwab Company. All rights reserved.
Auto Enroll/Cont Increase/Nationwide/67 1/29/2008 AQ2

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Here’s a look at the features for 2008: remember March 28, 2008
• Not enrolled or contributing to the Nationwide Savings Plan? You’ll Make elections from March 1 to March 28, 2008 (noon Eastern time). during this period, you can decline Your Nationwide Savings Plan Your Nationwide Savings Plan
be automatically enrolled at 3 percent of your eligible compensation automatic enrollment or elect to keep your current Savings Plan contribution rate. Or, you can enroll yourself, Status as of Noon Eastern Time Contribution Rate Beginning With
deducted on a pre-tax basis. decide your contribution rate and where to invest your money and the company match. March 28, 2008 Your April 11, 2008 Paycheck
0 percent contribution increase to 3 percent pre-tax 401(k)
− Contributions will be deducted from each paycheck beginning if you don’t take action by March 28, 2008 (noon Eastern time), the changes in the chart at right will take affect contribution rate and invested in the
the pay period following automatic enrollment in the plan. with your April 11, 2008 paycheck. target maturity model closest to your
65th birthday
− Contributions will be invested in the target maturity model
1 to 2 percent contribution* increase to 3 percent pre-tax 401(k)
closest to your 65th birthday until you make new investment
contribution rate
elections.
Nationwide is committed to 3 percent contribution* increase to 4 percent pre-tax 401(k)
• Contributing 1 percent to the Nationwide Savings Plan? Your contribution rate
helping you plan for your contributions to the plan will automatically increase to 3 percent.
future financial security. We 4 percent contribution* Increase to 5 percent pre-tax 401(k)
• Contributing 2, 3, 4 or 5 percent to the Nationwide Savings Plan? Your contribution rate
offer automatic enrollment
contributions to the plan will automatically increase by one percent
Things to remember About These Features
and a contribution increase 5 percent contribution* increase to 6 percent pre-tax 401(k)
each year. • Affects the Nationwide Savings Plan—all other benefits are unchanged. contribution rate
feature to help you more
easily prepare for your Remember, Nationwide will match 50 cents for each dollar on the first • No affect on associates who already contribute at least 6 percent of pay to the Nationwide 5 percent or less contribution* and no change
Savings Plan. reached the $15,500 2008 contribution
financial future. 6 percent of eligible compensation [both pre-tax 401(k) and after-tax roth limit by the March 14, 2008 paycheck
401(k)] that you contribute, or 3 percent of your eligible compensation.* • Enrollment in the Nationwide Savings Plan and contribution increases will take effect as
6 percent or greater contribution* no change
If you contribute 6 percent or greater, you won’t be affected by these features. described in the chart at right unless you elect otherwise.
If you have an Easy Increase Election
5 percent or less contribution* with Easy Increase takes effect but no
an Easy Increase election that will take additional contribution rate increase will
effect during the automatic enrollment/ take effect
increase period
5 percent or less contribution* with an Increase contribution rate as shown
Easy Increase election that will take effect above during the automatic enrollment/
after the automatic enrollment/increase increase period and again when your
period annual Easy Increase election is scheduled
Your Account Access 6 percent or greater contribution* with Easy Increase takes effect as elected
an Easy Increase election that will take
it’s easy to access your account or enroll: effect any time during the year
• www.401kaccess.com/nationwide
*Combined pre-tax and/or after-tax Roth 401(k) contributions.
• 800-FON-401k (800-366-4015)
note: if you currently make only roth 401(k) contributions, your automatic
• 877-852-4289 (TDD/TTY access) contribution increase will be made on a Roth 401(k) after-tax basis. If your
contributions are split between pre-tax and Roth 401(k) after-tax, and you are
contributing less than 6 percent, the automatic contribution increase will be made
on a pre-tax basis.
*nFn Producers aren’t eligible for company matching contributions.
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