The document describes private mortgage investment as a high yield, low risk investment opportunity. It outlines how private mortgage investments work, comparing them favorably to other conventional investment vehicles like CDs and stocks in terms of safety, security, predictability, control and return. Private mortgage investments offer secured, predictable returns through first or second mortgage loans at interest rates of 8-13% and loan-to-value ratios of 70-95%, providing both principal protection and high returns.

1. Private Mortgage Investment High Yield, Low Risk Investment Secured by Real Estate

4. Agenda What is Private Mortgage Investment? How Private Mortgage Investment Works? PMI – It’s Safe, Secured and Predictable Conclusion 1 2 4 3 How Does It Compare to Other Conventional Investment Vehicles?

5. PMI – It’s Safe, Secured and Predictable How Does It Compare to Other Conventional Investment Vehicles? How Private Mortgage Investment Works? What is Private Mortgage Investment? 4 3 2 1 PMI – It Has High Return Rate PMI – You Have Total Control 5 6 7 8 Questions and Answers ` Company Overview Agenda

6. What Is Private Mortgage Investment? Loan at 8% 5% Return You and your spouse have $20,000 in savings. You put the money in a CD at your local bank. In return, you receive 2-5% interest. What does the bank do to your money? The bank loan it out at higher rate, say, 8%. The bank is making 3-6% with YOUR money.

7. What Is Private Mortgage Investment? Loan at 8% 5% Return Imagine yourself as the bank. You are getting 8% return, instead of 5%. What if it’s 10%? Or even 13%? Loan at 10% Loan at 13%

8. How it Works?

9. The Comparison CD Stock P.M. High Yield Safety & Security Predictability Control CD Stock P.M.

10. Private Mortgage Investment Secured Predictable Safe Safe High ROI Control

11. 100 % Financed No Safety Net 90 % Financed 80 % Financed 10% Safety Net 20% Safety Net Loan to Value Ratio (LTV) Risk 100% 90 % 80 % High Medium Low Safe

12. Loan to Value Ratio (LTV) Risk 100% 90 % 80 % High Medium Low 70% Financed 30% Safety Net The LTV is 70% or below. The loan is so safe, it will make the bankers jealous. Safe 80 % Financed 20% Safety Net 100 % Financed No Safety Net 90 % Financed 10% Safety Net

13. House worth $100,000 House worth = $100,000 Amount of money you loan out = $70,000 You paid = $ 70,000 70 % LTV $ 15,000 Selling for = $ 85,000

14. Private Mortgage Investment Secured Predictable Safe High ROI Control

15. Private Mortgage Investment Control Secured Predictable Secured High ROI

16. All paper works are prepared and handled by attorney or title company. The following documents will given to you at the time of closing: 1. Promissory Note 2. Deed of Trust / Mortgage 3. Lender’s Title Insurance 4. Fire / Hazard Insurance Secured I Will Pay All The Cost

17. Private Mortgage Investment Control Secured Predict- able High ROI

18. Private Mortgage Investment Predictable Control Predictable High ROI

21. Private Mortgage Investment Predictable Control High ROI

22. Private Mortgage Investment Control Control High ROI

23. Control You have total control on your money. Enormous flexibility on loan terms: When the payments are due How the loan is amortized When the final payoff is due Interest rate and points It’s Your Money You Have the Final Say

24. Private Mortgage Investment Control High ROI

25. Private Mortgage Investment High ROI High ROI

26. High ROI “ Compound interest is the most powerful force in the Universe.” “… the greatest invention in human history.” -- Albert Einstein

27. $10,000 invested for 5 years $10,000 invested for 20 years 5% 10% 13% $12,763 $16,105 $18,424 5% 10% 13% $26,533 $67,275 $115,231

28. $100,000 invested for 5 years $100,000 invested for 20 years 5% 10% 13% $127,628 $161,051 $184,243 5% 10% 13% $265,330 $672,750 $1,152,309

29. AK Homes LLC. We are a Limited Liability Company Two members: K.J. Gregory and Angela Fisher We hold properties both short and long term Combined 30+ years of experience Have sold over 300+ homes, currently manage over 250 rental units

30. Mission Statement Our mission is to provide affordable housing to the public and to make home-ownership a reality to first time homeowners.

33. How Much Money Do I Need to Invest? You can invest as much or as little as you wish. As a private lender, you choose the loans you want to make. You are in control.

34. How Much Involvement Will I Have With The Property Once the Loan is Made? None! As a private lender, you are the bank. When you get a mortgage from a bank for your own house, have the bank ever even looked at your house? As a private lender, you enjoy all the benefits without any liability. As a private lender, you enjoy all the Benefits without any liability.

35. How Does It Fit In With My Retirement Plan? Approved by IRS as investment for your self-directed retirement plans. Your entire investment is tax-deferred or tax-free!

36. What’s Next? Sign up today for a private meeting, to allow us a chance to answer any questions you may have.

37. Thank You! AK Homes LLC.